Buy Cheap Atherton, CA Auto Insurance (2021)

Atherton, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in Atherton, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Atherton, CA, compare Atherton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Atherton, CA are $289/month
  • The most expensive auto insurance company in Atherton is Nationwide
  • Average auto insurance rates in Atherton, CA after a DUI are $4,890/year

Finding affordable Atherton, California auto insurance can be challenging, but everything you need to know to buy cheap Atherton, CA auto insurance with confidence is right here. Auto insurance rates in Atherton are affected by local factors as well as personal ones like your driving record.

See how Atherton, CA car insurance rates compare to Long Beach auto insurance rates, Los Angeles auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Atherton.

Don’t buy Atherton, CA auto insurance until you’ve compared rates. Get free Atherton, California auto insurance quotes when you enter your ZIP code above.

Atherton, CA Minimum Auto Insurance Requirements

The required auto insurance in Atherton, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Atherton, California is outlined here.

Minimum Required Auto Insurance Coverage in Atherton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Atherton, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Atherton, California auto insurance rates? Find out how car insurance rates in Atherton, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atherton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,689 $1,972 $1,988 $7,539 $9,507 $3,440 $3,785
Farmers $2,214 $2,214 $2,009 $2,009 $7,161 $11,747 $2,635 $2,945
GEICO $1,834 $1,834 $1,723 $1,723 $5,596 $5,698 $2,636 $2,696
Liberty Mutual $1,959 $1,854 $1,829 $1,773 $4,293 $4,574 $2,204 $2,221
Nationwide $3,123 $2,977 $2,735 $2,574 $8,042 $8,850 $3,748 $3,698
Progressive $1,922 $1,979 $1,636 $1,944 $5,182 $6,248 $2,778 $2,990
State Farm $3,127 $3,127 $2,796 $2,796 $5,794 $7,183 $3,466 $3,574
Travelers $2,327 $2,251 $2,064 $2,043 $4,831 $5,510 $3,021 $2,957
USAA $1,928 $1,826 $1,880 $1,887 $4,411 $4,444 $2,674 $2,526

Buy Cheap Atherton, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Atherton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Atherton, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Atherton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,539 $9,507
Farmers $7,161 $11,747
GEICO $5,596 $5,698
Liberty Mutual $4,293 $4,574
Nationwide $8,042 $8,850
Progressive $5,182 $6,248
State Farm $5,794 $7,183
Travelers $4,831 $5,510
USAA $4,411 $4,444

Buy Cheap Atherton, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Atherton, California by comparing Atherton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Atherton, CA here.

Annual Auto Insurance Rates for Senior Drivers in Atherton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,988
Farmers $2,009 $2,009
GEICO $1,723 $1,723
Liberty Mutual $1,829 $1,773
Nationwide $2,735 $2,574
Progressive $1,636 $1,944
State Farm $2,796 $2,796
Travelers $2,064 $2,043
USAA $1,880 $1,887

Find Cheap Auto Insurance Rates in Atherton, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Atherton, California auto insurance. Compare Atherton, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atherton, California

Insurance Company Low Medium High
Allstate $4,007 $4,234 $4,361
Farmers $3,843 $4,152 $4,356
GEICO $2,697 $2,999 $3,207
Liberty Mutual $2,412 $2,614 $2,739
Nationwide $4,034 $4,553 $4,819
Progressive $2,759 $3,180 $3,315
State Farm $3,583 $4,056 $4,310
Travelers $2,728 $3,216 $3,432
USAA $2,453 $2,748 $2,889

Find Cheap Atherton, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Atherton. Compare auto insurance rates in Atherton, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Atherton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,793 $4,608
Farmers $3,735 $4,498
GEICO $2,696 $3,239
Liberty Mutual $2,380 $2,797
Nationwide $3,944 $4,992
Progressive $2,798 $3,372
State Farm $3,839 $4,127
Travelers $2,812 $3,438
USAA $2,486 $2,908

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Find Cheap Atherton, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Atherton, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Atherton, CA, take a look at the average cost for various violations versus rates for a clean driving record in Atherton.

Annual Atherton, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,538 $4,261 $6,673 $3,330
Farmers $3,044 $4,145 $5,161 $4,118
GEICO $2,073 $3,208 $4,016 $2,572
Liberty Mutual $2,247 $3,010 $2,716 $2,381
Nationwide $3,121 $3,998 $6,757 $3,998
Progressive $2,016 $3,435 $3,983 $2,906
State Farm $2,845 $3,391 $6,396 $3,300
Travelers $2,094 $3,390 $3,945 $3,073
USAA $1,791 $2,670 $4,364 $1,962

Find Cheap Atherton, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Atherton, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Atherton for less when you shop around and compare rates from multiple Atherton, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Atherton, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,673
Farmers $5,161
GEICO $4,016
Liberty Mutual $2,716
Nationwide $6,757
Progressive $3,983
State Farm $6,396
Travelers $3,945
USAA $4,364

Winners by Category: Where to Buy Cheap Auto Insurance in Atherton, CA

Compare rates from the cheapest auto insurance companies in Atherton, CA for your needs. Take a look at how Atherton, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Atherton, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Atherton, California Auto Insurance Companies

If you’re looking for the cheapest Atherton, CA auto insurance companies overall, you can compare them here. Find the best price for Atherton, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Atherton, California

Insurance Company Average Annual Rates
Allstate $4,200
Farmers $4,117
GEICO $2,968
Liberty Mutual $2,588
Nationwide $4,468
Progressive $3,085
State Farm $3,983
Travelers $3,125
USAA $2,697

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What affects Atherton, California auto insurance rates?

Local factors affect auto insurance rates in Atherton, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Atherton auto insurance rates.

Auto Theft in Atherton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Atherton, CA auto theft show a total of 3 vehicle thefts annually.

Commute Times in Atherton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Atherton, CA is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Atherton, CA

You can buy cheap Atherton, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Atherton, California auto insurance quotes from top companies.

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