Buy Cheap Athens, AL Auto Insurance (2021)

Athens, AL auto insurance rates average $294 a month. Minimum auto insurance requirements in Athens, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Athens, AL, compare Athens auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Athens, AL for teens drivers are $7,237/year
  • The most expensive auto insurance company in Athens after a DUI is Liberty Mutual
  • Average auto insurance rates in Athens, AL after a DUI are $4,019/year

Finding affordable Athens, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Athens, AL auto insurance with confidence is right here. Auto insurance rates in Athens are affected by local factors as well as personal ones like your driving record.

See how Athens, AL car insurance rates compare to Mobile auto insurance rates, Hoover auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Athens.

Don’t buy Athens, AL auto insurance until you’ve compared rates. Get free Athens, Alabama auto insurance quotes when you enter your ZIP code above.

Athens, AL Minimum Auto Insurance Requirements

The required auto insurance in Athens, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Athens, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Athens, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Athens, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Athens, AL. Take a look at Athens, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Athens, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $4,778 $4,106 $3,837
State Farm $7,273 $3,681 $2,501
Travelers $3,627 $3,149 $3,210
USAA $2,728 $1,775 $1,585

Buy Cheap Athens, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Athens, Alabama auto insurance rates? Find out how car insurance rates in Athens, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Athens, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,295 $2,144 $1,884 $2,019 $9,497 $10,577 $2,676 $2,830
State Farm $2,714 $2,714 $2,468 $2,468 $8,397 $10,500 $3,071 $3,548
Travelers $1,336 $1,355 $1,263 $1,258 $7,267 $11,455 $1,266 $1,430
USAA $1,261 $1,276 $1,176 $1,146 $3,782 $4,188 $1,641 $1,765

Buy Cheap Athens, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Athens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Athens, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Athens, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $9,497 $10,577
State Farm $8,397 $10,500
Travelers $7,267 $11,455
USAA $3,782 $4,188

Buy Cheap Athens, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Athens, Alabama by comparing Athens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Athens, AL here.

Annual Auto Insurance Rates for Senior Drivers in Athens, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,884 $2,019
State Farm $2,468 $2,468
Travelers $1,263 $1,258
USAA $1,176 $1,146

Find Cheap Auto Insurance Rates in Athens, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Athens, Alabama auto insurance. Compare Athens, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Athens, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,774 $4,216 $4,732
State Farm $4,230 $4,480 $4,746
Travelers $3,144 $3,395 $3,447
USAA $1,959 $2,019 $2,110

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Athens, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Athens. Compare auto insurance rates in Athens, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Athens, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $4,240 $4,240
State Farm $4,376 $4,594
Travelers $3,329 $3,329
USAA $1,937 $2,122

Find Cheap Athens, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Athens, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Athens, AL to see how much where you live in Athens affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Athens, Alabama

ZIP Code Average Annual Rates
35611 $3,618
35613 $3,652
35614 $3,656

Find Cheap Athens, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Athens, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Athens, AL, take a look at the average cost for various violations versus rates for a clean driving record in Athens.

Annual Athens, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $3,822 $4,817 $4,128 $4,194
State Farm $4,036 $5,034 $4,435 $4,435
Travelers $2,773 $2,908 $4,262 $3,372
USAA $1,561 $1,962 $2,906 $1,688

Find Cheap Athens, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Athens, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Athens for less when you shop around and compare rates from multiple Athens, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Athens, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,761
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,603
Nationwide $3,356
Progressive $4,128
State Farm $4,435
Travelers $4,262
USAA $2,906

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Athens, AL

Compare rates from the cheapest auto insurance companies in Athens, AL for your needs. Take a look at how Athens, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Athens, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Athens, Alabama Auto Insurance Companies

If you’re looking for the cheapest Athens, AL auto insurance companies overall, you can compare them here. Find the best price for Athens, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Athens, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,253
Nationwide $2,640
Progressive $4,240
State Farm $4,485
Travelers $3,329
USAA $2,029

What affects Athens, Alabama auto insurance rates?

Local factors affect auto insurance rates in Athens, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Athens auto insurance rates.

Auto Theft in Athens

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Athens, AL auto theft show a total of 28 vehicle thefts annually.

Commute Times in Athens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Athens, AL is 22.6 minutes according to City-Data.

Traffic in Athens

How is traffic in Athens, Alabama? Inrix data shows that Athens, AL traffic makes it the 35th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Athens, AL

You can buy cheap Athens, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Athens, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption