Buy Cheap Baker, CA Auto Insurance (2021)

Baker, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Baker, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Baker, CA, compare Baker auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Baker after a DUI is Nationwide
  • Average auto insurance rates in Baker, CA are $285/month
  • Average auto insurance rates in Baker, CA after a DUI are $4,775/year

Finding affordable Baker, California auto insurance can be challenging, but everything you need to know to buy cheap Baker, CA auto insurance with confidence is right here. Auto insurance rates in Baker are affected by local factors as well as personal ones like your driving record.

See how Baker, CA car insurance rates compare to Long Beach auto insurance rates, Bakersfield auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Baker.

Don’t buy Baker, CA auto insurance until you’ve compared rates. Get free Baker, California auto insurance quotes when you enter your ZIP code above.

Baker, CA Minimum Auto Insurance Requirements

The required auto insurance in Baker, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Baker, California is outlined here.

Minimum Required Auto Insurance Coverage in Baker, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Baker, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Baker, California auto insurance rates? Find out how car insurance rates in Baker, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baker, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,595 $2,613 $1,880 $1,919 $7,055 $8,907 $3,378 $3,777
Farmers $2,621 $2,621 $2,361 $2,361 $8,343 $13,679 $3,103 $3,454
GEICO $1,780 $1,781 $1,674 $1,674 $5,406 $5,504 $2,556 $2,616
Liberty Mutual $2,206 $2,084 $2,053 $1,989 $4,792 $5,113 $2,482 $2,508
Nationwide $3,144 $3,005 $2,753 $2,598 $7,919 $8,763 $3,743 $3,699
Progressive $1,806 $1,859 $1,543 $1,829 $4,839 $5,837 $2,618 $2,817
State Farm $2,622 $2,622 $2,340 $2,340 $4,787 $5,944 $2,899 $2,988
Travelers $2,249 $2,183 $1,985 $1,965 $4,562 $5,221 $2,904 $2,853
USAA $1,778 $1,687 $1,734 $1,744 $4,036 $4,053 $2,455 $2,323

Buy Cheap Baker, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Baker can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Baker, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Baker, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,055 $8,907
Farmers $8,343 $13,679
GEICO $5,406 $5,504
Liberty Mutual $4,792 $5,113
Nationwide $7,919 $8,763
Progressive $4,839 $5,837
State Farm $4,787 $5,944
Travelers $4,562 $5,221
USAA $4,036 $4,053

Buy Cheap Baker, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Baker, California by comparing Baker senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Baker, CA here.

Annual Auto Insurance Rates for Senior Drivers in Baker, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $1,919
Farmers $2,361 $2,361
GEICO $1,674 $1,674
Liberty Mutual $2,053 $1,989
Nationwide $2,753 $2,598
Progressive $1,543 $1,829
State Farm $2,340 $2,340
Travelers $1,985 $1,965
USAA $1,734 $1,744

Find Cheap Auto Insurance Rates in Baker, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Baker, California auto insurance. Compare Baker, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baker, California

Insurance Company Low Medium High
Allstate $3,837 $4,045 $4,164
Farmers $4,490 $4,854 $5,110
GEICO $2,580 $2,905 $3,136
Liberty Mutual $2,699 $2,930 $3,081
Nationwide $3,984 $4,530 $4,845
Progressive $2,583 $2,979 $3,119
State Farm $3,009 $3,369 $3,575
Travelers $2,626 $3,068 $3,277
USAA $2,247 $2,523 $2,658

Find Cheap Baker, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Baker. Compare auto insurance rates in Baker, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Baker, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,626 $4,405
Farmers $4,372 $5,264
GEICO $2,611 $3,137
Liberty Mutual $2,666 $3,140
Nationwide $3,936 $4,970
Progressive $2,628 $3,159
State Farm $3,196 $3,439
Travelers $2,693 $3,287
USAA $2,281 $2,671

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Find Cheap Baker, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Baker, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Baker, CA, take a look at the average cost for various violations versus rates for a clean driving record in Baker.

Annual Baker, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $4,094 $6,389 $3,169
Farmers $3,562 $4,850 $6,043 $4,817
GEICO $2,009 $3,102 $3,892 $2,492
Liberty Mutual $2,520 $3,376 $3,047 $2,670
Nationwide $3,106 $3,984 $6,738 $3,984
Progressive $1,889 $3,218 $3,746 $2,721
State Farm $2,364 $2,822 $5,339 $2,745
Travelers $2,016 $3,239 $3,772 $2,935
USAA $1,647 $2,445 $4,010 $1,803

Find Cheap Baker, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Baker, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Baker for less when you shop around and compare rates from multiple Baker, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Baker, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,389
Farmers $6,043
GEICO $3,892
Liberty Mutual $3,047
Nationwide $6,738
Progressive $3,746
State Farm $5,339
Travelers $3,772
USAA $4,010

Winners by Category: Where to Buy Cheap Auto Insurance in Baker, CA

Compare rates from the cheapest auto insurance companies in Baker, CA for your needs. Take a look at how Baker, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Baker, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Baker, California Auto Insurance Companies

If you’re looking for the cheapest Baker, CA auto insurance companies overall, you can compare them here. Find the best price for Baker, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Baker, California

Insurance Company Average Annual Rates
Allstate $4,015
Farmers $4,818
GEICO $2,874
Liberty Mutual $2,903
Nationwide $4,453
Progressive $2,894
State Farm $3,318
Travelers $2,990
USAA $2,476

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What affects Baker, California auto insurance rates?

Local factors affect auto insurance rates in Baker, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Baker auto insurance rates.

Commute Times in Baker

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Baker, CA is 23.0 minutes according to City-Data.

Traffic in Baker

How is traffic in Baker, California? Inrix data shows that Baker, CA traffic makes it the 208th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Baker, CA

You can buy cheap Baker, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Baker, California auto insurance quotes from top companies.

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