Buy Cheap Atwater, OH Auto Insurance (2021)

Atwater, OH auto insurance rates average $229 a month. Minimum auto insurance requirements in Atwater, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Atwater, OH, compare Atwater auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Atwater, OH after a DUI are $3,193/year
  • Average auto insurance rates in Atwater, OH are $229/month
  • The most expensive auto insurance company in Atwater after a DUI is Liberty Mutual

Finding affordable Atwater, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Atwater, OH auto insurance with confidence is right here. Auto insurance rates in Atwater are affected by local factors as well as personal ones like your driving record.

See how Atwater, OH car insurance rates compare to Parma auto insurance rates, Columbus auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Atwater.

Don’t buy Atwater, OH auto insurance until you’ve compared rates. Get free Atwater, Ohio auto insurance quotes when you enter your ZIP code above.

Atwater, OH Minimum Auto Insurance Requirements

The required auto insurance in Atwater, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Atwater, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Atwater, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Atwater, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Atwater, OH. Take a look at Atwater, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Atwater, Ohio

Insurance Company Poor Fair Good
Allstate $3,934 $2,861 $2,388
American Family $1,852 $1,263 $1,069
Farmers $4,012 $3,393 $3,231
GEICO $2,054 $1,714 $1,375
Liberty Mutual $5,783 $3,556 $2,792
Nationwide $3,828 $3,085 $2,605
Progressive $4,029 $3,485 $3,258
State Farm $3,563 $2,202 $1,735
Travelers $3,367 $2,931 $2,739
USAA $1,951 $1,381 $1,178

Buy Cheap Atwater, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Atwater, Ohio auto insurance rates? Find out how car insurance rates in Atwater, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atwater, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,054 $2,049 $1,853 $1,982 $5,647 $6,446 $2,156 $2,302
American Family $876 $909 $799 $802 $2,661 $2,887 $1,083 $1,139
Farmers $1,859 $1,857 $1,636 $1,727 $8,344 $8,681 $2,084 $2,175
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $1,885 $2,058 $1,449 $1,769 $9,873 $11,141 $1,999 $2,177
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,850 $1,742 $1,539 $1,589 $8,228 $9,277 $2,212 $2,287
State Farm $1,497 $1,497 $1,342 $1,342 $4,693 $5,905 $1,738 $1,986
Travelers $1,387 $1,408 $1,377 $1,371 $5,990 $9,475 $1,445 $1,647
USAA $915 $923 $868 $869 $2,796 $3,116 $1,223 $1,316

Buy Cheap Atwater, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Atwater can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Atwater, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Atwater, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,647 $6,446
American Family $2,661 $2,887
Farmers $8,344 $8,681
GEICO $3,317 $3,077
Liberty Mutual $9,873 $11,141
Nationwide $5,428 $6,991
Progressive $8,228 $9,277
State Farm $4,693 $5,905
Travelers $5,990 $9,475
USAA $2,796 $3,116

Buy Cheap Atwater, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Atwater, Ohio by comparing Atwater senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Atwater, OH here.

Annual Auto Insurance Rates for Senior Drivers in Atwater, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,853 $1,982
American Family $799 $802
Farmers $1,636 $1,727
GEICO $1,170 $1,191
Liberty Mutual $1,449 $1,769
Nationwide $1,909 $1,921
Progressive $1,539 $1,589
State Farm $1,342 $1,342
Travelers $1,377 $1,371
USAA $868 $869

Find Cheap Auto Insurance Rates in Atwater, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Atwater, Ohio auto insurance. Compare Atwater, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atwater, Ohio

Insurance Company Low Medium High
Allstate $2,950 $3,054 $3,179
American Family $1,372 $1,405 $1,406
Farmers $3,351 $3,487 $3,798
GEICO $1,653 $1,706 $1,784
Liberty Mutual $3,878 $4,067 $4,187
Nationwide $3,503 $3,076 $2,940
Progressive $3,437 $3,558 $3,777
State Farm $2,368 $2,509 $2,623
Travelers $2,927 $3,053 $3,058
USAA $1,433 $1,502 $1,575

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Atwater, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Atwater. Compare auto insurance rates in Atwater, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Atwater, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,061 $3,061
American Family $1,378 $1,411
Farmers $3,545 $3,545
GEICO $1,685 $1,744
Liberty Mutual $4,044 $4,044
Nationwide $3,173 $3,173
Progressive $3,591 $3,591
State Farm $2,437 $2,563
Travelers $3,012 $3,012
USAA $1,445 $1,561

Find Cheap Atwater, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Atwater, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Atwater, OH, take a look at the average cost for various violations versus rates for a clean driving record in Atwater.

Annual Atwater, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $3,116 $3,644 $2,910
American Family $1,337 $1,414 $1,414 $1,414
Farmers $2,924 $3,766 $3,673 $3,817
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,396 $4,365 $4,453 $3,961
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $3,096 $4,207 $3,298 $3,761
State Farm $2,277 $2,723 $2,500 $2,500
Travelers $2,220 $2,892 $4,360 $2,578
USAA $1,153 $1,545 $2,037 $1,278

Find Cheap Atwater, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Atwater, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Atwater for less when you shop around and compare rates from multiple Atwater, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Atwater, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,644
American Family $1,414
Farmers $3,673
GEICO $2,447
Liberty Mutual $4,453
Nationwide $4,099
Progressive $3,298
State Farm $2,500
Travelers $4,360
USAA $2,037

Winners by Category: Where to Buy Cheap Auto Insurance in Atwater, OH

Compare rates from the cheapest auto insurance companies in Atwater, OH for your needs. Take a look at how Atwater, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Atwater, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Atwater, Ohio Auto Insurance Companies

If you’re looking for the cheapest Atwater, OH auto insurance companies overall, you can compare them here. Find the best price for Atwater, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Atwater, Ohio

Insurance Company Average Annual Rates
Allstate $3,061
American Family $1,395
Farmers $3,545
GEICO $1,714
Liberty Mutual $4,044
Nationwide $3,173
Progressive $3,591
State Farm $2,500
Travelers $3,012
USAA $1,503

What affects Atwater, Ohio auto insurance rates?

Local factors affect auto insurance rates in Atwater, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Atwater auto insurance rates.

Commute Times in Atwater

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Atwater, OH is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Atwater, OH

You can buy cheap Atwater, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Atwater, Ohio auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption