Buy Cheap Baldwin, NY Auto Insurance (2021)

Baldwin, NY auto insurance rates average $584 a month. Minimum auto insurance requirements in Baldwin, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Baldwin, NY, compare Baldwin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Baldwin, NY for teens drivers are $12,373/year
  • The most expensive auto insurance company in Baldwin after a DUI is Liberty Mutual
  • Average auto insurance rates in Baldwin, NY are $584/month

Finding affordable Baldwin, New York auto insurance can be challenging, but everything you need to know to buy cheap Baldwin, NY auto insurance with confidence is right here. Auto insurance rates in Baldwin are affected by local factors as well as personal ones like your driving record.

See how Baldwin, NY car insurance rates compare to Mount Vernon auto insurance rates, Rochester auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Baldwin.

Don’t buy Baldwin, NY auto insurance until you’ve compared rates. Get free Baldwin, New York auto insurance quotes when you enter your ZIP code above.

Baldwin, NY Minimum Auto Insurance Requirements

The required auto insurance in Baldwin, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Baldwin, New York is outlined here.

Minimum Required Auto Insurance Coverage in Baldwin, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Baldwin, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Baldwin, NY. Take a look at Baldwin, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Baldwin, New York

Insurance Company Poor Fair Good
Allstate $10,302 $5,817 $4,920
GEICO $5,211 $3,826 $3,434
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,326 $5,916 $4,222
State Farm $10,295 $6,452 $5,119
Travelers $11,248 $6,774 $5,764
USAA $8,164 $4,184 $3,687

Buy Cheap Baldwin, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Baldwin, New York auto insurance rates? Find out how car insurance rates in Baldwin, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baldwin, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,661 $4,286 $4,438 $4,484 $14,274 $15,210 $4,399 $4,353
GEICO $2,989 $2,874 $2,905 $2,862 $6,513 $9,679 $2,684 $2,751
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,680 $4,213 $3,609 $3,701 $15,528 $16,854 $5,864 $5,455
State Farm $4,621 $4,621 $4,060 $4,060 $13,689 $16,779 $5,116 $5,364
Travelers $5,680 $5,562 $5,195 $5,452 $13,510 $16,051 $5,936 $6,040
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

Buy Cheap Baldwin, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Baldwin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Baldwin, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Baldwin, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,274 $15,210
GEICO $6,513 $9,679
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,528 $16,854
State Farm $13,689 $16,779
Travelers $13,510 $16,051
USAA $11,374 $13,456

Buy Cheap Baldwin, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Baldwin, New York by comparing Baldwin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Baldwin, NY here.

Annual Auto Insurance Rates for Senior Drivers in Baldwin, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,438 $4,484
GEICO $2,905 $2,862
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,609 $3,701
State Farm $4,060 $4,060
Travelers $5,195 $5,452
USAA $2,514 $2,510

Find Cheap Auto Insurance Rates in Baldwin, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Baldwin, New York auto insurance. Compare Baldwin, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baldwin, New York

Insurance Company Low Medium High
Allstate $6,341 $6,970 $7,728
GEICO $3,885 $4,132 $4,455
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,014 $7,424 $8,026
State Farm $6,838 $7,341 $7,687
Travelers $7,366 $7,807 $8,612
USAA $5,135 $5,306 $5,593

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Find Cheap Baldwin, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Baldwin. Compare auto insurance rates in Baldwin, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Baldwin, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,913 $7,114
GEICO $4,034 $4,280
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,488 $7,488
State Farm $7,017 $7,560
Travelers $7,928 $7,928
USAA $5,290 $5,399

Find Cheap Baldwin, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Baldwin, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Baldwin, NY, take a look at the average cost for various violations versus rates for a clean driving record in Baldwin.

Annual Baldwin, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,863 $5,863 $8,799 $7,528
GEICO $3,194 $3,485 $6,756 $3,194
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,264 $7,264 $8,104 $7,320
State Farm $6,919 $6,919 $7,658 $7,658
Travelers $6,679 $8,518 $8,635 $7,880
USAA $4,756 $4,836 $6,951 $4,836

Find Cheap Baldwin, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Baldwin, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Baldwin for less when you shop around and compare rates from multiple Baldwin, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Baldwin, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,799
GEICO $6,756
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,104
State Farm $7,658
Travelers $8,635
USAA $6,951

Winners by Category: Where to Buy Cheap Auto Insurance in Baldwin, NY

Compare rates from the cheapest auto insurance companies in Baldwin, NY for your needs. Take a look at how Baldwin, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Baldwin, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Baldwin, New York Auto Insurance Companies

If you’re looking for the cheapest Baldwin, NY auto insurance companies overall, you can compare them here. Find the best price for Baldwin, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Baldwin, New York

Insurance Company Average Annual Rates
Allstate $7,013
GEICO $4,157
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,488
State Farm $7,289
Travelers $7,928
USAA $5,345

What affects Baldwin, New York auto insurance rates?

Local factors affect auto insurance rates in Baldwin, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Baldwin auto insurance rates.

Commute Times in Baldwin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Baldwin, NY is 36.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Baldwin, NY

You can buy cheap Baldwin, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Baldwin, New York auto insurance quotes from top companies.

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