Buy Cheap Balcones Heights, TX Auto Insurance (2021)

Balcones Heights, TX auto insurance rates average $347 a month. Minimum auto insurance requirements in Balcones Heights, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Balcones Heights, TX, compare Balcones Heights auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Balcones Heights, TX for teens drivers are $7,396/year
  • Average auto insurance rates in Balcones Heights, TX after a DUI are $4,732/year
  • The most expensive auto insurance company in Balcones Heights is Allstate

Finding affordable Balcones Heights, Texas auto insurance can be challenging, but everything you need to know to buy cheap Balcones Heights, TX auto insurance with confidence is right here. Auto insurance rates in Balcones Heights are affected by local factors as well as personal ones like your driving record.

See how Balcones Heights, TX car insurance rates compare to Dallas auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Balcones Heights.

Don’t buy Balcones Heights, TX auto insurance until you’ve compared rates. Get free Balcones Heights, Texas auto insurance quotes when you enter your ZIP code above.

Balcones Heights, TX Minimum Auto Insurance Requirements

The required auto insurance in Balcones Heights, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Balcones Heights, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Balcones Heights, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Balcones Heights, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Balcones Heights, TX. Take a look at Balcones Heights, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Balcones Heights, Texas

Insurance Company Poor Fair Good
Allstate $7,335 $5,379 $4,611
American Family $7,909 $4,941 $4,338
GEICO $5,736 $3,235 $2,148
Nationwide $4,358 $3,506 $3,048
Progressive $4,895 $4,238 $3,930
State Farm $4,507 $2,813 $2,246
USAA $4,058 $2,377 $1,922

Buy Cheap Balcones Heights, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Balcones Heights, Texas auto insurance rates? Find out how car insurance rates in Balcones Heights, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Balcones Heights, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,706 $3,728 $3,655 $3,655 $10,022 $12,080 $4,589 $4,766
American Family $3,441 $3,828 $3,177 $3,642 $9,101 $12,027 $4,949 $5,671
GEICO $2,758 $2,987 $2,683 $3,070 $6,020 $6,214 $2,977 $2,941
Nationwide $2,282 $2,316 $2,020 $2,135 $6,472 $8,294 $2,682 $2,898
Progressive $2,316 $2,190 $2,067 $2,104 $9,767 $10,890 $2,734 $2,764
State Farm $2,222 $2,222 $1,984 $1,984 $5,360 $6,833 $2,419 $2,487
USAA $1,773 $1,777 $1,708 $1,690 $5,027 $5,444 $2,358 $2,509

Buy Cheap Balcones Heights, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Balcones Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Balcones Heights, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Balcones Heights, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,022 $12,080
American Family $9,101 $12,027
GEICO $6,020 $6,214
Nationwide $6,472 $8,294
Progressive $9,767 $10,890
State Farm $5,360 $6,833
USAA $5,027 $5,444

Buy Cheap Balcones Heights, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Balcones Heights, Texas by comparing Balcones Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Balcones Heights, TX here.

Annual Auto Insurance Rates for Senior Drivers in Balcones Heights, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,655 $3,655
American Family $3,177 $3,642
GEICO $2,683 $3,070
Nationwide $2,020 $2,135
Progressive $2,067 $2,104
State Farm $1,984 $1,984
USAA $1,708 $1,690

Find Cheap Auto Insurance Rates in Balcones Heights, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Balcones Heights, Texas auto insurance. Compare Balcones Heights, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Balcones Heights, Texas

Insurance Company Low Medium High
Allstate $5,651 $5,729 $5,945
American Family $5,325 $5,521 $6,343
GEICO $3,472 $3,643 $4,004
Nationwide $3,887 $3,482 $3,543
Progressive $4,129 $4,332 $4,602
State Farm $3,001 $3,174 $3,392
USAA $2,665 $2,770 $2,922

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Find Cheap Balcones Heights, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Balcones Heights. Compare auto insurance rates in Balcones Heights, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Balcones Heights, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,628 $5,922
American Family $5,729 $5,729
GEICO $3,634 $3,778
Nationwide $3,637 $3,637
Progressive $4,354 $4,354
State Farm $3,189 $3,189
USAA $2,750 $2,821

Find Cheap Balcones Heights, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Balcones Heights, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Balcones Heights, TX, take a look at the average cost for various violations versus rates for a clean driving record in Balcones Heights.

Annual Balcones Heights, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $6,971 $7,271 $4,429
American Family $5,233 $6,631 $5,821 $5,233
GEICO $3,141 $4,153 $3,468 $4,063
Nationwide $3,159 $3,159 $4,668 $3,564
Progressive $3,797 $4,919 $4,432 $4,269
State Farm $2,827 $3,250 $3,850 $2,827
USAA $2,068 $3,080 $3,619 $2,376

Find Cheap Balcones Heights, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Balcones Heights, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Balcones Heights for less when you shop around and compare rates from multiple Balcones Heights, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Balcones Heights, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,271
American Family $5,821
GEICO $3,468
Nationwide $4,668
Progressive $4,432
State Farm $3,850
USAA $3,619

Winners by Category: Where to Buy Cheap Auto Insurance in Balcones Heights, TX

Compare rates from the cheapest auto insurance companies in Balcones Heights, TX for your needs. Take a look at how Balcones Heights, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Balcones Heights, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Balcones Heights, Texas Auto Insurance Companies

If you’re looking for the cheapest Balcones Heights, TX auto insurance companies overall, you can compare them here. Find the best price for Balcones Heights, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Balcones Heights, Texas

Insurance Company Average Annual Rates
Allstate $5,775
American Family $5,729
GEICO $3,706
Nationwide $3,637
Progressive $4,354
State Farm $3,189
USAA $2,786

What affects Balcones Heights, Texas auto insurance rates?

Local factors affect auto insurance rates in Balcones Heights, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Balcones Heights auto insurance rates.

Auto Theft in Balcones Heights

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Balcones Heights, TX auto theft show a total of 23 vehicle thefts annually.

Commute Times in Balcones Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Balcones Heights, TX is 23.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Balcones Heights, TX

You can buy cheap Balcones Heights, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Balcones Heights, Texas auto insurance quotes from top companies.

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