Buy Cheap Basalt, ID Auto Insurance (2022)

Basalt, ID auto insurance rates average $246 a month. Minimum auto insurance requirements in Basalt, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in Basalt, ID, compare Basalt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Basalt is Allstate
  • Average auto insurance rates in Basalt, ID after a DUI are $3,654/year
  • Average auto insurance rates in Basalt, ID for teens drivers are $5,833/year

Finding affordable Basalt, Idaho auto insurance can be challenging, but everything you need to know to buy cheap Basalt, ID auto insurance with confidence is right here. Auto insurance rates in Basalt are affected by local factors as well as personal ones like your driving record.

See how Basalt, ID car insurance rates compare to Lewiston auto insurance rates, Pocatello auto insurance rates, and Nampa auto insurance rates before you read more about the cost of auto insurance in Basalt.

Don’t buy Basalt, ID auto insurance until you’ve compared rates. Get free Basalt, Idaho auto insurance quotes when you enter your ZIP code above.

Basalt, ID Minimum Auto Insurance Requirements

The required auto insurance in Basalt, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in Basalt, Idaho is outlined here.

Minimum Required Auto Insurance Coverage in Basalt, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Basalt, ID Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Basalt, ID. Take a look at Basalt, Idaho auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Basalt, Idaho

Insurance Company Poor Fair Good
Allstate $5,583 $3,784 $3,307
American Family $5,080 $3,629 $3,099
Farmers $3,645 $3,093 $2,956
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,300 $2,657 $2,329
State Farm $2,834 $1,791 $1,425
Travelers $3,720 $3,129 $2,896
USAA $2,742 $1,585 $1,273

Buy Cheap Basalt, ID Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Basalt, Idaho auto insurance rates? Find out how car insurance rates in Basalt, ID are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Basalt, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,435 $2,427 $2,114 $2,194 $8,832 $10,185 $2,728 $2,882
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,880 $1,926 $1,695 $1,801 $4,582 $5,651 $2,196 $2,367
State Farm $1,230 $1,230 $1,114 $1,114 $3,739 $4,716 $1,389 $1,603
Travelers $1,365 $1,387 $1,375 $1,368 $6,738 $10,643 $1,451 $1,662
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Buy Cheap Basalt, ID Auto Insurance for Teen Drivers

Auto insurance for teenagers in Basalt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Basalt, ID are listed here.

Annual Auto Insurance Rates for Teen Drivers in Basalt, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,832 $10,185
American Family $7,919 $10,284
Farmers $7,794 $8,074
GEICO $4,424 $5,499
Liberty Mutual $4,901 $5,448
Nationwide $4,582 $5,651
State Farm $3,739 $4,716
Travelers $6,738 $10,643
USAA $3,565 $3,999

Buy Cheap Basalt, ID Auto Insurance for Seniors

You can save on senior auto insurance rates in Basalt, Idaho by comparing Basalt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Basalt, ID here.

Annual Auto Insurance Rates for Senior Drivers in Basalt, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,114 $2,194
American Family $1,957 $1,957
Farmers $1,426 $1,507
GEICO $1,941 $1,886
Liberty Mutual $1,257 $1,404
Nationwide $1,695 $1,801
State Farm $1,114 $1,114
Travelers $1,375 $1,368
USAA $1,070 $1,059

Find Cheap Auto Insurance Rates in Basalt, ID by Coverage Level

The amount of coverage you choose is a big factor in the cost of Basalt, Idaho auto insurance. Compare Basalt, ID auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Basalt, Idaho

Insurance Company Low Medium High
Allstate $4,042 $4,215 $4,417
American Family $3,924 $4,132 $3,751
Farmers $3,076 $3,195 $3,424
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,723 $2,903 $2,661
State Farm $1,896 $2,022 $2,133
Travelers $3,196 $3,296 $3,254
USAA $1,817 $1,864 $1,920

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Find Cheap Basalt, ID Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Basalt. Compare auto insurance rates in Basalt, ID by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Basalt, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,225 $4,225
American Family $3,854 $4,018
Farmers $3,232 $3,232
GEICO $2,793 $2,890
Liberty Mutual $2,452 $2,452
Nationwide $2,762 $2,762
State Farm $1,967 $2,066
Travelers $3,249 $3,249
USAA $1,844 $1,889

Find Cheap Basalt, ID Auto Insurance Rates by Driving Record

Auto insurance rates in Basalt, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Basalt, ID, take a look at the average cost for various violations versus rates for a clean driving record in Basalt.

Annual Basalt, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,495 $4,394 $4,878 $4,131
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,107 $2,739 $3,834 $2,369
State Farm $1,835 $2,199 $2,017 $2,017
Travelers $2,001 $2,850 $4,953 $3,190
USAA $1,341 $1,908 $2,595 $1,623

Find Cheap Basalt, ID Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Basalt, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in Basalt for less when you shop around and compare rates from multiple Basalt, ID auto insurance companies.

Annual Auto Insurance Rates After a DUI in Basalt, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,878
American Family $4,742
Farmers $3,347
GEICO $3,885
Liberty Mutual $2,635
Nationwide $3,834
State Farm $2,017
Travelers $4,953
USAA $2,595

Winners by Category: Where to Buy Cheap Auto Insurance in Basalt, ID

Compare rates from the cheapest auto insurance companies in Basalt, ID for your needs. Take a look at how Basalt, Idaho auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Basalt, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Basalt, Idaho Auto Insurance Companies

If you’re looking for the cheapest Basalt, ID auto insurance companies overall, you can compare them here. Find the best price for Basalt, Idaho car insurance by company.

Average Annual Auto Insurance Rates by Company in Basalt, Idaho

Insurance Company Average Annual Rates
Allstate $4,225
American Family $3,936
Farmers $3,232
GEICO $2,842
Liberty Mutual $2,452
Nationwide $2,762
State Farm $2,017
Travelers $3,249
USAA $1,867

What affects Basalt, Idaho auto insurance rates?

Local factors affect auto insurance rates in Basalt, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact Basalt auto insurance rates.

Commute Times in Basalt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Basalt, ID is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Basalt, ID

You can buy cheap Basalt, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Basalt, Idaho auto insurance quotes from top companies.

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