Buy Cheap Austin, AR Auto Insurance (2021)

Austin, AR auto insurance rates average $345 a month. Minimum auto insurance requirements in Austin, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Austin, AR, compare Austin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Austin after a DUI is Travelers
  • Average auto insurance rates in Austin, AR for teens drivers are $8,570/year
  • Average auto insurance rates in Austin, AR are $345/month

Finding affordable Austin, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Austin, AR auto insurance with confidence is right here. Auto insurance rates in Austin are affected by local factors as well as personal ones like your driving record.

See how Austin, AR car insurance rates compare to Fort Smith auto insurance rates, Jonesboro auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Austin.

Don’t buy Austin, AR auto insurance until you’ve compared rates. Get free Austin, Arkansas auto insurance quotes when you enter your ZIP code above.

Austin, AR Minimum Auto Insurance Requirements

The required auto insurance in Austin, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Austin, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Austin, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Austin, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Austin, AR. Take a look at Austin, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Austin, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,942 $4,163 $3,964
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $5,878 $5,054 $4,715
State Farm $4,206 $2,531 $1,970
Travelers $7,127 $5,964 $5,578
USAA $3,208 $2,197 $1,875

Buy Cheap Austin, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Austin, Arkansas auto insurance rates? Find out how car insurance rates in Austin, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Austin, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,318 $2,302 $2,066 $2,179 $10,080 $10,447 $2,662 $2,794
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,693 $2,529 $2,219 $2,327 $11,893 $13,376 $3,213 $3,476
State Farm $1,784 $1,784 $1,613 $1,613 $5,365 $6,735 $2,015 $2,313
Travelers $2,254 $2,293 $2,252 $2,255 $13,612 $21,937 $2,425 $2,758
USAA $1,468 $1,476 $1,368 $1,366 $4,802 $5,008 $1,894 $2,033

Buy Cheap Austin, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Austin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Austin, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Austin, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $10,080 $10,447
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $11,893 $13,376
State Farm $5,365 $6,735
Travelers $13,612 $21,937
USAA $4,802 $5,008

Buy Cheap Austin, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Austin, Arkansas by comparing Austin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Austin, AR here.

Annual Auto Insurance Rates for Senior Drivers in Austin, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $2,066 $2,179
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,219 $2,327
State Farm $1,613 $1,613
Travelers $2,252 $2,255
USAA $1,368 $1,366

Find Cheap Auto Insurance Rates in Austin, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Austin, Arkansas auto insurance. Compare Austin, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Austin, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $4,128 $4,308 $4,632
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,713 $5,109 $5,826
State Farm $2,742 $2,901 $3,065
Travelers $5,886 $6,239 $6,545
USAA $2,321 $2,418 $2,541

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Find Cheap Austin, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Austin. Compare auto insurance rates in Austin, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Austin, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,356 $4,356
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,216 $5,216
State Farm $2,831 $2,974
Travelers $6,223 $6,223
USAA $2,359 $2,495

Find Cheap Austin, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Austin, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Austin, AR, take a look at the average cost for various violations versus rates for a clean driving record in Austin.

Annual Austin, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,677 $4,723 $4,619 $4,405
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,487 $6,280 $4,722 $5,374
State Farm $2,650 $3,155 $2,903 $2,903
Travelers $5,208 $5,380 $7,912 $6,392
USAA $1,855 $2,368 $3,425 $2,060

Find Cheap Austin, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Austin, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Austin for less when you shop around and compare rates from multiple Austin, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Austin, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,809
Farmers $4,619
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,722
State Farm $2,903
Travelers $7,912
USAA $3,425

Winners by Category: Where to Buy Cheap Auto Insurance in Austin, AR

Compare rates from the cheapest auto insurance companies in Austin, AR for your needs. Take a look at how Austin, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Austin, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Austin, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Austin, AR auto insurance companies overall, you can compare them here. Find the best price for Austin, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Austin, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,356
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,216
State Farm $2,903
Travelers $6,223
USAA $2,427

What affects Austin, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Austin, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Austin auto insurance rates.

Commute Times in Austin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Austin, AR is 24.5 minutes according to City-Data.

Traffic in Austin

How is traffic in Austin, Arkansas? Inrix data shows that Austin, AR traffic makes it the 207th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Austin, AR

You can buy cheap Austin, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Austin, Arkansas auto insurance quotes from top companies.

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