Buy Cheap Baraga, MI Auto Insurance (2022)

Baraga, MI auto insurance rates average $759 a month. Minimum auto insurance requirements in Baraga, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Baraga, MI, compare Baraga auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Baraga, MI after a DUI are $14,807/year
  • The most expensive auto insurance company in Baraga after a DUI is Allstate
  • Average auto insurance rates in Baraga, MI are $759/month

Finding affordable Baraga, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Baraga, MI auto insurance with confidence is right here. Auto insurance rates in Baraga are affected by local factors as well as personal ones like your driving record.

See how Baraga, MI car insurance rates compare to Livonia auto insurance rates, Flint auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Baraga.

Don’t buy Baraga, MI auto insurance until you’ve compared rates. Get free Baraga, Michigan auto insurance quotes when you enter your ZIP code above.

Baraga, MI Minimum Auto Insurance Requirements

The required auto insurance in Baraga, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Baraga, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Baraga, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Baraga, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Baraga, MI. Take a look at Baraga, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Baraga, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,520 $4,446 $4,126
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,802 $4,875 $4,405
State Farm $17,796 $9,009 $6,121
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Buy Cheap Baraga, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Baraga, Michigan auto insurance rates? Find out how car insurance rates in Baraga, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baraga, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,748 $3,748 $3,486 $3,486 $8,669 $8,669 $4,219 $4,219
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,981 $2,811 $2,623 $2,899 $10,667 $11,454 $3,487 $3,296
State Farm $6,708 $6,708 $6,194 $6,194 $23,135 $23,135 $7,864 $7,864
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Buy Cheap Baraga, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Baraga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Baraga, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Baraga, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,669 $8,669
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,667 $11,454
State Farm $23,135 $23,135
Travelers $15,616 $15,616
USAA $5,776 $5,561

Buy Cheap Baraga, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Baraga, Michigan by comparing Baraga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Baraga, MI here.

Annual Auto Insurance Rates for Senior Drivers in Baraga, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,486 $3,486
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,623 $2,899
State Farm $6,194 $6,194
Travelers $4,461 $4,461
USAA $2,226 $2,124

Find Cheap Auto Insurance Rates in Baraga, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Baraga, Michigan auto insurance. Compare Baraga, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baraga, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,911 $5,021 $5,160
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,870 $5,035 $5,177
State Farm $10,450 $11,040 $11,436
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Find Cheap Baraga, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Baraga. Compare auto insurance rates in Baraga, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Baraga, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,031 $5,031
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,027 $5,027
State Farm $10,682 $11,269
Travelers $7,683 $7,771
USAA $3,223 $3,297

Find Cheap Baraga, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Baraga, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Baraga, MI, take a look at the average cost for various violations versus rates for a clean driving record in Baraga.

Annual Baraga, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,226 $5,392 $5,309 $5,196
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,277 $5,576 $5,031 $5,226
State Farm $7,061 $8,422 $17,954 $10,465
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Find Cheap Baraga, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Baraga, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Baraga for less when you shop around and compare rates from multiple Baraga, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Baraga, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,309
GEICO $11,549
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,031
State Farm $17,954
Travelers $12,018
USAA $4,286

Winners by Category: Where to Buy Cheap Auto Insurance in Baraga, MI

Compare rates from the cheapest auto insurance companies in Baraga, MI for your needs. Take a look at how Baraga, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Baraga, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Baraga, Michigan Auto Insurance Companies

If you’re looking for the cheapest Baraga, MI auto insurance companies overall, you can compare them here. Find the best price for Baraga, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Baraga, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,031
GEICO $5,148
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,027
State Farm $10,975
Travelers $7,727
USAA $3,260

What affects Baraga, Michigan auto insurance rates?

Local factors affect auto insurance rates in Baraga, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Baraga auto insurance rates.

Commute Times in Baraga

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Baraga, MI is 12.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Baraga, MI

You can buy cheap Baraga, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Baraga, Michigan auto insurance quotes from top companies.

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