Buy Cheap Avoca, NY Auto Insurance (2021)

Avoca, NY auto insurance rates average $246 a month. Minimum auto insurance requirements in Avoca, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Avoca, NY, compare Avoca auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Avoca is Liberty Mutual
  • Average auto insurance rates in Avoca, NY are $246/month
  • The most expensive auto insurance company in Avoca after a DUI is Liberty Mutual

Finding affordable Avoca, New York auto insurance can be challenging, but everything you need to know to buy cheap Avoca, NY auto insurance with confidence is right here. Auto insurance rates in Avoca are affected by local factors as well as personal ones like your driving record.

See how Avoca, NY car insurance rates compare to Utica auto insurance rates, Buffalo auto insurance rates, and Yonkers auto insurance rates before you read more about the cost of auto insurance in Avoca.

Don’t buy Avoca, NY auto insurance until you’ve compared rates. Get free Avoca, New York auto insurance quotes when you enter your ZIP code above.

Avoca, NY Minimum Auto Insurance Requirements

The required auto insurance in Avoca, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Avoca, New York is outlined here.

Minimum Required Auto Insurance Coverage in Avoca, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Avoca, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Avoca, NY. Take a look at Avoca, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Avoca, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,056 $1,513 $1,357
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $3,925 $2,016 $1,473
State Farm $4,808 $3,015 $2,392
Travelers $4,288 $2,701 $2,345
USAA $4,707 $2,323 $2,051

Buy Cheap Avoca, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Avoca, New York auto insurance rates? Find out how car insurance rates in Avoca, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Avoca, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,226 $1,181 $1,191 $1,174 $2,505 $3,613 $1,109 $1,137
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,565 $1,489 $1,283 $1,293 $4,834 $5,383 $1,988 $1,935
State Farm $2,170 $2,170 $1,884 $1,884 $6,212 $8,034 $2,375 $2,510
Travelers $2,257 $2,287 $2,053 $2,205 $5,125 $6,077 $2,389 $2,497
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Avoca, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Avoca can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Avoca, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Avoca, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,505 $3,613
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $4,834 $5,383
State Farm $6,212 $8,034
Travelers $5,125 $6,077
USAA $6,303 $7,547

Buy Cheap Avoca, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Avoca, New York by comparing Avoca senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Avoca, NY here.

Annual Auto Insurance Rates for Senior Drivers in Avoca, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,191 $1,174
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,283 $1,293
State Farm $1,884 $1,884
Travelers $2,053 $2,205
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Avoca, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Avoca, New York auto insurance. Compare Avoca, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Avoca, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,564 $1,636 $1,726
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,363 $2,460 $2,591
State Farm $3,249 $3,422 $3,544
Travelers $2,949 $3,075 $3,310
USAA $2,952 $3,015 $3,115

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Find Cheap Avoca, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Avoca. Compare auto insurance rates in Avoca, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Avoca, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,594 $1,690
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,471 $2,471
State Farm $3,285 $3,525
Travelers $3,111 $3,111
USAA $2,997 $3,057

Find Cheap Avoca, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Avoca, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Avoca, NY, take a look at the average cost for various violations versus rates for a clean driving record in Avoca.

Annual Avoca, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,310 $1,426 $2,522 $1,310
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,409 $2,409 $2,645 $2,423
State Farm $3,251 $3,251 $3,559 $3,559
Travelers $2,679 $3,313 $3,361 $3,093
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Avoca, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Avoca, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Avoca for less when you shop around and compare rates from multiple Avoca, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Avoca, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
GEICO $2,522
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,645
State Farm $3,559
Travelers $3,361
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Avoca, NY

Compare rates from the cheapest auto insurance companies in Avoca, NY for your needs. Take a look at how Avoca, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Avoca, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Avoca, New York Auto Insurance Companies

If you’re looking for the cheapest Avoca, NY auto insurance companies overall, you can compare them here. Find the best price for Avoca, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Avoca, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,642
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,471
State Farm $3,405
Travelers $3,111
USAA $3,027

What affects Avoca, New York auto insurance rates?

Local factors affect auto insurance rates in Avoca, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Avoca auto insurance rates.

Commute Times in Avoca

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Avoca, NY is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Avoca, NY

You can buy cheap Avoca, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Avoca, New York auto insurance quotes from top companies.

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