Buy Cheap Balmville, NY Auto Insurance (2021)

Balmville, NY auto insurance rates average $387 a month. Minimum auto insurance requirements in Balmville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Balmville, NY, compare Balmville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Balmville, NY for teens drivers are $8,055/year
  • Average auto insurance rates in Balmville, NY are $387/month
  • Average auto insurance rates in Balmville, NY after a DUI are $6,221/year

Finding affordable Balmville, New York auto insurance can be challenging, but everything you need to know to buy cheap Balmville, NY auto insurance with confidence is right here. Auto insurance rates in Balmville are affected by local factors as well as personal ones like your driving record.

See how Balmville, NY car insurance rates compare to Albany auto insurance rates, Schenectady auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Balmville.

Don’t buy Balmville, NY auto insurance until you’ve compared rates. Get free Balmville, New York auto insurance quotes when you enter your ZIP code above.

Balmville, NY Minimum Auto Insurance Requirements

The required auto insurance in Balmville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Balmville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Balmville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Balmville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Balmville, NY. Take a look at Balmville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Balmville, New York

Insurance Company Poor Fair Good
Allstate $8,241 $4,772 $4,094
GEICO $3,608 $2,649 $2,378
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $6,960 $3,428 $2,469
State Farm $6,786 $4,256 $3,377
Travelers $6,884 $4,255 $3,661
USAA $4,555 $2,309 $2,045

Buy Cheap Balmville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Balmville, New York auto insurance rates? Find out how car insurance rates in Balmville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Balmville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,532 $3,572 $3,620 $11,443 $12,288 $3,682 $3,688
GEICO $2,079 $1,999 $2,020 $1,990 $4,497 $6,661 $1,868 $1,912
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,640 $2,409 $2,061 $2,107 $8,850 $9,699 $3,348 $3,173
State Farm $3,022 $3,022 $2,640 $2,640 $8,901 $11,409 $3,328 $3,490
Travelers $3,539 $3,517 $3,229 $3,425 $8,323 $9,864 $3,728 $3,841
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

Buy Cheap Balmville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Balmville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Balmville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Balmville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,443 $12,288
GEICO $4,497 $6,661
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $8,850 $9,699
State Farm $8,901 $11,409
Travelers $8,323 $9,864
USAA $6,311 $7,498

Buy Cheap Balmville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Balmville, New York by comparing Balmville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Balmville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Balmville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,620
GEICO $2,020 $1,990
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,061 $2,107
State Farm $2,640 $2,640
Travelers $3,229 $3,425
USAA $1,401 $1,395

Find Cheap Auto Insurance Rates in Balmville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Balmville, New York auto insurance. Compare Balmville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Balmville, New York

Insurance Company Low Medium High
Allstate $5,328 $5,678 $6,101
GEICO $2,715 $2,866 $3,054
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $4,042 $4,255 $4,560
State Farm $4,566 $4,833 $5,021
Travelers $4,656 $4,875 $5,268
USAA $2,875 $2,953 $3,080

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Find Cheap Balmville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Balmville. Compare auto insurance rates in Balmville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Balmville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,622 $5,783
GEICO $2,793 $2,963
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,286 $4,286
State Farm $4,633 $4,980
Travelers $4,933 $4,933
USAA $2,940 $2,999

Find Cheap Balmville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Balmville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Balmville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Balmville.

Annual Balmville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $4,796 $7,109 $6,108
GEICO $2,219 $2,421 $4,654 $2,219
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,161 $4,161 $4,630 $4,190
State Farm $4,575 $4,575 $5,038 $5,038
Travelers $4,186 $5,284 $5,360 $4,903
USAA $2,634 $2,678 $3,889 $2,678

Find Cheap Balmville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Balmville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Balmville for less when you shop around and compare rates from multiple Balmville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Balmville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,109
GEICO $4,654
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,630
State Farm $5,038
Travelers $5,360
USAA $3,889

Winners by Category: Where to Buy Cheap Auto Insurance in Balmville, NY

Compare rates from the cheapest auto insurance companies in Balmville, NY for your needs. Take a look at how Balmville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Balmville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Find Cheap Balmville, New York Auto Insurance Companies

If you’re looking for the cheapest Balmville, NY auto insurance companies overall, you can compare them here. Find the best price for Balmville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Balmville, New York

Insurance Company Average Annual Rates
Allstate $5,702
GEICO $2,878
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,286
State Farm $4,806
Travelers $4,933
USAA $2,970

What affects Balmville, New York auto insurance rates?

Local factors affect auto insurance rates in Balmville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Balmville auto insurance rates.

Commute Times in Balmville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Balmville, NY is 31.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Balmville, NY

You can buy cheap Balmville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Balmville, New York auto insurance quotes from top companies.

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