Buy Cheap Bastrop, TX Auto Insurance (2021)

Bastrop, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in Bastrop, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Bastrop, TX, compare Bastrop auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Bastrop after a DUI is Allstate
  • Average auto insurance rates in Bastrop, TX for teens drivers are $6,656/year
  • The most expensive auto insurance company in Bastrop is Allstate

Finding affordable Bastrop, Texas auto insurance can be challenging, but everything you need to know to buy cheap Bastrop, TX auto insurance with confidence is right here. Auto insurance rates in Bastrop are affected by local factors as well as personal ones like your driving record.

See how Bastrop, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Bastrop.

Don’t buy Bastrop, TX auto insurance until you’ve compared rates. Get free Bastrop, Texas auto insurance quotes when you enter your ZIP code above.

Bastrop, TX Minimum Auto Insurance Requirements

The required auto insurance in Bastrop, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Bastrop, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Bastrop, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bastrop, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bastrop, TX. Take a look at Bastrop, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bastrop, Texas

Insurance Company Poor Fair Good
Allstate $6,738 $4,949 $4,241
American Family $6,661 $4,176 $3,626
GEICO $5,011 $2,837 $1,893
Nationwide $4,224 $3,401 $2,960
Progressive $4,591 $3,975 $3,687
State Farm $4,244 $2,639 $2,101
USAA $3,418 $1,972 $1,586

Buy Cheap Bastrop, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bastrop, Texas auto insurance rates? Find out how car insurance rates in Bastrop, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bastrop, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,419 $3,441 $3,374 $3,374 $9,185 $11,063 $4,226 $4,391
American Family $2,980 $3,308 $2,722 $3,114 $7,546 $9,877 $4,221 $4,799
GEICO $2,397 $2,598 $2,328 $2,654 $5,300 $5,516 $2,596 $2,588
Nationwide $2,207 $2,243 $1,950 $2,064 $6,287 $8,072 $2,596 $2,809
Progressive $2,170 $2,068 $1,938 $1,970 $9,125 $10,199 $2,577 $2,628
State Farm $2,101 $2,101 $1,867 $1,867 $5,006 $6,376 $2,283 $2,355
USAA $1,491 $1,501 $1,424 $1,415 $4,146 $4,517 $1,983 $2,127

Buy Cheap Bastrop, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bastrop can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bastrop, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bastrop, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,185 $11,063
American Family $7,546 $9,877
GEICO $5,300 $5,516
Nationwide $6,287 $8,072
Progressive $9,125 $10,199
State Farm $5,006 $6,376
USAA $4,146 $4,517

Buy Cheap Bastrop, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Bastrop, Texas by comparing Bastrop senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bastrop, TX here.

Annual Auto Insurance Rates for Senior Drivers in Bastrop, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,374 $3,374
American Family $2,722 $3,114
GEICO $2,328 $2,654
Nationwide $1,950 $2,064
Progressive $1,938 $1,970
State Farm $1,867 $1,867
USAA $1,424 $1,415

Find Cheap Auto Insurance Rates in Bastrop, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bastrop, Texas auto insurance. Compare Bastrop, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bastrop, Texas

Insurance Company Low Medium High
Allstate $5,186 $5,263 $5,479
American Family $4,524 $4,664 $5,275
GEICO $3,070 $3,204 $3,468
Nationwide $3,809 $3,380 $3,396
Progressive $3,909 $4,068 $4,276
State Farm $2,844 $2,985 $3,154
USAA $2,248 $2,317 $2,411

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bastrop, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bastrop. Compare auto insurance rates in Bastrop, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bastrop, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,180 $5,439
American Family $4,821 $4,821
GEICO $3,188 $3,306
Nationwide $3,528 $3,528
Progressive $4,084 $4,084
State Farm $2,994 $2,994
USAA $2,296 $2,355

Find Cheap Bastrop, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Bastrop, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bastrop, TX, take a look at the average cost for various violations versus rates for a clean driving record in Bastrop.

Annual Bastrop, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,381 $6,675 $4,090
American Family $4,395 $5,594 $4,900 $4,395
GEICO $2,757 $3,658 $3,030 $3,543
Nationwide $3,060 $3,060 $4,537 $3,457
Progressive $3,565 $4,606 $4,158 $4,008
State Farm $2,664 $3,051 $3,599 $2,664
USAA $1,737 $2,557 $3,015 $1,993

Find Cheap Bastrop, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bastrop, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bastrop for less when you shop around and compare rates from multiple Bastrop, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bastrop, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,675
American Family $4,900
GEICO $3,030
Nationwide $4,537
Progressive $4,158
State Farm $3,599
USAA $3,015

Winners by Category: Where to Buy Cheap Auto Insurance in Bastrop, TX

Compare rates from the cheapest auto insurance companies in Bastrop, TX for your needs. Take a look at how Bastrop, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bastrop, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bastrop, Texas Auto Insurance Companies

If you’re looking for the cheapest Bastrop, TX auto insurance companies overall, you can compare them here. Find the best price for Bastrop, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bastrop, Texas

Insurance Company Average Annual Rates
Allstate $5,309
American Family $4,821
GEICO $3,247
Nationwide $3,528
Progressive $4,084
State Farm $2,994
USAA $2,325

What affects Bastrop, Texas auto insurance rates?

Local factors affect auto insurance rates in Bastrop, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Bastrop auto insurance rates.

Auto Theft in Bastrop

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bastrop, TX auto theft show a total of 26 vehicle thefts annually.

Commute Times in Bastrop

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bastrop, TX is 30.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Bastrop, TX

You can buy cheap Bastrop, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bastrop, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption