Buy Cheap Aspen, CO Auto Insurance (2021)

Aspen, CO auto insurance rates average $321 a month. Minimum auto insurance requirements in Aspen, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Aspen, CO, compare Aspen auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Aspen is Allstate
  • Average auto insurance rates in Aspen, CO for teens drivers are $7,479/year
  • Average auto insurance rates in Aspen, CO are $321/month

Finding affordable Aspen, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Aspen, CO auto insurance with confidence is right here. Auto insurance rates in Aspen are affected by local factors as well as personal ones like your driving record.

See how Aspen, CO car insurance rates compare to Fort Collins auto insurance rates, Boulder auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Aspen.

Don’t buy Aspen, CO auto insurance until you’ve compared rates. Get free Aspen, Colorado auto insurance quotes when you enter your ZIP code above.

Aspen, CO Minimum Auto Insurance Requirements

The required auto insurance in Aspen, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Aspen, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Aspen, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Aspen, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Aspen, CO. Take a look at Aspen, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Aspen, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,813 $3,424 $2,867
Farmers $5,876 $4,781 $4,544
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,330 $2,627 $2,093
Nationwide $4,201 $3,324 $2,896
Progressive $4,603 $3,957 $3,657
State Farm $4,745 $3,043 $2,449
USAA $5,236 $2,963 $2,367

Buy Cheap Aspen, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Aspen, Colorado auto insurance rates? Find out how car insurance rates in Aspen, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aspen, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,526 $2,526 $2,281 $2,281 $6,134 $8,230 $2,526 $3,106
Farmers $2,973 $2,946 $2,692 $2,887 $11,139 $11,249 $3,293 $3,358
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,023 $2,022 $1,695 $1,858 $5,908 $6,459 $2,056 $2,113
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,416 $2,245 $2,096 $2,085 $8,646 $9,690 $2,738 $2,662
State Farm $2,124 $2,124 $1,904 $1,904 $6,200 $7,807 $2,381 $2,855
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

Buy Cheap Aspen, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Aspen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Aspen, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Aspen, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,134 $8,230
Farmers $11,139 $11,249
GEICO $5,105 $5,462
Liberty Mutual $5,908 $6,459
Nationwide $5,843 $7,486
Progressive $8,646 $9,690
State Farm $6,200 $7,807
USAA $5,838 $6,706

Buy Cheap Aspen, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Aspen, Colorado by comparing Aspen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Aspen, CO here.

Annual Auto Insurance Rates for Senior Drivers in Aspen, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,281 $2,281
Farmers $2,692 $2,887
GEICO $1,682 $1,894
Liberty Mutual $1,695 $1,858
Nationwide $2,066 $2,188
Progressive $2,096 $2,085
State Farm $1,904 $1,904
USAA $2,237 $2,259

Find Cheap Auto Insurance Rates in Aspen, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Aspen, Colorado auto insurance. Compare Aspen, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aspen, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,536 $3,777 $3,791
Farmers $4,522 $5,005 $5,674
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,885 $3,009 $3,156
Nationwide $3,517 $3,472 $3,432
Progressive $3,831 $4,084 $4,302
State Farm $3,230 $3,414 $3,594
USAA $3,387 $3,522 $3,658

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Find Cheap Aspen, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Aspen. Compare auto insurance rates in Aspen, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Aspen, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,622 $3,780
Farmers $5,067 $5,067
GEICO $2,516 $2,616
Liberty Mutual $3,017 $3,017
Nationwide $3,474 $3,474
Progressive $4,072 $4,072
State Farm $3,333 $3,492
USAA $3,421 $3,623

Find Cheap Aspen, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Aspen, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Aspen, CO, take a look at the average cost for various violations versus rates for a clean driving record in Aspen.

Annual Aspen, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,737 $3,883 $5,082 $3,104
Farmers $4,275 $5,492 $5,420 $5,081
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,635 $3,086 $3,225 $3,121
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,527 $4,936 $3,722 $4,104
State Farm $3,134 $3,691 $3,412 $3,412
USAA $2,573 $3,128 $5,481 $2,905

Find Cheap Aspen, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Aspen, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Aspen for less when you shop around and compare rates from multiple Aspen, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Aspen, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,082
Farmers $5,420
GEICO $3,291
Liberty Mutual $3,225
Nationwide $4,637
Progressive $3,722
State Farm $3,412
USAA $5,481

Winners by Category: Where to Buy Cheap Auto Insurance in Aspen, CO

Compare rates from the cheapest auto insurance companies in Aspen, CO for your needs. Take a look at how Aspen, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Aspen, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Aspen, Colorado Auto Insurance Companies

If you’re looking for the cheapest Aspen, CO auto insurance companies overall, you can compare them here. Find the best price for Aspen, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Aspen, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,701
Farmers $5,067
GEICO $2,566
Liberty Mutual $3,017
Nationwide $3,474
Progressive $4,072
State Farm $3,412
USAA $3,522

What affects Aspen, Colorado auto insurance rates?

Local factors affect auto insurance rates in Aspen, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Aspen auto insurance rates.

Commute Times in Aspen

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Aspen, CO is 15.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Aspen, CO

You can buy cheap Aspen, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Aspen, Colorado auto insurance quotes from top companies.

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