Buy Cheap Atlantic, IA Auto Insurance (2021)

Atlantic, IA auto insurance rates average $259 a month. Minimum auto insurance requirements in Atlantic, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Atlantic, IA, compare Atlantic auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Atlantic is Travelers
  • Average auto insurance rates in Atlantic, IA for teens drivers are $5,838/year
  • Average auto insurance rates in Atlantic, IA after a DUI are $3,751/year

Finding affordable Atlantic, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Atlantic, IA auto insurance with confidence is right here. Auto insurance rates in Atlantic are affected by local factors as well as personal ones like your driving record.

See how Atlantic, IA car insurance rates compare to West Des Moines auto insurance rates, Waterloo auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Atlantic.

Don’t buy Atlantic, IA auto insurance until you’ve compared rates. Get free Atlantic, Iowa auto insurance quotes when you enter your ZIP code above.

Atlantic, IA Minimum Auto Insurance Requirements

The required auto insurance in Atlantic, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Atlantic, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Atlantic, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Atlantic, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Atlantic, IA. Take a look at Atlantic, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Atlantic, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,048 $2,975 $2,496
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,566 $2,770 $2,434
Progressive $2,949 $2,375 $2,147
State Farm $3,170 $1,961 $1,547
Travelers $6,602 $5,620 $5,347
USAA $2,538 $1,734 $1,499

Buy Cheap Atlantic, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Atlantic, Iowa auto insurance rates? Find out how car insurance rates in Atlantic, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlantic, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $1,769 $1,709 $1,459 $1,512 $4,246 $4,800 $2,128 $2,299
State Farm $1,462 $1,462 $1,279 $1,279 $3,884 $4,936 $1,642 $1,864
Travelers $2,702 $2,759 $2,615 $2,619 $11,621 $18,373 $2,807 $3,352
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Atlantic, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Atlantic can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Atlantic, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Atlantic, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,438 $7,652
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,591 $6,000
Progressive $4,246 $4,800
State Farm $3,884 $4,936
Travelers $11,621 $18,373
USAA $3,408 $3,641

Buy Cheap Atlantic, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Atlantic, Iowa by comparing Atlantic senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Atlantic, IA here.

Annual Auto Insurance Rates for Senior Drivers in Atlantic, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,832 $1,832
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,823 $1,960
Progressive $1,459 $1,512
State Farm $1,279 $1,279
Travelers $2,615 $2,619
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Atlantic, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Atlantic, Iowa auto insurance. Compare Atlantic, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlantic, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,197 $3,348 $2,973
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $3,055 $2,905 $2,810
Progressive $2,341 $2,497 $2,633
State Farm $2,121 $2,238 $2,319
Travelers $5,549 $5,942 $6,077
USAA $1,832 $1,929 $2,010

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Find Cheap Atlantic, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Atlantic. Compare auto insurance rates in Atlantic, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Atlantic, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,136 $3,210
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,923 $2,923
Progressive $2,490 $2,490
State Farm $2,172 $2,280
Travelers $5,856 $5,856
USAA $1,853 $1,994

Find Cheap Atlantic, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Atlantic, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Atlantic, IA, take a look at the average cost for various violations versus rates for a clean driving record in Atlantic.

Annual Atlantic, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,004 $3,272 $2,175 $2,510
State Farm $2,066 $2,386 $2,226 $2,226
Travelers $4,272 $5,682 $7,606 $5,863
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Atlantic, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Atlantic, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Atlantic for less when you shop around and compare rates from multiple Atlantic, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Atlantic, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,357
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $4,183
Progressive $2,175
State Farm $2,226
Travelers $7,606
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Atlantic, IA

Compare rates from the cheapest auto insurance companies in Atlantic, IA for your needs. Take a look at how Atlantic, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Atlantic, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Atlantic, Iowa Auto Insurance Companies

If you’re looking for the cheapest Atlantic, IA auto insurance companies overall, you can compare them here. Find the best price for Atlantic, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Atlantic, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,173
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,923
Progressive $2,490
State Farm $2,226
Travelers $5,856
USAA $1,924

What affects Atlantic, Iowa auto insurance rates?

Local factors affect auto insurance rates in Atlantic, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Atlantic auto insurance rates.

Commute Times in Atlantic

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Atlantic, IA is 14.5 minutes according to City-Data.

Traffic in Atlantic

How is traffic in Atlantic, Iowa? Inrix data shows that Atlantic, IA traffic makes it the 906th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Atlantic, IA

You can buy cheap Atlantic, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Atlantic, Iowa auto insurance quotes from top companies.

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