Buy Cheap Avoca, IA Auto Insurance (2021)

Avoca, IA auto insurance rates average $257 a month. Minimum auto insurance requirements in Avoca, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Avoca, IA, compare Avoca auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Avoca, IA are $257/month
  • Average auto insurance rates in Avoca, IA after a DUI are $3,721/year
  • Average auto insurance rates in Avoca, IA for teens drivers are $5,772/year

Finding affordable Avoca, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Avoca, IA auto insurance with confidence is right here. Auto insurance rates in Avoca are affected by local factors as well as personal ones like your driving record.

See how Avoca, IA car insurance rates compare to Waterloo auto insurance rates, Council Bluffs auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Avoca.

Don’t buy Avoca, IA auto insurance until you’ve compared rates. Get free Avoca, Iowa auto insurance quotes when you enter your ZIP code above.

Avoca, IA Minimum Auto Insurance Requirements

The required auto insurance in Avoca, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Avoca, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Avoca, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Avoca, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Avoca, IA. Take a look at Avoca, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Avoca, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,096 $3,010 $2,526
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,082 $3,745 $2,953
Nationwide $3,566 $2,770 $2,434
Progressive $3,050 $2,432 $2,188
State Farm $3,265 $2,019 $1,593
Travelers $6,158 $5,248 $4,996
USAA $2,689 $1,840 $1,592

Buy Cheap Avoca, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Avoca, Iowa auto insurance rates? Find out how car insurance rates in Avoca, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Avoca, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,084 $2,266 $1,826 $2,219 $9,746 $10,975 $2,361 $2,606
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $1,867 $1,818 $1,539 $1,591 $4,208 $4,767 $2,246 $2,414
State Farm $1,509 $1,509 $1,319 $1,319 $3,991 $5,073 $1,694 $1,924
Travelers $2,505 $2,558 $2,426 $2,431 $10,872 $17,246 $2,603 $3,098
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

Buy Cheap Avoca, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Avoca can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Avoca, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Avoca, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,499 $7,743
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,746 $10,975
Nationwide $4,591 $6,000
Progressive $4,208 $4,767
State Farm $3,991 $5,073
Travelers $10,872 $17,246
USAA $3,649 $3,891

Buy Cheap Avoca, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Avoca, Iowa by comparing Avoca senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Avoca, IA here.

Annual Auto Insurance Rates for Senior Drivers in Avoca, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,855 $1,855
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,826 $2,219
Nationwide $1,823 $1,960
Progressive $1,539 $1,591
State Farm $1,319 $1,319
Travelers $2,426 $2,431
USAA $1,251 $1,285

Find Cheap Auto Insurance Rates in Avoca, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Avoca, Iowa auto insurance. Compare Avoca, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Avoca, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,234 $3,389 $3,010
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,091 $4,253 $4,437
Nationwide $3,055 $2,905 $2,810
Progressive $2,414 $2,563 $2,693
State Farm $2,187 $2,305 $2,385
Travelers $5,168 $5,549 $5,686
USAA $1,940 $2,047 $2,134

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Find Cheap Avoca, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Avoca. Compare auto insurance rates in Avoca, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Avoca, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,173 $3,249
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,260 $4,260
Nationwide $2,923 $2,923
Progressive $2,556 $2,556
State Farm $2,237 $2,347
Travelers $5,467 $5,467
USAA $1,966 $2,115

Find Cheap Avoca, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Avoca, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Avoca, IA, take a look at the average cost for various violations versus rates for a clean driving record in Avoca.

Annual Avoca, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,684 $4,544 $4,648 $4,165
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,066 $3,332 $2,239 $2,589
State Farm $2,128 $2,456 $2,292 $2,292
Travelers $3,991 $5,308 $7,103 $5,467
USAA $1,560 $2,091 $2,721 $1,791

Find Cheap Avoca, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Avoca, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Avoca for less when you shop around and compare rates from multiple Avoca, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Avoca, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,410
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,648
Nationwide $4,183
Progressive $2,239
State Farm $2,292
Travelers $7,103
USAA $2,721

Winners by Category: Where to Buy Cheap Auto Insurance in Avoca, IA

Compare rates from the cheapest auto insurance companies in Avoca, IA for your needs. Take a look at how Avoca, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Avoca, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Avoca, Iowa Auto Insurance Companies

If you’re looking for the cheapest Avoca, IA auto insurance companies overall, you can compare them here. Find the best price for Avoca, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Avoca, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,211
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,260
Nationwide $2,923
Progressive $2,556
State Farm $2,292
Travelers $5,467
USAA $2,040

What affects Avoca, Iowa auto insurance rates?

Local factors affect auto insurance rates in Avoca, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Avoca auto insurance rates.

Commute Times in Avoca

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Avoca, IA is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Avoca, IA

You can buy cheap Avoca, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Avoca, Iowa auto insurance quotes from top companies.

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