Buy Cheap Atlantic Beach, NY Auto Insurance (2021)

Atlantic Beach, NY auto insurance rates average $609 a month. Minimum auto insurance requirements in Atlantic Beach, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Atlantic Beach, NY, compare Atlantic Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Atlantic Beach, NY are $609/month
  • Average auto insurance rates in Atlantic Beach, NY after a DUI are $9,773/year
  • The most expensive auto insurance company in Atlantic Beach after a DUI is Liberty Mutual

Finding affordable Atlantic Beach, New York auto insurance can be challenging, but everything you need to know to buy cheap Atlantic Beach, NY auto insurance with confidence is right here. Auto insurance rates in Atlantic Beach are affected by local factors as well as personal ones like your driving record.

See how Atlantic Beach, NY car insurance rates compare to Buffalo auto insurance rates, Albany auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Atlantic Beach.

Don’t buy Atlantic Beach, NY auto insurance until you’ve compared rates. Get free Atlantic Beach, New York auto insurance quotes when you enter your ZIP code above.

Atlantic Beach, NY Minimum Auto Insurance Requirements

The required auto insurance in Atlantic Beach, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Atlantic Beach, New York is outlined here.

Minimum Required Auto Insurance Coverage in Atlantic Beach, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Atlantic Beach, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Atlantic Beach, NY. Take a look at Atlantic Beach, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Atlantic Beach, New York

Insurance Company Poor Fair Good
Allstate $12,720 $7,090 $5,952
GEICO $5,211 $3,826 $3,434
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $10,861 $5,265 $3,775
State Farm $11,213 $7,026 $5,574
Travelers $12,656 $7,615 $6,477
USAA $8,164 $4,184 $3,687

Buy Cheap Atlantic Beach, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Atlantic Beach, New York auto insurance rates? Find out how car insurance rates in Atlantic Beach, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlantic Beach, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,569 $5,158 $5,361 $5,458 $17,737 $18,941 $5,262 $5,211
GEICO $2,989 $2,874 $2,905 $2,862 $6,513 $9,679 $2,684 $2,751
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,128 $3,725 $3,205 $3,279 $13,768 $14,968 $5,177 $4,818
State Farm $5,060 $5,060 $4,445 $4,445 $14,881 $18,171 $5,603 $5,837
Travelers $6,362 $6,227 $5,813 $6,102 $15,257 $18,150 $6,651 $6,767
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

Buy Cheap Atlantic Beach, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Atlantic Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Atlantic Beach, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Atlantic Beach, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,737 $18,941
GEICO $6,513 $9,679
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $13,768 $14,968
State Farm $14,881 $18,171
Travelers $15,257 $18,150
USAA $11,374 $13,456

Buy Cheap Atlantic Beach, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Atlantic Beach, New York by comparing Atlantic Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Atlantic Beach, NY here.

Annual Auto Insurance Rates for Senior Drivers in Atlantic Beach, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,361 $5,458
GEICO $2,905 $2,862
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,205 $3,279
State Farm $4,445 $4,445
Travelers $5,813 $6,102
USAA $2,514 $2,510

Find Cheap Auto Insurance Rates in Atlantic Beach, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Atlantic Beach, New York auto insurance. Compare Atlantic Beach, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlantic Beach, New York

Insurance Company Low Medium High
Allstate $7,475 $8,518 $9,769
GEICO $3,885 $4,132 $4,455
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $6,207 $6,579 $7,114
State Farm $7,475 $7,992 $8,347
Travelers $8,292 $8,779 $9,678
USAA $5,135 $5,306 $5,593

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Find Cheap Atlantic Beach, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Atlantic Beach. Compare auto insurance rates in Atlantic Beach, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Atlantic Beach, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,463 $8,712
GEICO $4,034 $4,280
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $6,633 $6,633
State Farm $7,635 $8,240
Travelers $8,916 $8,916
USAA $5,290 $5,399

Find Cheap Atlantic Beach, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Atlantic Beach, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Atlantic Beach, NY, take a look at the average cost for various violations versus rates for a clean driving record in Atlantic Beach.

Annual Atlantic Beach, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,119 $7,119 $10,866 $9,244
GEICO $3,194 $3,485 $6,756 $3,194
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $6,438 $6,438 $7,172 $6,486
State Farm $7,535 $7,535 $8,341 $8,341
Travelers $7,497 $9,587 $9,720 $8,861
USAA $4,756 $4,836 $6,951 $4,836

Find Cheap Atlantic Beach, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Atlantic Beach, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Atlantic Beach for less when you shop around and compare rates from multiple Atlantic Beach, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Atlantic Beach, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,866
GEICO $6,756
Liberty Mutual $15,684
Nationwide $12,697
Progressive $7,172
State Farm $8,341
Travelers $9,720
USAA $6,951

Winners by Category: Where to Buy Cheap Auto Insurance in Atlantic Beach, NY

Compare rates from the cheapest auto insurance companies in Atlantic Beach, NY for your needs. Take a look at how Atlantic Beach, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Atlantic Beach, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Atlantic Beach, New York Auto Insurance Companies

If you’re looking for the cheapest Atlantic Beach, NY auto insurance companies overall, you can compare them here. Find the best price for Atlantic Beach, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Atlantic Beach, New York

Insurance Company Average Annual Rates
Allstate $8,587
GEICO $4,157
Liberty Mutual $9,531
Nationwide $7,325
Progressive $6,633
State Farm $7,938
Travelers $8,916
USAA $5,345

What affects Atlantic Beach, New York auto insurance rates?

Local factors affect auto insurance rates in Atlantic Beach, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Atlantic Beach auto insurance rates.

Commute Times in Atlantic Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Atlantic Beach, NY is 45.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Atlantic Beach, NY

You can buy cheap Atlantic Beach, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Atlantic Beach, New York auto insurance quotes from top companies.

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