Buy Cheap Bandera, TX Auto Insurance (2021)

Bandera, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Bandera, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Bandera, TX, compare Bandera auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bandera, TX for teens drivers are $6,681/year
  • Average auto insurance rates in Bandera, TX after a DUI are $4,281/year
  • Average auto insurance rates in Bandera, TX are $314/month

Finding affordable Bandera, Texas auto insurance can be challenging, but everything you need to know to buy cheap Bandera, TX auto insurance with confidence is right here. Auto insurance rates in Bandera are affected by local factors as well as personal ones like your driving record.

See how Bandera, TX car insurance rates compare to Houston auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Bandera.

Don’t buy Bandera, TX auto insurance until you’ve compared rates. Get free Bandera, Texas auto insurance quotes when you enter your ZIP code above.

Bandera, TX Minimum Auto Insurance Requirements

The required auto insurance in Bandera, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Bandera, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Bandera, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bandera, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bandera, TX. Take a look at Bandera, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bandera, Texas

Insurance Company Poor Fair Good
Allstate $7,136 $5,202 $4,447
American Family $5,770 $3,634 $3,172
GEICO $4,684 $2,658 $1,778
Nationwide $4,217 $3,379 $2,937
Progressive $5,591 $4,789 $4,422
State Farm $3,923 $2,437 $1,939
USAA $3,492 $2,001 $1,605

Buy Cheap Bandera, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bandera, Texas auto insurance rates? Find out how car insurance rates in Bandera, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bandera, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,657 $3,692 $3,615 $3,615 $9,499 $11,470 $4,513 $4,701
American Family $2,557 $2,841 $2,373 $2,712 $6,619 $8,651 $3,641 $4,141
GEICO $2,287 $2,457 $2,201 $2,475 $4,882 $5,090 $2,465 $2,465
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $2,701 $2,575 $2,379 $2,440 $10,860 $12,076 $3,197 $3,243
State Farm $1,979 $1,979 $1,749 $1,749 $4,556 $5,773 $2,138 $2,209
USAA $1,523 $1,539 $1,449 $1,447 $4,177 $4,573 $2,028 $2,192

Buy Cheap Bandera, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bandera can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bandera, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bandera, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,499 $11,470
American Family $6,619 $8,651
GEICO $4,882 $5,090
Nationwide $6,172 $7,920
Progressive $10,860 $12,076
State Farm $4,556 $5,773
USAA $4,177 $4,573

Buy Cheap Bandera, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Bandera, Texas by comparing Bandera senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bandera, TX here.

Annual Auto Insurance Rates for Senior Drivers in Bandera, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,615 $3,615
American Family $2,373 $2,712
GEICO $2,201 $2,475
Nationwide $1,977 $2,092
Progressive $2,379 $2,440
State Farm $1,749 $1,749
USAA $1,449 $1,447

Find Cheap Auto Insurance Rates in Bandera, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bandera, Texas auto insurance. Compare Bandera, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bandera, Texas

Insurance Company Low Medium High
Allstate $5,444 $5,539 $5,802
American Family $3,902 $4,037 $4,637
GEICO $2,882 $2,999 $3,239
Nationwide $3,774 $3,360 $3,398
Progressive $4,703 $4,907 $5,192
State Farm $2,633 $2,757 $2,910
USAA $2,293 $2,357 $2,448

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Find Cheap Bandera, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bandera. Compare auto insurance rates in Bandera, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bandera, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,462 $5,728
American Family $4,192 $4,192
GEICO $2,982 $3,099
Nationwide $3,511 $3,511
Progressive $4,934 $4,934
State Farm $2,766 $2,766
USAA $2,336 $2,396

Find Cheap Bandera, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Bandera, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bandera, TX, take a look at the average cost for various violations versus rates for a clean driving record in Bandera.

Annual Bandera, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,366 $6,696 $6,952 $4,366
American Family $3,826 $4,854 $4,261 $3,826
GEICO $2,583 $3,389 $2,860 $3,329
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $4,303 $5,531 $5,039 $4,862
State Farm $2,477 $2,816 $3,295 $2,477
USAA $1,772 $2,601 $3,057 $2,034

Find Cheap Bandera, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bandera, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bandera for less when you shop around and compare rates from multiple Bandera, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bandera, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,952
American Family $4,261
GEICO $2,860
Nationwide $4,500
Progressive $5,039
State Farm $3,295
USAA $3,057

Winners by Category: Where to Buy Cheap Auto Insurance in Bandera, TX

Compare rates from the cheapest auto insurance companies in Bandera, TX for your needs. Take a look at how Bandera, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bandera, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Bandera, Texas Auto Insurance Companies

If you’re looking for the cheapest Bandera, TX auto insurance companies overall, you can compare them here. Find the best price for Bandera, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bandera, Texas

Insurance Company Average Annual Rates
Allstate $5,595
American Family $4,192
GEICO $3,040
Nationwide $3,511
Progressive $4,934
State Farm $2,766
USAA $2,366

What affects Bandera, Texas auto insurance rates?

Local factors affect auto insurance rates in Bandera, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Bandera auto insurance rates.

Commute Times in Bandera

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bandera, TX is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Bandera, TX

You can buy cheap Bandera, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bandera, Texas auto insurance quotes from top companies.

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