Buy Cheap Baxter Estates, NY Auto Insurance (2021)

Baxter Estates, NY auto insurance rates average $529 a month. Minimum auto insurance requirements in Baxter Estates, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Baxter Estates, NY, compare Baxter Estates auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Baxter Estates after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Baxter Estates is Liberty Mutual
  • Average auto insurance rates in Baxter Estates, NY for teens drivers are $11,291/year

Finding affordable Baxter Estates, New York auto insurance can be challenging, but everything you need to know to buy cheap Baxter Estates, NY auto insurance with confidence is right here. Auto insurance rates in Baxter Estates are affected by local factors as well as personal ones like your driving record.

See how Baxter Estates, NY car insurance rates compare to Albany auto insurance rates, Schenectady auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Baxter Estates.

Don’t buy Baxter Estates, NY auto insurance until you’ve compared rates. Get free Baxter Estates, New York auto insurance quotes when you enter your ZIP code above.

Baxter Estates, NY Minimum Auto Insurance Requirements

The required auto insurance in Baxter Estates, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Baxter Estates, New York is outlined here.

Minimum Required Auto Insurance Coverage in Baxter Estates, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Baxter Estates, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Baxter Estates, NY. Take a look at Baxter Estates, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Baxter Estates, New York

Insurance Company Poor Fair Good
Allstate $10,505 $5,953 $5,046
GEICO $4,288 $3,148 $2,826
Liberty Mutual $11,720 $7,651 $5,720
Nationwide $6,641 $6,641 $6,641
Progressive $10,809 $5,273 $3,789
State Farm $8,857 $5,553 $4,407
Travelers $9,870 $6,019 $5,143
USAA $8,111 $4,116 $3,630

Buy Cheap Baxter Estates, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Baxter Estates, New York auto insurance rates? Find out how car insurance rates in Baxter Estates, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baxter Estates, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,706 $4,353 $4,485 $4,550 $14,648 $15,653 $4,481 $4,466
GEICO $2,457 $2,365 $2,391 $2,356 $5,355 $7,969 $2,207 $2,269
Liberty Mutual $6,243 $6,243 $5,813 $5,813 $12,232 $17,697 $6,243 $6,629
Nationwide $4,871 $4,871 $4,574 $4,574 $9,172 $13,854 $4,871 $6,341
Progressive $4,071 $3,672 $3,150 $3,227 $13,835 $15,082 $5,141 $4,813
State Farm $3,967 $3,967 $3,484 $3,484 $11,777 $14,486 $4,389 $4,626
Travelers $4,923 $4,873 $4,545 $4,803 $12,021 $14,417 $5,183 $5,321
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

Buy Cheap Baxter Estates, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Baxter Estates can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Baxter Estates, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Baxter Estates, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,648 $15,653
GEICO $5,355 $7,969
Liberty Mutual $12,232 $17,697
Nationwide $9,172 $13,854
Progressive $13,835 $15,082
State Farm $11,777 $14,486
Travelers $12,021 $14,417
USAA $11,286 $13,382

Buy Cheap Baxter Estates, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Baxter Estates, New York by comparing Baxter Estates senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Baxter Estates, NY here.

Annual Auto Insurance Rates for Senior Drivers in Baxter Estates, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,485 $4,550
GEICO $2,391 $2,356
Liberty Mutual $5,813 $5,813
Nationwide $4,574 $4,574
Progressive $3,150 $3,227
State Farm $3,484 $3,484
Travelers $4,545 $4,803
USAA $2,470 $2,462

Find Cheap Auto Insurance Rates in Baxter Estates, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Baxter Estates, New York auto insurance. Compare Baxter Estates, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baxter Estates, New York

Insurance Company Low Medium High
Allstate $6,496 $7,125 $7,883
GEICO $3,207 $3,406 $3,649
Liberty Mutual $7,917 $8,340 $8,834
Nationwide $6,158 $6,573 $7,192
Progressive $6,211 $6,572 $7,088
State Farm $5,866 $6,319 $6,633
Travelers $6,522 $6,908 $7,603
USAA $5,083 $5,249 $5,525

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Find Cheap Baxter Estates, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Baxter Estates. Compare auto insurance rates in Baxter Estates, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Baxter Estates, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,065 $7,271
GEICO $3,319 $3,523
Liberty Mutual $8,121 $8,607
Nationwide $6,641 $6,641
Progressive $6,624 $6,624
State Farm $6,043 $6,502
Travelers $7,011 $7,011
USAA $5,232 $5,339

Find Cheap Baxter Estates, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Baxter Estates, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Baxter Estates, NY, take a look at the average cost for various violations versus rates for a clean driving record in Baxter Estates.

Annual Baxter Estates, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,970 $5,970 $9,026 $7,704
GEICO $2,632 $2,872 $5,548 $2,632
Liberty Mutual $6,595 $6,595 $13,670 $6,595
Nationwide $4,986 $4,986 $11,483 $5,107
Progressive $6,427 $6,427 $7,168 $6,474
State Farm $5,957 $5,957 $6,588 $6,588
Travelers $5,902 $7,531 $7,639 $6,971
USAA $4,687 $4,766 $6,923 $4,766

Find Cheap Baxter Estates, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Baxter Estates, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Baxter Estates for less when you shop around and compare rates from multiple Baxter Estates, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Baxter Estates, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,026
GEICO $5,548
Liberty Mutual $13,670
Nationwide $11,483
Progressive $7,168
State Farm $6,588
Travelers $7,639
USAA $6,923

Winners by Category: Where to Buy Cheap Auto Insurance in Baxter Estates, NY

Compare rates from the cheapest auto insurance companies in Baxter Estates, NY for your needs. Take a look at how Baxter Estates, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Baxter Estates, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Baxter Estates, New York Auto Insurance Companies

If you’re looking for the cheapest Baxter Estates, NY auto insurance companies overall, you can compare them here. Find the best price for Baxter Estates, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Baxter Estates, New York

Insurance Company Average Annual Rates
Allstate $7,168
GEICO $3,421
Liberty Mutual $8,364
Nationwide $6,641
Progressive $6,624
State Farm $6,273
Travelers $7,011
USAA $5,286

What affects Baxter Estates, New York auto insurance rates?

Local factors affect auto insurance rates in Baxter Estates, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Baxter Estates auto insurance rates.

Commute Times in Baxter Estates

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Baxter Estates, NY is 42.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Baxter Estates, NY

You can buy cheap Baxter Estates, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Baxter Estates, New York auto insurance quotes from top companies.

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