Buy Cheap Auburn, NY Auto Insurance (2021)

Auburn, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in Auburn, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Auburn, NY, compare Auburn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Auburn, NY are $258/month
  • Average auto insurance rates in Auburn, NY after a DUI are $4,092/year
  • The most expensive auto insurance company in Auburn after a DUI is Liberty Mutual

Finding affordable Auburn, New York auto insurance can be challenging, but everything you need to know to buy cheap Auburn, NY auto insurance with confidence is right here. Auto insurance rates in Auburn are affected by local factors as well as personal ones like your driving record.

See how Auburn, NY car insurance rates compare to Yonkers auto insurance rates, New Rochelle auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Auburn.

Don’t buy Auburn, NY auto insurance until you’ve compared rates. Get free Auburn, New York auto insurance quotes when you enter your ZIP code above.

Auburn, NY Minimum Auto Insurance Requirements

The required auto insurance in Auburn, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Auburn, New York is outlined here.

Minimum Required Auto Insurance Coverage in Auburn, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Auburn, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Auburn, NY. Take a look at Auburn, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Auburn, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,334 $1,715 $1,539
Liberty Mutual $6,651 $4,360 $3,273
Nationwide $2,568 $2,568 $2,568
Progressive $4,092 $2,126 $1,561
State Farm $4,767 $2,989 $2,372
Travelers $4,247 $2,713 $2,371
USAA $4,475 $2,257 $1,998

Buy Cheap Auburn, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Auburn, New York auto insurance rates? Find out how car insurance rates in Auburn, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Auburn, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,359 $1,310 $1,324 $1,305 $2,881 $4,240 $1,224 $1,262
Liberty Mutual $3,459 $3,459 $3,223 $3,223 $6,715 $10,882 $3,459 $3,672
Nationwide $1,950 $1,950 $1,844 $1,844 $3,437 $5,093 $1,950 $2,473
Progressive $1,570 $1,472 $1,265 $1,283 $5,277 $5,879 $2,024 $1,973
State Farm $2,118 $2,118 $1,847 $1,847 $6,240 $8,045 $2,329 $2,463
Travelers $2,239 $2,262 $2,045 $2,194 $5,157 $6,119 $2,382 $2,483
USAA $1,522 $1,495 $1,381 $1,380 $6,123 $7,295 $1,943 $2,142

Buy Cheap Auburn, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Auburn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Auburn, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Auburn, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,881 $4,240
Liberty Mutual $6,715 $10,882
Nationwide $3,437 $5,093
Progressive $5,277 $5,879
State Farm $6,240 $8,045
Travelers $5,157 $6,119
USAA $6,123 $7,295

Buy Cheap Auburn, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Auburn, New York by comparing Auburn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Auburn, NY here.

Annual Auto Insurance Rates for Senior Drivers in Auburn, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,324 $1,305
Liberty Mutual $3,223 $3,223
Nationwide $1,844 $1,844
Progressive $1,265 $1,283
State Farm $1,847 $1,847
Travelers $2,045 $2,194
USAA $1,381 $1,380

Find Cheap Auto Insurance Rates in Auburn, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Auburn, New York auto insurance. Compare Auburn, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Auburn, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,770 $1,861 $1,958
Liberty Mutual $4,565 $4,746 $4,973
Nationwide $2,421 $2,549 $2,734
Progressive $2,470 $2,581 $2,727
State Farm $3,202 $3,396 $3,530
Travelers $2,973 $3,088 $3,269
USAA $2,832 $2,899 $3,000

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Find Cheap Auburn, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Auburn. Compare auto insurance rates in Auburn, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Auburn, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,808 $1,918
Liberty Mutual $4,629 $4,894
Nationwide $2,568 $2,568
Progressive $2,593 $2,593
State Farm $3,257 $3,495
Travelers $3,110 $3,110
USAA $2,881 $2,939

Find Cheap Auburn, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Auburn, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Auburn, NY, take a look at the average cost for various violations versus rates for a clean driving record in Auburn.

Annual Auburn, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,458 $1,590 $2,947 $1,458
Liberty Mutual $3,808 $3,808 $7,621 $3,808
Nationwide $1,975 $1,975 $4,302 $2,019
Progressive $2,523 $2,523 $2,787 $2,538
State Farm $3,216 $3,216 $3,536 $3,536
Travelers $2,667 $3,316 $3,363 $3,095
USAA $2,579 $2,621 $3,820 $2,621

Find Cheap Auburn, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Auburn, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Auburn for less when you shop around and compare rates from multiple Auburn, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Auburn, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,357
GEICO $2,947
Liberty Mutual $7,621
Nationwide $4,302
Progressive $2,787
State Farm $3,536
Travelers $3,363
USAA $3,820

Winners by Category: Where to Buy Cheap Auto Insurance in Auburn, NY

Compare rates from the cheapest auto insurance companies in Auburn, NY for your needs. Take a look at how Auburn, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Auburn, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Auburn, New York Auto Insurance Companies

If you’re looking for the cheapest Auburn, NY auto insurance companies overall, you can compare them here. Find the best price for Auburn, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Auburn, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,863
Liberty Mutual $4,761
Nationwide $2,568
Progressive $2,593
State Farm $3,376
Travelers $3,110
USAA $2,910

What affects Auburn, New York auto insurance rates?

Local factors affect auto insurance rates in Auburn, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Auburn auto insurance rates.

Commute Times in Auburn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Auburn, NY is 18.2 minutes according to City-Data.

Traffic in Auburn

How is traffic in Auburn, New York? Inrix data shows that Auburn, NY traffic makes it the 843rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Auburn, NY

You can buy cheap Auburn, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Auburn, New York auto insurance quotes from top companies.

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