Buy Cheap Bancroft, IA Auto Insurance (2021)

Bancroft, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Bancroft, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Bancroft, IA, compare Bancroft auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bancroft, IA are $243/month
  • Average auto insurance rates in Bancroft, IA after a DUI are $3,521/year
  • The most expensive auto insurance company in Bancroft is Travelers

Finding affordable Bancroft, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Bancroft, IA auto insurance with confidence is right here. Auto insurance rates in Bancroft are affected by local factors as well as personal ones like your driving record.

See how Bancroft, IA car insurance rates compare to Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Bancroft.

Don’t buy Bancroft, IA auto insurance until you’ve compared rates. Get free Bancroft, Iowa auto insurance quotes when you enter your ZIP code above.

Bancroft, IA Minimum Auto Insurance Requirements

The required auto insurance in Bancroft, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Bancroft, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Bancroft, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Bancroft, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bancroft, IA. Take a look at Bancroft, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bancroft, Iowa

Insurance Company Poor Fair Good
Allstate $3,444 $2,740 $2,462
American Family $3,904 $2,870 $2,412
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,556 $2,071 $1,879
State Farm $2,926 $1,811 $1,429
Travelers $6,180 $5,272 $5,021
USAA $2,466 $1,692 $1,465

Buy Cheap Bancroft, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bancroft, Iowa auto insurance rates? Find out how car insurance rates in Bancroft, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bancroft, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,858 $1,710 $1,742 $5,441 $6,102 $2,105 $2,166
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,508 $1,445 $1,238 $1,292 $3,800 $4,287 $1,811 $1,967
State Farm $1,335 $1,335 $1,174 $1,174 $3,624 $4,594 $1,500 $1,709
Travelers $2,487 $2,539 $2,415 $2,420 $10,959 $17,460 $2,585 $3,062
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Bancroft, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bancroft can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bancroft, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bancroft, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,441 $6,102
American Family $5,277 $7,395
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,800 $4,287
State Farm $3,624 $4,594
Travelers $10,959 $17,460
USAA $3,380 $3,592

Buy Cheap Bancroft, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bancroft, Iowa by comparing Bancroft senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bancroft, IA here.

Annual Auto Insurance Rates for Senior Drivers in Bancroft, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
American Family $1,765 $1,765
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,238 $1,292
State Farm $1,174 $1,174
Travelers $2,415 $2,420
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Bancroft, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bancroft, Iowa auto insurance. Compare Bancroft, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bancroft, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,884 $2,979
American Family $3,078 $3,232 $2,875
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $2,043 $2,174 $2,289
State Farm $1,953 $2,067 $2,146
Travelers $5,162 $5,574 $5,736
USAA $1,780 $1,880 $1,963

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Find Cheap Bancroft, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bancroft. Compare auto insurance rates in Bancroft, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bancroft, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,814 $2,950
American Family $3,026 $3,098
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,169 $2,169
State Farm $2,006 $2,105
Travelers $5,491 $5,491
USAA $1,806 $1,943

Find Cheap Bancroft, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Bancroft, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bancroft, IA, take a look at the average cost for various violations versus rates for a clean driving record in Bancroft.

Annual Bancroft, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,463 $2,966 $3,355 $2,743
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,741 $2,865 $1,889 $2,179
State Farm $1,902 $2,209 $2,055 $2,055
Travelers $4,004 $5,332 $7,142 $5,486
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Bancroft, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bancroft, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Bancroft for less when you shop around and compare rates from multiple Bancroft, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bancroft, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,355
American Family $4,202
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,889
State Farm $2,055
Travelers $7,142
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Bancroft, IA

Compare rates from the cheapest auto insurance companies in Bancroft, IA for your needs. Take a look at how Bancroft, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bancroft, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Bancroft, Iowa Auto Insurance Companies

If you’re looking for the cheapest Bancroft, IA auto insurance companies overall, you can compare them here. Find the best price for Bancroft, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Bancroft, Iowa

Insurance Company Average Annual Rates
Allstate $2,882
American Family $3,062
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,169
State Farm $2,055
Travelers $5,491
USAA $1,874

What affects Bancroft, Iowa auto insurance rates?

Local factors affect auto insurance rates in Bancroft, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bancroft auto insurance rates.

Commute Times in Bancroft

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bancroft, IA is 17.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Bancroft, IA

You can buy cheap Bancroft, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bancroft, Iowa auto insurance quotes from top companies.

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