Buy Cheap Basalt, CO Auto Insurance (2021)

Basalt, CO auto insurance rates average $322 a month. Minimum auto insurance requirements in Basalt, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Basalt, CO, compare Basalt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Basalt is Allstate
  • Average auto insurance rates in Basalt, CO for teens drivers are $7,454/year
  • Average auto insurance rates in Basalt, CO are $322/month

Finding affordable Basalt, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Basalt, CO auto insurance with confidence is right here. Auto insurance rates in Basalt are affected by local factors as well as personal ones like your driving record.

See how Basalt, CO car insurance rates compare to Lakewood auto insurance rates, Centennial auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Basalt.

Don’t buy Basalt, CO auto insurance until you’ve compared rates. Get free Basalt, Colorado auto insurance quotes when you enter your ZIP code above.

Basalt, CO Minimum Auto Insurance Requirements

The required auto insurance in Basalt, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Basalt, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Basalt, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Basalt, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Basalt, CO. Take a look at Basalt, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Basalt, Colorado

Insurance Company Poor Fair Good
Allstate $7,359 $5,670 $4,285
American Family $4,927 $3,507 $2,935
Farmers $5,674 $4,598 $4,369
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,436 $2,685 $2,140
Nationwide $4,201 $3,324 $2,896
Progressive $4,771 $4,094 $3,780
State Farm $4,767 $3,056 $2,460
USAA $5,269 $2,982 $2,383

Buy Cheap Basalt, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Basalt, Colorado auto insurance rates? Find out how car insurance rates in Basalt, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Basalt, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,544 $3,314 $3,164 $3,201 $12,208 $12,820 $3,936 $3,982
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,882 $2,855 $2,613 $2,805 $10,681 $10,758 $3,191 $3,256
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,092 $2,096 $1,751 $1,919 $5,983 $6,542 $2,126 $2,188
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,523 $2,347 $2,169 $2,162 $8,886 $9,972 $2,867 $2,793
State Farm $2,147 $2,147 $1,920 $1,920 $6,194 $7,818 $2,403 $2,873
USAA $2,373 $2,383 $2,245 $2,262 $5,906 $6,780 $3,061 $3,347

Buy Cheap Basalt, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Basalt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Basalt, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Basalt, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,208 $12,820
American Family $6,284 $8,441
Farmers $10,681 $10,758
GEICO $5,105 $5,462
Liberty Mutual $5,983 $6,542
Nationwide $5,843 $7,486
Progressive $8,886 $9,972
State Farm $6,194 $7,818
USAA $5,906 $6,780

Buy Cheap Basalt, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Basalt, Colorado by comparing Basalt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Basalt, CO here.

Annual Auto Insurance Rates for Senior Drivers in Basalt, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,164 $3,201
American Family $2,333 $2,333
Farmers $2,613 $2,805
GEICO $1,682 $1,894
Liberty Mutual $1,751 $1,919
Nationwide $2,066 $2,188
Progressive $2,169 $2,162
State Farm $1,920 $1,920
USAA $2,245 $2,262

Find Cheap Auto Insurance Rates in Basalt, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Basalt, Colorado auto insurance. Compare Basalt, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Basalt, Colorado

Insurance Company Low Medium High
Allstate $5,540 $5,756 $6,018
American Family $3,623 $3,868 $3,879
Farmers $4,348 $4,819 $5,473
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,955 $3,079 $3,227
Nationwide $3,517 $3,472 $3,432
Progressive $3,998 $4,226 $4,421
State Farm $3,242 $3,429 $3,612
USAA $3,409 $3,544 $3,680

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Find Cheap Basalt, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Basalt. Compare auto insurance rates in Basalt, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Basalt, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,771 $5,771
American Family $3,709 $3,871
Farmers $4,880 $4,880
GEICO $2,516 $2,616
Liberty Mutual $3,087 $3,087
Nationwide $3,474 $3,474
Progressive $4,215 $4,215
State Farm $3,347 $3,509
USAA $3,443 $3,646

Find Cheap Basalt, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Basalt, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Basalt, CO, take a look at the average cost for various violations versus rates for a clean driving record in Basalt.

Annual Basalt, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,649 $6,943 $5,578
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,115 $5,286 $5,220 $4,899
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,692 $3,158 $3,305 $3,194
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,656 $5,083 $3,859 $4,261
State Farm $3,153 $3,702 $3,428 $3,428
USAA $2,583 $3,145 $5,536 $2,915

Find Cheap Basalt, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Basalt, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Basalt for less when you shop around and compare rates from multiple Basalt, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Basalt, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,943
American Family $5,208
Farmers $5,220
GEICO $3,291
Liberty Mutual $3,305
Nationwide $4,637
Progressive $3,859
State Farm $3,428
USAA $5,536

Winners by Category: Where to Buy Cheap Auto Insurance in Basalt, CO

Compare rates from the cheapest auto insurance companies in Basalt, CO for your needs. Take a look at how Basalt, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Basalt, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Basalt, Colorado Auto Insurance Companies

If you’re looking for the cheapest Basalt, CO auto insurance companies overall, you can compare them here. Find the best price for Basalt, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Basalt, Colorado

Insurance Company Average Annual Rates
Allstate $5,771
American Family $3,790
Farmers $4,880
GEICO $2,566
Liberty Mutual $3,087
Nationwide $3,474
Progressive $4,215
State Farm $3,428
USAA $3,545

What affects Basalt, Colorado auto insurance rates?

Local factors affect auto insurance rates in Basalt, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Basalt auto insurance rates.

Commute Times in Basalt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Basalt, CO is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Basalt, CO

You can buy cheap Basalt, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Basalt, Colorado auto insurance quotes from top companies.

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