Buy Cheap Aurora, CO Auto Insurance (2022)

Aurora, CO auto insurance rates average $374 a month. Minimum auto insurance requirements in Aurora, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Aurora, CO, compare Aurora auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Aurora, CO after a DUI are $5,357/year
  • The most expensive auto insurance company in Aurora after a DUI is Allstate
  • The most expensive auto insurance company in Aurora is Allstate

Finding affordable Aurora, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Aurora, CO auto insurance with confidence is right here. Auto insurance rates in Aurora are affected by local factors as well as personal ones like your driving record.

See how Aurora, CO car insurance rates compare to Centennial auto insurance rates, Boulder auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Aurora.

Don’t buy Aurora, CO auto insurance until you’ve compared rates. Get free Aurora, Colorado auto insurance quotes when you enter your ZIP code above.

Aurora, CO Minimum Auto Insurance Requirements

The required auto insurance in Aurora, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Aurora, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Aurora, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Aurora, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Aurora, CO. Take a look at Aurora, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Aurora, Colorado

Insurance Company Poor Fair Good
Allstate $8,153 $6,270 $4,711
American Family $5,748 $4,107 $3,449
Farmers $6,768 $5,526 $5,248
GEICO $4,294 $3,567 $2,840
Liberty Mutual $4,712 $2,895 $2,295
Nationwide $5,759 $4,564 $3,969
Progressive $5,410 $4,622 $4,240
State Farm $5,360 $3,449 $2,782
USAA $5,091 $2,927 $2,353

Buy Cheap Aurora, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Aurora, Colorado auto insurance rates? Find out how car insurance rates in Aurora, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aurora, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,802 $3,536 $3,465 $3,495 $13,905 $14,624 $4,108 $4,091
American Family $3,029 $3,029 $2,734 $2,734 $7,340 $9,878 $3,029 $3,703
Farmers $3,330 $3,298 $3,007 $3,256 $13,211 $13,335 $3,662 $3,681
GEICO $2,205 $2,440 $2,419 $2,815 $7,147 $7,506 $2,002 $2,002
Liberty Mutual $2,122 $2,032 $1,810 $1,999 $6,775 $7,386 $2,140 $2,141
Nationwide $3,138 $3,188 $2,806 $2,960 $8,109 $10,360 $3,630 $3,918
Progressive $2,841 $2,652 $2,517 $2,499 $10,055 $11,219 $3,189 $3,087
State Farm $2,351 $2,351 $2,148 $2,148 $7,136 $8,992 $2,645 $3,137
USAA $2,278 $2,256 $2,192 $2,174 $5,917 $6,758 $2,926 $3,158

Buy Cheap Aurora, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Aurora can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Aurora, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Aurora, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,905 $14,624
American Family $7,340 $9,878
Farmers $13,211 $13,335
GEICO $7,147 $7,506
Liberty Mutual $6,775 $7,386
Nationwide $8,109 $10,360
Progressive $10,055 $11,219
State Farm $7,136 $8,992
USAA $5,917 $6,758

Buy Cheap Aurora, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Aurora, Colorado by comparing Aurora senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Aurora, CO here.

Annual Auto Insurance Rates for Senior Drivers in Aurora, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,465 $3,495
American Family $2,734 $2,734
Farmers $3,007 $3,256
GEICO $2,419 $2,815
Liberty Mutual $1,810 $1,999
Nationwide $2,806 $2,960
Progressive $2,517 $2,499
State Farm $2,148 $2,148
USAA $2,192 $2,174

Find Cheap Auto Insurance Rates in Aurora, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Aurora, Colorado auto insurance. Compare Aurora, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aurora, Colorado

Insurance Company Low Medium High
Allstate $5,940 $6,350 $6,843
American Family $4,198 $4,524 $4,581
Farmers $5,064 $5,756 $6,723
GEICO $3,086 $3,477 $4,139
Liberty Mutual $3,085 $3,287 $3,530
Nationwide $4,726 $4,771 $4,794
Progressive $4,284 $4,776 $5,213
State Farm $3,552 $3,868 $4,170
USAA $3,279 $3,458 $3,635

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Aurora, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Aurora. Compare auto insurance rates in Aurora, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Aurora, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,378 $6,378
American Family $4,339 $4,531
Farmers $5,848 $5,848
GEICO $3,495 $3,639
Liberty Mutual $3,301 $3,301
Nationwide $4,764 $4,764
Progressive $4,757 $4,757
State Farm $3,766 $3,961
USAA $3,359 $3,555

Find Cheap Aurora, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Aurora, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Aurora, CO to see how much where you live in Aurora affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Aurora, Colorado

ZIP Code Average Annual Rates
80010 $4,371
80011 $4,207
80012 $4,323
80013 $4,069
80014 $4,191
80015 $3,930
80016 $3,884
80017 $4,162
80018 $4,071
80019 $3,986
80045 $4,268
80047 $4,199

Find Cheap Aurora, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Aurora, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Aurora, CO, take a look at the average cost for various violations versus rates for a clean driving record in Aurora.

Annual Aurora, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,249 $7,723 $6,152
American Family $3,290 $4,623 $6,097 $3,729
Farmers $4,931 $6,363 $6,275 $5,821
GEICO $2,473 $3,921 $4,664 $3,210
Liberty Mutual $2,900 $3,393 $3,501 $3,409
Nationwide $3,659 $5,008 $6,359 $4,028
Progressive $4,093 $5,841 $4,322 $4,773
State Farm $3,527 $4,200 $3,864 $3,864
USAA $2,508 $3,083 $5,412 $2,826

Find Cheap Aurora, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Aurora, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Aurora for less when you shop around and compare rates from multiple Aurora, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Aurora, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,723
American Family $6,097
Farmers $6,275
GEICO $4,664
Liberty Mutual $3,501
Nationwide $6,359
Progressive $4,322
State Farm $3,864
USAA $5,412

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Aurora, CO

Compare rates from the cheapest auto insurance companies in Aurora, CO for your needs. Take a look at how Aurora, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Aurora, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Aurora, Colorado Auto Insurance Companies

If you’re looking for the cheapest Aurora, CO auto insurance companies overall, you can compare them here. Find the best price for Aurora, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Aurora, Colorado

Insurance Company Average Annual Rates
Allstate $6,378
American Family $4,435
Farmers $5,848
GEICO $3,567
Liberty Mutual $3,301
Nationwide $4,764
Progressive $4,757
State Farm $3,864
USAA $3,457

What affects Aurora, Colorado auto insurance rates?

Local factors affect auto insurance rates in Aurora, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Aurora auto insurance rates.

Commute Times in Aurora

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Aurora, CO is 29.5 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Aurora, CO

You can buy cheap Aurora, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Aurora, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption