Buy Cheap Babylon, NY Auto Insurance

The average annual auto insurance rates in Babylon, NY are around $5,935 ($494/mo). The cheapest auto insurance company in Babylon, NY is GEICO, although rates will vary for each person. Babylon, NY auto insurance must meet the state minimum requirements with coverage levels of 25/50/10 for liability and property damage. Compare Babylon, New York car insurance rates online to get the best price for you.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: May 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The average annual auto insurance rates for Babylon, NY are $5,935 ($494/mo)
  • The cheapest auto insurance company in Babylon, NY is GEICO, and the second cheapest is USAA
  • Babylon, NY rates are affected by the traffic that is shared with Hempstead as well as New York City
  • The average commute time for Babylon is 36.8 min

Babylon, NY average annual auto insurance rates are well above the state average. They are about $2,000 lower than Hempstead rates and about $1,500 cheaper than New York City rates.

You can save on Babylon, New York auto insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on how to buy auto insurance in Babylon, New York for every age, credit history, and driving record.

By examining rates and companies in Babylon, NY, weather the storm of finding cheap auto insurance.

Ready to find affordable auto insurance in Babylon, NY? Enter your ZIP code above to get started.

What is the cheapest auto insurance company in Babylon, NY?

The cheapest auto insurance company in Babylon, based on average rates, is GEICO.

The top auto insurance companies in Babylon, NY, ranked from cheapest to most expensive are:

  • GEICO—$3,663
  • USAA—$4,926
  • Nationwide—$5,770
  • Progressive—$6,038
  • Allstate—$6,039
  • State Farm—$6,059
  • Travelers—$6,456
  • Liberty Mutual—$8,530

There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What auto insurance coverage is required in Babylon, NY?

All Babylon drivers have to meet the New York state law minimum requirements to buy auto insurance.

In New York, you have to carry at least:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $10,000 per incident for property damage

It’s recommended that most drivers carry more than the state minimum.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects auto insurance rates in Babylon, NY?

Babylon is the 8th largest city in New York and about a 30 min drive from Hempstead and about an hour drive from New York City. Let’s take a look at how Babylon auto insurance rates compare to other cities in New York.

Brooklyn, NY— $9,347 (most expensive)
Hempstead, NY— $7,827
Babylon, NY — $5,935
New York City, NY— $7,482
Corning, NY— $2,730 (cheapest)

INRIX doesn’t rank Babylon or Hempstead but does rank New York City which is about an hour away.

INRIX does rank New York City as the 4th most congested city in the U.S. Babylon is east of Hempstead and New York City, so traffic heading to a larger city can affect auto insurance rates.

City-Data reports an average commute time for Babylon is 36.8 minutes.

Car theft in Babylon, NY also affects rates. The FBI’s most recent annual statistics don’t list car thefts for Babylon; however, New York City had 5,735 car thefts in a city population of 8,616,333. That’s a rate of 67 cars stolen per 100,000 population.

Babylon, NY Auto Insurance: The Bottom Line

Babylon has slightly above-average auto insurance rates compared to other cities of its size in New York, but you can still save by shopping around and comparing.

Before you buy auto insurance in Babylon, NY, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Babylon, NY auto insurance quotes.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption