Buy Cheap Ashville, AL Auto Insurance (2021)

Ashville, AL auto insurance rates average $305 a month. Minimum auto insurance requirements in Ashville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Ashville, AL, compare Ashville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ashville, AL for teens drivers are $7,502/year
  • Average auto insurance rates in Ashville, AL are $305/month
  • The most expensive auto insurance company in Ashville is Liberty Mutual

Finding affordable Ashville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Ashville, AL auto insurance with confidence is right here. Auto insurance rates in Ashville are affected by local factors as well as personal ones like your driving record.

See how Ashville, AL car insurance rates compare to Dothan auto insurance rates, Hoover auto insurance rates, and Auburn auto insurance rates before you read more about the cost of auto insurance in Ashville.

Don’t buy Ashville, AL auto insurance until you’ve compared rates. Get free Ashville, Alabama auto insurance quotes when you enter your ZIP code above.

Ashville, AL Minimum Auto Insurance Requirements

The required auto insurance in Ashville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Ashville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Ashville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ashville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ashville, AL. Take a look at Ashville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ashville, Alabama

Insurance Company Poor Fair Good
Allstate $4,211 $3,313 $2,710
Farmers $4,857 $4,180 $3,960
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,792 $4,779 $3,747
Nationwide $3,130 $2,444 $2,211
Progressive $5,056 $4,350 $4,071
State Farm $7,438 $3,772 $2,567
Travelers $3,475 $3,013 $3,069
USAA $2,805 $1,823 $1,627

Buy Cheap Ashville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ashville, Alabama auto insurance rates? Find out how car insurance rates in Ashville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $1,956 $1,858 $1,893 $7,177 $7,709 $2,298 $2,349
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,145 $3,396 $2,577 $2,880 $11,653 $12,951 $3,348 $3,566
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,396 $2,243 $1,966 $2,096 $10,106 $11,287 $2,817 $3,027
State Farm $2,825 $2,825 $2,552 $2,552 $8,491 $10,622 $3,189 $3,684
Travelers $1,314 $1,334 $1,232 $1,229 $6,894 $10,803 $1,249 $1,431
USAA $1,300 $1,321 $1,212 $1,189 $3,858 $4,279 $1,693 $1,828

Buy Cheap Ashville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ashville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ashville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ashville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,177 $7,709
Farmers $9,554 $9,828
GEICO $5,308 $5,206
Liberty Mutual $11,653 $12,951
Nationwide $4,472 $5,749
Progressive $10,106 $11,287
State Farm $8,491 $10,622
Travelers $6,894 $10,803
USAA $3,858 $4,279

Buy Cheap Ashville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ashville, Alabama by comparing Ashville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ashville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Ashville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,893
Farmers $2,213 $2,347
GEICO $1,917 $1,984
Liberty Mutual $2,577 $2,880
Nationwide $1,548 $1,600
Progressive $1,966 $2,096
State Farm $2,552 $2,552
Travelers $1,232 $1,229
USAA $1,212 $1,189

Find Cheap Auto Insurance Rates in Ashville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ashville, Alabama auto insurance. Compare Ashville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashville, Alabama

Insurance Company Low Medium High
Allstate $3,291 $3,406 $3,537
Farmers $4,110 $4,281 $4,606
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,189 $5,413 $5,716
Nationwide $2,578 $2,574 $2,635
Progressive $4,071 $4,472 $4,934
State Farm $4,350 $4,585 $4,842
Travelers $3,032 $3,249 $3,277
USAA $2,012 $2,074 $2,169

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Find Cheap Ashville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ashville. Compare auto insurance rates in Ashville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ashville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,332 $4,332
GEICO $2,765 $2,866
Liberty Mutual $5,439 $5,439
Nationwide $2,595 $2,595
Progressive $4,492 $4,492
State Farm $4,483 $4,701
Travelers $3,186 $3,186
USAA $1,990 $2,180

Find Cheap Ashville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Ashville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ashville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Ashville.

Annual Ashville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,897 $3,417 $4,055 $3,276
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,259 $5,947 $5,803 $5,748
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,059 $5,118 $4,345 $4,447
State Farm $4,148 $5,135 $4,543 $4,543
Travelers $2,657 $2,788 $4,066 $3,232
USAA $1,604 $2,012 $2,989 $1,735

Find Cheap Ashville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ashville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Ashville for less when you shop around and compare rates from multiple Ashville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ashville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,055
Farmers $4,596
GEICO $3,781
Liberty Mutual $5,803
Nationwide $3,298
Progressive $4,345
State Farm $4,543
Travelers $4,066
USAA $2,989

Winners by Category: Where to Buy Cheap Auto Insurance in Ashville, AL

Compare rates from the cheapest auto insurance companies in Ashville, AL for your needs. Take a look at how Ashville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ashville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ashville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Ashville, AL auto insurance companies overall, you can compare them here. Find the best price for Ashville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Ashville, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,332
GEICO $2,816
Liberty Mutual $5,439
Nationwide $2,595
Progressive $4,492
State Farm $4,592
Travelers $3,186
USAA $2,085

What affects Ashville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Ashville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ashville auto insurance rates.

Commute Times in Ashville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ashville, AL is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Ashville, AL

You can buy cheap Ashville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ashville, Alabama auto insurance quotes from top companies.

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