Buy Cheap Austin, IN Auto Insurance (2021)

Austin, IN auto insurance rates average $295 a month. Minimum auto insurance requirements in Austin, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Austin, IN, compare Austin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Austin is Liberty Mutual
  • The most expensive auto insurance company in Austin after a DUI is Liberty Mutual
  • Average auto insurance rates in Austin, IN are $295/month

Finding affordable Austin, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Austin, IN auto insurance with confidence is right here. Auto insurance rates in Austin are affected by local factors as well as personal ones like your driving record.

See how Austin, IN car insurance rates compare to Evansville auto insurance rates, South Bend auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Austin.

Don’t buy Austin, IN auto insurance until you’ve compared rates. Get free Austin, Indiana auto insurance quotes when you enter your ZIP code above.

Austin, IN Minimum Auto Insurance Requirements

The required auto insurance in Austin, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Austin, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Austin, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Austin, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Austin, IN. Take a look at Austin, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Austin, Indiana

Insurance Company Poor Fair Good
Allstate $5,083 $3,774 $3,426
American Family $5,388 $3,498 $2,927
Farmers $4,296 $3,511 $3,257
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,589 $3,028 $2,828
Progressive $4,719 $4,176 $3,936
State Farm $3,735 $2,227 $1,726
Travelers $3,975 $3,369 $3,366
USAA $2,314 $1,532 $1,314

Buy Cheap Austin, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Austin, Indiana auto insurance rates? Find out how car insurance rates in Austin, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Austin, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,545 $2,612 $2,229 $2,438 $7,753 $9,753 $2,597 $2,826
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,635 $1,610 $1,398 $1,578 $9,065 $9,712 $2,170 $2,333
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,815 $1,720 $1,642 $1,653 $10,699 $12,067 $2,283 $2,335
State Farm $1,593 $1,593 $1,411 $1,411 $4,720 $6,062 $1,758 $1,955
Travelers $1,281 $1,303 $1,203 $1,202 $8,000 $12,647 $1,357 $1,567
USAA $1,100 $1,085 $1,021 $1,032 $3,035 $3,397 $1,490 $1,598

Buy Cheap Austin, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Austin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Austin, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Austin, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,753 $9,753
American Family $6,768 $9,826
Farmers $9,065 $9,712
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,684 $7,404
Progressive $10,699 $12,067
State Farm $4,720 $6,062
Travelers $8,000 $12,647
USAA $3,035 $3,397

Buy Cheap Austin, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Austin, Indiana by comparing Austin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Austin, IN here.

Annual Auto Insurance Rates for Senior Drivers in Austin, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,229 $2,438
American Family $2,219 $2,219
Farmers $1,398 $1,578
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,676 $1,795
Progressive $1,642 $1,653
State Farm $1,411 $1,411
Travelers $1,203 $1,202
USAA $1,021 $1,032

Find Cheap Auto Insurance Rates in Austin, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Austin, Indiana auto insurance. Compare Austin, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Austin, Indiana

Insurance Company Low Medium High
Allstate $3,911 $4,079 $4,292
American Family $3,904 $4,068 $3,841
Farmers $3,535 $3,681 $3,847
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $3,204 $3,123 $3,118
Progressive $4,028 $4,207 $4,595
State Farm $2,449 $2,562 $2,677
Travelers $3,496 $3,604 $3,611
USAA $1,654 $1,715 $1,791

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Find Cheap Austin, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Austin. Compare auto insurance rates in Austin, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Austin, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,094 $4,094
American Family $3,890 $3,985
Farmers $3,688 $3,688
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $3,148 $3,148
Progressive $4,277 $4,277
State Farm $2,490 $2,636
Travelers $3,570 $3,570
USAA $1,697 $1,743

Find Cheap Austin, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Austin, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Austin, IN, take a look at the average cost for various violations versus rates for a clean driving record in Austin.

Annual Austin, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,269 $4,794 $4,424 $3,889
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,306 $3,834 $3,965 $3,645
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $3,194 $5,630 $3,819 $4,463
State Farm $2,505 $2,738 $2,505 $2,505
Travelers $3,032 $3,748 $4,248 $3,253
USAA $1,300 $1,850 $2,119 $1,610

Find Cheap Austin, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Austin, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Austin for less when you shop around and compare rates from multiple Austin, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Austin, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,424
American Family $5,483
Farmers $3,965
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,350
Progressive $3,819
State Farm $2,505
Travelers $4,248
USAA $2,119

Winners by Category: Where to Buy Cheap Auto Insurance in Austin, IN

Compare rates from the cheapest auto insurance companies in Austin, IN for your needs. Take a look at how Austin, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Austin, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Austin, Indiana Auto Insurance Companies

If you’re looking for the cheapest Austin, IN auto insurance companies overall, you can compare them here. Find the best price for Austin, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Austin, Indiana

Insurance Company Average Annual Rates
Allstate $4,094
American Family $3,938
Farmers $3,688
GEICO $2,438
Liberty Mutual $5,937
Nationwide $3,148
Progressive $4,277
State Farm $2,563
Travelers $3,570
USAA $1,720

What affects Austin, Indiana auto insurance rates?

Local factors affect auto insurance rates in Austin, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Austin auto insurance rates.

Commute Times in Austin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Austin, IN is 19.3 minutes according to City-Data.

Traffic in Austin

How is traffic in Austin, Indiana? Inrix data shows that Austin, IN traffic makes it the 207th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Austin, IN

You can buy cheap Austin, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Austin, Indiana auto insurance quotes from top companies.

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