Buy Cheap Badger, IA Auto Insurance (2021)

Badger, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Badger, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Badger, IA, compare Badger auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Badger, IA for teens drivers are $5,628/year
  • The most expensive auto insurance company in Badger is Travelers
  • Average auto insurance rates in Badger, IA are $246/month

Finding affordable Badger, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Badger, IA auto insurance with confidence is right here. Auto insurance rates in Badger are affected by local factors as well as personal ones like your driving record.

See how Badger, IA car insurance rates compare to Ames auto insurance rates, Davenport auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Badger.

Don’t buy Badger, IA auto insurance until you’ve compared rates. Get free Badger, Iowa auto insurance quotes when you enter your ZIP code above.

Badger, IA Minimum Auto Insurance Requirements

The required auto insurance in Badger, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Badger, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Badger, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Badger, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Badger, IA. Take a look at Badger, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Badger, Iowa

Insurance Company Poor Fair Good
Allstate $3,681 $2,925 $2,636
American Family $3,968 $2,914 $2,450
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,730 $2,209 $2,002
State Farm $3,157 $1,953 $1,541
Travelers $6,311 $5,388 $5,133
USAA $2,307 $1,584 $1,372

Buy Cheap Badger, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Badger, Iowa auto insurance rates? Find out how car insurance rates in Badger, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Badger, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,978 $1,882 $1,774 $1,801 $6,048 $6,859 $2,127 $2,178
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,620 $1,556 $1,335 $1,388 $4,022 $4,537 $1,947 $2,106
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

Buy Cheap Badger, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Badger can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Badger, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Badger, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,048 $6,859
American Family $5,350 $7,510
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,022 $4,537
State Farm $3,891 $4,937
Travelers $11,220 $17,916
USAA $3,143 $3,342

Buy Cheap Badger, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Badger, Iowa by comparing Badger senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Badger, IA here.

Annual Auto Insurance Rates for Senior Drivers in Badger, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,801
American Family $1,794 $1,794
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,335 $1,388
State Farm $1,269 $1,269
Travelers $2,452 $2,459
USAA $1,084 $1,108

Find Cheap Auto Insurance Rates in Badger, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Badger, Iowa auto insurance. Compare Badger, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Badger, Iowa

Insurance Company Low Medium High
Allstate $2,950 $3,086 $3,207
American Family $3,123 $3,284 $2,925
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,181 $2,322 $2,439
State Farm $2,111 $2,229 $2,311
Travelers $5,271 $5,696 $5,865
USAA $1,660 $1,760 $1,843

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Find Cheap Badger, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Badger. Compare auto insurance rates in Badger, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Badger, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,155
American Family $3,074 $3,147
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,314 $2,314
State Farm $2,164 $2,270
Travelers $5,611 $5,611
USAA $1,691 $1,818

Find Cheap Badger, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Badger, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Badger, IA, take a look at the average cost for various violations versus rates for a clean driving record in Badger.

Annual Badger, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,167 $3,646 $2,921
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,859 $3,052 $2,017 $2,327
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,342 $1,799 $2,337 $1,540

Find Cheap Badger, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Badger, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Badger for less when you shop around and compare rates from multiple Badger, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Badger, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,646
American Family $4,270
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,017
State Farm $2,217
Travelers $7,302
USAA $2,337

Winners by Category: Where to Buy Cheap Auto Insurance in Badger, IA

Compare rates from the cheapest auto insurance companies in Badger, IA for your needs. Take a look at how Badger, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Badger, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Badger, Iowa Auto Insurance Companies

If you’re looking for the cheapest Badger, IA auto insurance companies overall, you can compare them here. Find the best price for Badger, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Badger, Iowa

Insurance Company Average Annual Rates
Allstate $3,081
American Family $3,111
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,314
State Farm $2,217
Travelers $5,611
USAA $1,755

What affects Badger, Iowa auto insurance rates?

Local factors affect auto insurance rates in Badger, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Badger auto insurance rates.

Commute Times in Badger

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Badger, IA is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Badger, IA

You can buy cheap Badger, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Badger, Iowa auto insurance quotes from top companies.

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