Buy Cheap Augusta, AR Auto Insurance (2021)

Augusta, AR auto insurance rates average $340 a month. Minimum auto insurance requirements in Augusta, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Augusta, AR, compare Augusta auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Augusta is Travelers
  • The most expensive auto insurance company in Augusta after a DUI is Travelers
  • Average auto insurance rates in Augusta, AR after a DUI are $4,892/year

Finding affordable Augusta, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Augusta, AR auto insurance with confidence is right here. Auto insurance rates in Augusta are affected by local factors as well as personal ones like your driving record.

See how Augusta, AR car insurance rates compare to Little Rock auto insurance rates, Jonesboro auto insurance rates, and Conway auto insurance rates before you read more about the cost of auto insurance in Augusta.

Don’t buy Augusta, AR auto insurance until you’ve compared rates. Get free Augusta, Arkansas auto insurance quotes when you enter your ZIP code above.

Augusta, AR Minimum Auto Insurance Requirements

The required auto insurance in Augusta, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Augusta, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Augusta, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Augusta, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Augusta, AR. Take a look at Augusta, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Augusta, Arkansas

Insurance Company Poor Fair Good
Allstate $6,519 $4,996 $4,048
Farmers $5,025 $4,204 $4,007
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $5,952 $5,043 $4,678
State Farm $4,176 $2,513 $1,956
Travelers $6,563 $5,472 $5,113
USAA $2,749 $1,878 $1,602

Buy Cheap Augusta, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Augusta, Arkansas auto insurance rates? Find out how car insurance rates in Augusta, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,925 $2,945 $2,613 $2,796 $10,697 $12,806 $3,226 $3,492
Farmers $2,428 $2,421 $2,172 $2,278 $9,959 $10,333 $2,775 $2,929
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,826 $2,696 $2,319 $2,417 $11,511 $12,992 $3,381 $3,652
State Farm $1,817 $1,817 $1,624 $1,624 $5,215 $6,566 $2,047 $2,343
Travelers $2,149 $2,191 $2,110 $2,119 $12,349 $19,858 $2,291 $2,660
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Buy Cheap Augusta, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Augusta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Augusta, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,697 $12,806
Farmers $9,959 $10,333
GEICO $6,106 $6,139
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,511 $12,992
State Farm $5,215 $6,566
Travelers $12,349 $19,858
USAA $4,009 $4,199

Buy Cheap Augusta, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Augusta, Arkansas by comparing Augusta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Augusta, AR here.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,613 $2,796
Farmers $2,172 $2,278
GEICO $2,234 $2,172
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,319 $2,417
State Farm $1,624 $1,624
Travelers $2,110 $2,119
USAA $1,192 $1,200

Find Cheap Auto Insurance Rates in Augusta, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Augusta, Arkansas auto insurance. Compare Augusta, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Arkansas

Insurance Company Low Medium High
Allstate $5,032 $5,184 $5,346
Farmers $4,205 $4,368 $4,663
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,837 $5,142 $5,694
State Farm $2,741 $2,879 $3,025
Travelers $5,444 $5,732 $5,972
USAA $1,989 $2,069 $2,171

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Find Cheap Augusta, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Augusta. Compare auto insurance rates in Augusta, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Augusta, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,412 $4,412
GEICO $3,258 $3,297
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,224 $5,224
State Farm $2,812 $2,951
Travelers $5,716 $5,716
USAA $2,017 $2,135

Find Cheap Augusta, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Augusta, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Augusta, AR, take a look at the average cost for various violations versus rates for a clean driving record in Augusta.

Annual Augusta, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,282 $5,388 $5,970 $5,110
Farmers $3,736 $4,773 $4,664 $4,475
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,511 $6,230 $4,737 $5,419
State Farm $2,647 $3,117 $2,882 $2,882
Travelers $4,794 $4,953 $7,233 $5,883
USAA $1,597 $2,023 $2,912 $1,772

Find Cheap Augusta, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Augusta, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Augusta for less when you shop around and compare rates from multiple Augusta, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Augusta, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,970
Farmers $4,664
GEICO $5,107
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,737
State Farm $2,882
Travelers $7,233
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Augusta, AR

Compare rates from the cheapest auto insurance companies in Augusta, AR for your needs. Take a look at how Augusta, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Augusta, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Augusta, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Augusta, AR auto insurance companies overall, you can compare them here. Find the best price for Augusta, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Augusta, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,412
GEICO $3,278
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,224
State Farm $2,882
Travelers $5,716
USAA $2,076

What affects Augusta, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Augusta, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Augusta auto insurance rates.

Commute Times in Augusta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Augusta, AR is 15.9 minutes according to City-Data.

Traffic in Augusta

How is traffic in Augusta, Arkansas? Inrix data shows that Augusta, AR traffic makes it the 513th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Augusta, AR

You can buy cheap Augusta, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Augusta, Arkansas auto insurance quotes from top companies.

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