Buy Cheap Atlanta, GA Auto Insurance (2021)

Atlanta, GA auto insurance rates average $517 a month. Minimum auto insurance requirements in Atlanta, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Atlanta, GA, compare Atlanta auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Atlanta after a DUI is Liberty Mutual
  • Average auto insurance rates in Atlanta, GA for teens drivers are $12,233/year
  • Average auto insurance rates in Atlanta, GA after a DUI are $7,624/year

Finding affordable Atlanta, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Atlanta, GA auto insurance with confidence is right here. Auto insurance rates in Atlanta are affected by local factors as well as personal ones like your driving record.

See how Atlanta, GA car insurance rates compare to Smyrna auto insurance rates, Atlanta auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Atlanta.

Don’t buy Atlanta, GA auto insurance until you’ve compared rates. Get free Atlanta, Georgia auto insurance quotes when you enter your ZIP code above.

Atlanta, GA Minimum Auto Insurance Requirements

The required auto insurance in Atlanta, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Atlanta, Georgia is outlined here.

Minimum Required Auto Insurance Coverage in Atlanta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Atlanta, GA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Atlanta, GA. Take a look at Atlanta, Georgia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Atlanta, Georgia

Insurance Company Poor Fair Good
Allstate $6,610 $4,602 $4,102
GEICO $5,176 $3,385 $3,344
Liberty Mutual $18,149 $11,152 $8,732
Nationwide $9,828 $7,976 $6,974
Progressive $6,441 $5,600 $5,191
State Farm $5,812 $3,615 $2,862
USAA $4,605 $3,255 $2,784

Buy Cheap Atlanta, GA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Atlanta, Georgia auto insurance rates? Find out how car insurance rates in Atlanta, GA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlanta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,507 $3,364 $3,364 $8,262 $10,626 $3,924 $4,283
GEICO $2,322 $2,304 $2,262 $2,262 $7,375 $8,828 $3,031 $3,364
Liberty Mutual $6,661 $7,250 $5,451 $6,196 $28,981 $32,365 $7,044 $7,473
Nationwide $4,763 $4,923 $4,732 $5,197 $15,007 $19,302 $5,829 $6,322
Progressive $3,573 $3,262 $3,078 $3,249 $11,575 $12,808 $4,116 $4,288
State Farm $2,645 $2,645 $2,380 $2,380 $7,204 $9,457 $2,909 $3,149
USAA $1,946 $1,940 $1,823 $1,819 $7,223 $8,526 $2,429 $2,676

Buy Cheap Atlanta, GA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Atlanta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Atlanta, GA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Atlanta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,262 $10,626
GEICO $7,375 $8,828
Liberty Mutual $28,981 $32,365
Nationwide $15,007 $19,302
Progressive $11,575 $12,808
State Farm $7,204 $9,457
USAA $7,223 $8,526

Buy Cheap Atlanta, GA Auto Insurance for Seniors

You can save on senior auto insurance rates in Atlanta, Georgia by comparing Atlanta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Atlanta, GA here.

Annual Auto Insurance Rates for Senior Drivers in Atlanta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,364 $3,364
GEICO $2,262 $2,262
Liberty Mutual $5,451 $6,196
Nationwide $4,732 $5,197
Progressive $3,078 $3,249
State Farm $2,380 $2,380
USAA $1,823 $1,819

Find Cheap Auto Insurance Rates in Atlanta, GA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Atlanta, Georgia auto insurance. Compare Atlanta, GA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlanta, Georgia

Insurance Company Low Medium High
Allstate $4,706 $5,159 $5,449
GEICO $3,660 $3,990 $4,255
Liberty Mutual $12,122 $12,603 $13,307
Nationwide $8,036 $8,421 $8,321
Progressive $5,216 $5,643 $6,372
State Farm $3,828 $4,101 $4,360
USAA $3,380 $3,530 $3,734

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Find Cheap Atlanta, GA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Atlanta. Compare auto insurance rates in Atlanta, GA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Atlanta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,987 $5,222
GEICO $3,904 $4,033
Liberty Mutual $12,678 $12,678
Nationwide $8,259 $8,259
Progressive $5,744 $5,744
State Farm $4,096 $4,096
USAA $3,386 $3,710

Find Cheap Atlanta, GA Auto Insurance Rates by ZIP Code

Auto insurance rates in Atlanta, Georgia can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Atlanta, GA to see how much where you live in Atlanta affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Atlanta, Georgia

ZIP Code Average Annual Rates
30303 $6,585
30304 $6,609
30305 $5,510
30306 $5,557
30307 $5,626
30308 $5,519
30309 $5,519
30310 $6,665
30311 $6,544
30312 $6,404
30313 $6,376
30314 $6,767
30315 $6,660
30316 $6,439
30317 $6,130
30318 $6,402
30319 $5,356
30326 $5,509
30327 $5,542
30331 $6,448
30334 $6,673
30336 $5,940
30337 $6,213
30339 $5,431
30340 $5,988
30341 $5,837
30342 $5,301
30345 $5,808
30349 $6,344
30354 $6,248
30360 $5,939
30361 $5,751
30363 $5,523
30369 $5,809

Find Cheap Atlanta, GA Auto Insurance Rates by Driving Record

Auto insurance rates in Atlanta, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Atlanta, GA, take a look at the average cost for various violations versus rates for a clean driving record in Atlanta.

Annual Atlanta, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,181 $6,524 $5,307 $4,407
GEICO $2,615 $3,257 $7,010 $2,992
Liberty Mutual $9,617 $13,162 $15,123 $12,808
Nationwide $6,357 $7,467 $11,502 $7,711
Progressive $4,462 $7,994 $5,320 $5,200
State Farm $3,723 $4,469 $4,096 $4,096
USAA $2,709 $3,446 $5,011 $3,025

Find Cheap Atlanta, GA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Atlanta, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Atlanta for less when you shop around and compare rates from multiple Atlanta, GA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Atlanta, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,307
GEICO $7,010
Liberty Mutual $15,123
Nationwide $11,502
Progressive $5,320
State Farm $4,096
USAA $5,011

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Winners by Category: Where to Buy Cheap Auto Insurance in Atlanta, GA

Compare rates from the cheapest auto insurance companies in Atlanta, GA for your needs. Take a look at how Atlanta, Georgia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Atlanta, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Atlanta, Georgia Auto Insurance Companies

If you’re looking for the cheapest Atlanta, GA auto insurance companies overall, you can compare them here. Find the best price for Atlanta, Georgia car insurance by company.

Average Annual Auto Insurance Rates by Company in Atlanta, Georgia

Insurance Company Average Annual Rates
Allstate $5,105
GEICO $3,969
Liberty Mutual $12,678
Nationwide $8,259
Progressive $5,744
State Farm $4,096
USAA $3,548

What affects Atlanta, Georgia auto insurance rates?

Local factors affect auto insurance rates in Atlanta, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Atlanta auto insurance rates.

Commute Times in Atlanta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Atlanta, GA is 27.2 minutes according to City-Data.

Traffic in Atlanta

How is traffic in Atlanta, Georgia? Inrix data shows that Atlanta, GA traffic makes it the 174th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Atlanta, GA

You can buy cheap Atlanta, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Atlanta, Georgia auto insurance quotes from top companies.

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