Buy Cheap Bay Minette, AL Auto Insurance (2021)

Bay Minette, AL auto insurance rates average $295 a month. Minimum auto insurance requirements in Bay Minette, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Bay Minette, AL, compare Bay Minette auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bay Minette, AL after a DUI are $4,068/year
  • The most expensive auto insurance company in Bay Minette after a DUI is Liberty Mutual
  • Average auto insurance rates in Bay Minette, AL are $295/month

Finding affordable Bay Minette, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Bay Minette, AL auto insurance with confidence is right here. Auto insurance rates in Bay Minette are affected by local factors as well as personal ones like your driving record.

See how Bay Minette, AL car insurance rates compare to Montgomery auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Bay Minette.

Don’t buy Bay Minette, AL auto insurance until you’ve compared rates. Get free Bay Minette, Alabama auto insurance quotes when you enter your ZIP code above.

Bay Minette, AL Minimum Auto Insurance Requirements

The required auto insurance in Bay Minette, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Bay Minette, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Bay Minette, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bay Minette, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bay Minette, AL. Take a look at Bay Minette, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bay Minette, Alabama

Insurance Company Poor Fair Good
Allstate $3,936 $3,100 $2,536
Farmers $4,353 $3,743 $3,547
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,589 $4,647 $3,647
Nationwide $2,987 $2,338 $2,118
Progressive $4,653 $3,970 $3,699
State Farm $6,456 $3,273 $2,227
Travelers $4,740 $4,112 $4,192
USAA $2,681 $1,757 $1,572

Buy Cheap Bay Minette, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bay Minette, Alabama auto insurance rates? Find out how car insurance rates in Bay Minette, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Minette, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,816 $1,728 $1,761 $6,742 $7,256 $2,132 $2,178
Farmers $2,203 $2,188 $1,968 $2,096 $8,625 $8,873 $2,501 $2,594
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,093 $3,342 $2,536 $2,836 $11,239 $12,498 $3,296 $3,515
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,269 $2,138 $1,860 $1,982 $9,042 $10,100 $2,655 $2,815
State Farm $2,463 $2,463 $2,223 $2,223 $7,338 $9,198 $2,779 $3,198
Travelers $1,741 $1,768 $1,635 $1,628 $9,507 $14,975 $1,643 $1,886
USAA $1,249 $1,267 $1,171 $1,150 $3,709 $4,109 $1,622 $1,752

Buy Cheap Bay Minette, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bay Minette can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bay Minette, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bay Minette, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,256
Farmers $8,625 $8,873
GEICO $4,934 $4,812
Liberty Mutual $11,239 $12,498
Nationwide $4,274 $5,478
Progressive $9,042 $10,100
State Farm $7,338 $9,198
Travelers $9,507 $14,975
USAA $3,709 $4,109

Buy Cheap Bay Minette, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Bay Minette, Alabama by comparing Bay Minette senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bay Minette, AL here.

Annual Auto Insurance Rates for Senior Drivers in Bay Minette, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,728 $1,761
Farmers $1,968 $2,096
GEICO $1,795 $1,862
Liberty Mutual $2,536 $2,836
Nationwide $1,486 $1,534
Progressive $1,860 $1,982
State Farm $2,223 $2,223
Travelers $1,635 $1,628
USAA $1,171 $1,150

Find Cheap Auto Insurance Rates in Bay Minette, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bay Minette, Alabama auto insurance. Compare Bay Minette, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Minette, Alabama

Insurance Company Low Medium High
Allstate $3,090 $3,186 $3,295
Farmers $3,647 $3,825 $4,171
GEICO $2,395 $2,606 $2,853
Liberty Mutual $5,051 $5,269 $5,564
Nationwide $2,452 $2,462 $2,528
Progressive $3,689 $4,085 $4,549
State Farm $3,769 $3,979 $4,209
Travelers $4,138 $4,435 $4,471
USAA $1,924 $1,991 $2,095

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Find Cheap Bay Minette, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bay Minette. Compare auto insurance rates in Bay Minette, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bay Minette, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,190 $3,190
Farmers $3,881 $3,881
GEICO $2,571 $2,665
Liberty Mutual $5,295 $5,295
Nationwide $2,481 $2,481
Progressive $4,108 $4,108
State Farm $3,890 $4,081
Travelers $4,348 $4,348
USAA $1,912 $2,095

Find Cheap Bay Minette, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Bay Minette, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bay Minette, AL, take a look at the average cost for various violations versus rates for a clean driving record in Bay Minette.

Annual Bay Minette, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,192 $3,801 $3,063
Farmers $3,264 $4,227 $4,125 $3,908
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,150 $5,781 $5,653 $5,594
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,715 $4,648 $3,986 $4,081
State Farm $3,605 $4,451 $3,943 $3,943
Travelers $3,616 $3,794 $5,572 $4,410
USAA $1,543 $1,936 $2,865 $1,669

Find Cheap Bay Minette, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bay Minette, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Bay Minette for less when you shop around and compare rates from multiple Bay Minette, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bay Minette, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,801
Farmers $4,125
GEICO $3,520
Liberty Mutual $5,653
Nationwide $3,145
Progressive $3,986
State Farm $3,943
Travelers $5,572
USAA $2,865

Winners by Category: Where to Buy Cheap Auto Insurance in Bay Minette, AL

Compare rates from the cheapest auto insurance companies in Bay Minette, AL for your needs. Take a look at how Bay Minette, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bay Minette, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Bay Minette, Alabama Auto Insurance Companies

If you’re looking for the cheapest Bay Minette, AL auto insurance companies overall, you can compare them here. Find the best price for Bay Minette, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Bay Minette, Alabama

Insurance Company Average Annual Rates
Allstate $3,190
Farmers $3,881
GEICO $2,618
Liberty Mutual $5,295
Nationwide $2,481
Progressive $4,108
State Farm $3,985
Travelers $4,348
USAA $2,004

What affects Bay Minette, Alabama auto insurance rates?

Local factors affect auto insurance rates in Bay Minette, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bay Minette auto insurance rates.

Auto Theft in Bay Minette

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bay Minette, AL auto theft show a total of 19 vehicle thefts annually.

Commute Times in Bay Minette

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bay Minette, AL is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Bay Minette, AL

You can buy cheap Bay Minette, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bay Minette, Alabama auto insurance quotes from top companies.

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