Buy Cheap Bay Point, CA Auto Insurance (2021)

Bay Point, CA auto insurance rates average $315 a month. Minimum auto insurance requirements in Bay Point, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Bay Point, CA, compare Bay Point auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bay Point, CA are $315/month
  • The most expensive auto insurance company in Bay Point is Nationwide
  • The most expensive auto insurance company in Bay Point after a DUI is Nationwide

Finding affordable Bay Point, California auto insurance can be challenging, but everything you need to know to buy cheap Bay Point, CA auto insurance with confidence is right here. Auto insurance rates in Bay Point are affected by local factors as well as personal ones like your driving record.

See how Bay Point, CA car insurance rates compare to Los Angeles auto insurance rates, San Francisco auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Bay Point.

Don’t buy Bay Point, CA auto insurance until you’ve compared rates. Get free Bay Point, California auto insurance quotes when you enter your ZIP code above.

Bay Point, CA Minimum Auto Insurance Requirements

The required auto insurance in Bay Point, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Bay Point, California is outlined here.

Minimum Required Auto Insurance Coverage in Bay Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Bay Point, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bay Point, California auto insurance rates? Find out how car insurance rates in Bay Point, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,865 $2,081 $2,104 $7,885 $9,929 $3,666 $4,042
Farmers $2,757 $2,757 $2,486 $2,486 $8,788 $14,411 $3,267 $3,638
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,293 $2,175 $2,131 $2,065 $5,050 $5,354 $2,591 $2,606
Nationwide $3,670 $3,506 $3,190 $3,009 $9,350 $10,313 $4,399 $4,358
Progressive $1,593 $1,639 $1,336 $1,592 $4,160 $5,031 $2,276 $2,447
State Farm $3,556 $3,556 $3,177 $3,177 $6,516 $8,062 $3,938 $4,063
Travelers $2,525 $2,448 $2,228 $2,203 $5,181 $5,979 $3,292 $3,226
USAA $1,983 $1,881 $1,934 $1,945 $4,497 $4,537 $2,755 $2,607

Buy Cheap Bay Point, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bay Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bay Point, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bay Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,885 $9,929
Farmers $8,788 $14,411
GEICO $5,737 $5,845
Liberty Mutual $5,050 $5,354
Nationwide $9,350 $10,313
Progressive $4,160 $5,031
State Farm $6,516 $8,062
Travelers $5,181 $5,979
USAA $4,497 $4,537

Buy Cheap Bay Point, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bay Point, California by comparing Bay Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bay Point, CA here.

Annual Auto Insurance Rates for Senior Drivers in Bay Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,104
Farmers $2,486 $2,486
GEICO $1,764 $1,764
Liberty Mutual $2,131 $2,065
Nationwide $3,190 $3,009
Progressive $1,336 $1,592
State Farm $3,177 $3,177
Travelers $2,228 $2,203
USAA $1,934 $1,945

Find Cheap Auto Insurance Rates in Bay Point, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bay Point, California auto insurance. Compare Bay Point, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Point, California

Insurance Company Low Medium High
Allstate $4,193 $4,467 $4,626
Farmers $4,730 $5,111 $5,380
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,845 $3,058 $3,196
Nationwide $4,739 $5,315 $5,619
Progressive $2,291 $2,577 $2,660
State Farm $4,121 $4,571 $4,825
Travelers $2,999 $3,471 $3,686
USAA $2,533 $2,817 $2,952

Find Cheap Bay Point, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bay Point. Compare auto insurance rates in Bay Point, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bay Point, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,992 $4,866
Farmers $4,604 $5,544
GEICO $2,762 $3,319
Liberty Mutual $2,785 $3,281
Nationwide $4,611 $5,837
Progressive $2,277 $2,741
State Farm $4,344 $4,667
Travelers $3,042 $3,729
USAA $2,552 $2,983

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Find Cheap Bay Point, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Bay Point, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bay Point, CA, take a look at the average cost for various violations versus rates for a clean driving record in Bay Point.

Annual Bay Point, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,667 $4,491 $7,055 $3,501
Farmers $3,749 $5,108 $6,365 $5,073
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,633 $3,528 $3,182 $2,790
Nationwide $3,642 $4,669 $7,918 $4,669
Progressive $1,651 $2,785 $3,225 $2,375
State Farm $3,212 $3,833 $7,247 $3,730
Travelers $2,265 $3,666 $4,289 $3,320
USAA $1,838 $2,735 $4,482 $2,014

Find Cheap Bay Point, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bay Point, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Bay Point for less when you shop around and compare rates from multiple Bay Point, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bay Point, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,055
Farmers $6,365
GEICO $4,115
Liberty Mutual $3,182
Nationwide $7,918
Progressive $3,225
State Farm $7,247
Travelers $4,289
USAA $4,482

Winners by Category: Where to Buy Cheap Auto Insurance in Bay Point, CA

Compare rates from the cheapest auto insurance companies in Bay Point, CA for your needs. Take a look at how Bay Point, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bay Point, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Bay Point, California Auto Insurance Companies

If you’re looking for the cheapest Bay Point, CA auto insurance companies overall, you can compare them here. Find the best price for Bay Point, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Bay Point, California

Insurance Company Average Annual Rates
Allstate $4,429
Farmers $5,074
GEICO $3,040
Liberty Mutual $3,033
Nationwide $5,224
Progressive $2,509
State Farm $4,506
Travelers $3,385
USAA $2,767

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What affects Bay Point, California auto insurance rates?

Local factors affect auto insurance rates in Bay Point, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bay Point auto insurance rates.

Commute Times in Bay Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bay Point, CA is 35.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Bay Point, CA

You can buy cheap Bay Point, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bay Point, California auto insurance quotes from top companies.

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