Buy Cheap Bay, AR Auto Insurance (2021)

Bay, AR auto insurance rates average $343 a month. Minimum auto insurance requirements in Bay, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Bay, AR, compare Bay auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bay, AR are $343/month
  • Average auto insurance rates in Bay, AR for teens drivers are $8,513/year
  • The most expensive auto insurance company in Bay is Travelers

Finding affordable Bay, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Bay, AR auto insurance with confidence is right here. Auto insurance rates in Bay are affected by local factors as well as personal ones like your driving record.

See how Bay, AR car insurance rates compare to Fayetteville auto insurance rates, Bentonville auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Bay.

Don’t buy Bay, AR auto insurance until you’ve compared rates. Get free Bay, Arkansas auto insurance quotes when you enter your ZIP code above.

Bay, AR Minimum Auto Insurance Requirements

The required auto insurance in Bay, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Bay, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Bay, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bay, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bay, AR. Take a look at Bay, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bay, Arkansas

Insurance Company Poor Fair Good
Allstate $6,459 $4,954 $4,013
Farmers $4,878 $4,104 $3,910
GEICO $3,982 $3,279 $2,718
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,806 $4,968 $4,625
State Farm $4,154 $2,500 $1,946
Travelers $7,121 $5,962 $5,578
USAA $3,005 $2,059 $1,758

Buy Cheap Bay, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bay, Arkansas auto insurance rates? Find out how car insurance rates in Bay, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,905 $2,585 $2,764 $10,633 $12,743 $3,180 $3,439
Farmers $2,284 $2,280 $2,034 $2,143 $9,935 $10,339 $2,616 $2,750
GEICO $2,360 $2,325 $2,170 $2,109 $6,473 $6,458 $2,341 $2,375
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,700 $2,549 $2,222 $2,326 $11,558 $13,022 $3,217 $3,471
State Farm $1,748 $1,748 $1,586 $1,586 $5,333 $6,685 $1,976 $2,273
Travelers $2,243 $2,281 $2,237 $2,242 $13,605 $22,013 $2,409 $2,731
USAA $1,384 $1,393 $1,290 $1,291 $4,468 $4,663 $1,784 $1,917

Buy Cheap Bay, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bay, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bay, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,633 $12,743
Farmers $9,935 $10,339
GEICO $6,473 $6,458
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $11,558 $13,022
State Farm $5,333 $6,685
Travelers $13,605 $22,013
USAA $4,468 $4,663

Buy Cheap Bay, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Bay, Arkansas by comparing Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bay, AR here.

Annual Auto Insurance Rates for Senior Drivers in Bay, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,585 $2,764
Farmers $2,034 $2,143
GEICO $2,170 $2,109
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,222 $2,326
State Farm $1,586 $1,586
Travelers $2,237 $2,242
USAA $1,290 $1,291

Find Cheap Auto Insurance Rates in Bay, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bay, Arkansas auto insurance. Compare Bay, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay, Arkansas

Insurance Company Low Medium High
Allstate $4,986 $5,139 $5,302
Farmers $4,047 $4,243 $4,603
GEICO $3,174 $3,325 $3,480
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,624 $5,018 $5,757
State Farm $2,705 $2,865 $3,031
Travelers $5,856 $6,235 $6,569
USAA $2,171 $2,265 $2,386

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Find Cheap Bay, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bay. Compare auto insurance rates in Bay, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bay, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,142
Farmers $4,297 $4,297
GEICO $3,298 $3,355
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $5,133 $5,133
State Farm $2,796 $2,937
Travelers $6,220 $6,220
USAA $2,209 $2,338

Find Cheap Bay, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Bay, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bay, AR, take a look at the average cost for various violations versus rates for a clean driving record in Bay.

Annual Bay, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,238 $5,339 $5,926 $5,065
Farmers $3,634 $4,661 $4,554 $4,341
GEICO $2,274 $3,466 $5,118 $2,448
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,423 $6,156 $4,654 $5,300
State Farm $2,613 $3,121 $2,867 $2,867
Travelers $5,208 $5,380 $7,907 $6,386
USAA $1,742 $2,219 $3,200 $1,934

Find Cheap Bay, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bay, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bay for less when you shop around and compare rates from multiple Bay, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bay, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
Farmers $4,554
GEICO $5,118
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,654
State Farm $2,867
Travelers $7,907
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in Bay, AR

Compare rates from the cheapest auto insurance companies in Bay, AR for your needs. Take a look at how Bay, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bay, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Bay, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Bay, AR auto insurance companies overall, you can compare them here. Find the best price for Bay, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bay, Arkansas

Insurance Company Average Annual Rates
Allstate $5,142
Farmers $4,297
GEICO $3,326
Liberty Mutual $3,825
Nationwide $4,006
Progressive $5,133
State Farm $2,867
Travelers $6,220
USAA $2,274

What affects Bay, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Bay, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Bay auto insurance rates.

Commute Times in Bay

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bay, AR is 20.8 minutes according to City-Data.

Traffic in Bay

How is traffic in Bay, Arkansas? Inrix data shows that Bay, AR traffic makes it the 436th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bay, AR

You can buy cheap Bay, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bay, Arkansas auto insurance quotes from top companies.

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