Buy Cheap Athens, OH Auto Insurance (2021)

Athens, OH auto insurance rates average $236 a month. Minimum auto insurance requirements in Athens, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Athens, OH, compare Athens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Athens after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Athens is Liberty Mutual
  • Average auto insurance rates in Athens, OH are $236/month

Finding affordable Athens, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Athens, OH auto insurance with confidence is right here. Auto insurance rates in Athens are affected by local factors as well as personal ones like your driving record.

See how Athens, OH car insurance rates compare to Akron auto insurance rates, Lorain auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Athens.

Don’t buy Athens, OH auto insurance until you’ve compared rates. Get free Athens, Ohio auto insurance quotes when you enter your ZIP code above.

Athens, OH Minimum Auto Insurance Requirements

The required auto insurance in Athens, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Athens, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Athens, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Athens, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Athens, OH. Take a look at Athens, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Athens, Ohio

Insurance Company Poor Fair Good
Allstate $4,496 $3,244 $2,712
American Family $2,078 $1,417 $1,200
Farmers $3,744 $3,137 $2,990
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,326 $3,857 $3,024
Nationwide $3,983 $3,208 $2,708
Progressive $3,704 $3,188 $2,975
State Farm $3,353 $2,072 $1,634
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Buy Cheap Athens, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Athens, Ohio auto insurance rates? Find out how car insurance rates in Athens, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Athens, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,356 $2,361 $2,104 $2,255 $6,344 $7,253 $2,505 $2,697
American Family $973 $1,011 $889 $893 $3,009 $3,271 $1,204 $1,270
Farmers $1,814 $1,811 $1,601 $1,679 $7,489 $7,763 $2,029 $2,137
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,091 $2,286 $1,609 $1,957 $10,597 $11,990 $2,235 $2,451
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,716 $1,626 $1,426 $1,470 $7,465 $8,414 $2,063 $2,129
State Farm $1,457 $1,457 $1,288 $1,288 $4,301 $5,412 $1,687 $1,933
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Athens, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Athens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Athens, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Athens, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,344 $7,253
American Family $3,009 $3,271
Farmers $7,489 $7,763
GEICO $3,709 $3,457
Liberty Mutual $10,597 $11,990
Nationwide $5,497 $7,148
Progressive $7,465 $8,414
State Farm $4,301 $5,412
Travelers $6,362 $10,023
USAA $2,712 $3,025

Buy Cheap Athens, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Athens, Ohio by comparing Athens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Athens, OH here.

Annual Auto Insurance Rates for Senior Drivers in Athens, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,104 $2,255
American Family $889 $893
Farmers $1,601 $1,679
GEICO $1,300 $1,293
Liberty Mutual $1,609 $1,957
Nationwide $2,008 $2,033
Progressive $1,426 $1,470
State Farm $1,288 $1,288
Travelers $1,482 $1,476
USAA $841 $843

Find Cheap Auto Insurance Rates in Athens, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Athens, Ohio auto insurance. Compare Athens, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Athens, Ohio

Insurance Company Low Medium High
Allstate $3,376 $3,477 $3,599
American Family $1,540 $1,577 $1,578
Farmers $3,149 $3,249 $3,473
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,250 $4,424 $4,532
Nationwide $3,656 $3,198 $3,045
Progressive $3,183 $3,265 $3,418
State Farm $2,262 $2,358 $2,439
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

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Find Cheap Athens, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Athens. Compare auto insurance rates in Athens, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Athens, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,484 $3,484
American Family $1,546 $1,584
Farmers $3,290 $3,290
GEICO $1,897 $1,970
Liberty Mutual $4,402 $4,402
Nationwide $3,300 $3,300
Progressive $3,289 $3,289
State Farm $2,297 $2,409
Travelers $3,216 $3,216
USAA $1,405 $1,516

Find Cheap Athens, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Athens, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Athens, OH, take a look at the average cost for various violations versus rates for a clean driving record in Athens.

Annual Athens, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,950 $3,549 $4,122 $3,317
American Family $1,499 $1,587 $1,587 $1,587
Farmers $2,721 $3,487 $3,400 $3,554
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,705 $4,736 $4,854 $4,313
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $2,839 $3,845 $3,019 $3,451
State Farm $2,158 $2,548 $2,353 $2,353
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Athens, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Athens, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Athens for less when you shop around and compare rates from multiple Athens, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Athens, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,122
American Family $1,587
Farmers $3,400
GEICO $2,692
Liberty Mutual $4,854
Nationwide $4,290
Progressive $3,019
State Farm $2,353
Travelers $4,649
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Athens, OH

Compare rates from the cheapest auto insurance companies in Athens, OH for your needs. Take a look at how Athens, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Athens, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Athens, Ohio Auto Insurance Companies

If you’re looking for the cheapest Athens, OH auto insurance companies overall, you can compare them here. Find the best price for Athens, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Athens, Ohio

Insurance Company Average Annual Rates
Allstate $3,484
American Family $1,565
Farmers $3,290
GEICO $1,933
Liberty Mutual $4,402
Nationwide $3,300
Progressive $3,289
State Farm $2,353
Travelers $3,216
USAA $1,460

What affects Athens, Ohio auto insurance rates?

Local factors affect auto insurance rates in Athens, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Athens auto insurance rates.

Auto Theft in Athens

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Athens, OH auto theft show a total of 15 vehicle thefts annually.

Commute Times in Athens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Athens, OH is 31.3 minutes according to City-Data.

Traffic in Athens

How is traffic in Athens, Ohio? Inrix data shows that Athens, OH traffic makes it the 35th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Athens, OH

You can buy cheap Athens, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Athens, Ohio auto insurance quotes from top companies.

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