Buy Cheap Ashland, OH Auto Insurance (2021)

Ashland, OH auto insurance rates average $215 a month. Minimum auto insurance requirements in Ashland, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Ashland, OH, compare Ashland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ashland, OH are $215/month
  • The most expensive auto insurance company in Ashland after a DUI is Liberty Mutual
  • Average auto insurance rates in Ashland, OH after a DUI are $3,010/year

Finding affordable Ashland, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Ashland, OH auto insurance with confidence is right here. Auto insurance rates in Ashland are affected by local factors as well as personal ones like your driving record.

See how Ashland, OH car insurance rates compare to Columbus auto insurance rates, Hamilton auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Ashland.

Don’t buy Ashland, OH auto insurance until you’ve compared rates. Get free Ashland, Ohio auto insurance quotes when you enter your ZIP code above.

Ashland, OH Minimum Auto Insurance Requirements

The required auto insurance in Ashland, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Ashland, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Ashland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ashland, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ashland, OH. Take a look at Ashland, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ashland, Ohio

Insurance Company Poor Fair Good
Allstate $4,064 $2,952 $2,467
American Family $1,849 $1,262 $1,067
Farmers $3,401 $2,870 $2,733
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,196 $3,793 $2,974
Nationwide $3,723 $3,001 $2,535
Progressive $2,945 $2,539 $2,369
State Farm $3,383 $2,091 $1,648
Travelers $2,918 $2,542 $2,376
USAA $1,864 $1,321 $1,126

Buy Cheap Ashland, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ashland, Ohio auto insurance rates? Find out how car insurance rates in Ashland, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,116 $2,110 $1,900 $2,032 $5,830 $6,671 $2,234 $2,394
American Family $883 $916 $801 $805 $2,634 $2,862 $1,090 $1,148
Farmers $1,604 $1,600 $1,414 $1,491 $6,986 $7,251 $1,793 $1,873
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,025 $2,211 $1,558 $1,893 $10,500 $11,866 $2,157 $2,359
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,362 $1,287 $1,134 $1,168 $5,963 $6,713 $1,633 $1,683
State Farm $1,436 $1,436 $1,282 $1,282 $4,422 $5,565 $1,665 $1,904
Travelers $1,206 $1,224 $1,201 $1,194 $5,190 $8,195 $1,258 $1,429
USAA $869 $876 $829 $827 $2,689 $2,992 $1,161 $1,252

Buy Cheap Ashland, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ashland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ashland, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ashland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,830 $6,671
American Family $2,634 $2,862
Farmers $6,986 $7,251
GEICO $3,519 $3,281
Liberty Mutual $10,500 $11,866
Nationwide $5,264 $6,784
Progressive $5,963 $6,713
State Farm $4,422 $5,565
Travelers $5,190 $8,195
USAA $2,689 $2,992

Buy Cheap Ashland, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Ashland, Ohio by comparing Ashland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ashland, OH here.

Annual Auto Insurance Rates for Senior Drivers in Ashland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,900 $2,032
American Family $801 $805
Farmers $1,414 $1,491
GEICO $1,232 $1,237
Liberty Mutual $1,558 $1,893
Nationwide $1,861 $1,874
Progressive $1,134 $1,168
State Farm $1,282 $1,282
Travelers $1,201 $1,194
USAA $829 $827

Find Cheap Auto Insurance Rates in Ashland, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ashland, Ohio auto insurance. Compare Ashland, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashland, Ohio

Insurance Company Low Medium High
Allstate $3,067 $3,155 $3,261
American Family $1,374 $1,403 $1,401
Farmers $2,846 $2,956 $3,202
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,169 $4,343 $4,452
Nationwide $3,417 $2,991 $2,852
Progressive $2,525 $2,598 $2,731
State Farm $2,257 $2,381 $2,483
Travelers $2,539 $2,647 $2,650
USAA $1,373 $1,436 $1,502

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Find Cheap Ashland, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ashland. Compare auto insurance rates in Ashland, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ashland, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,161 $3,161
American Family $1,376 $1,409
Farmers $3,001 $3,001
GEICO $1,792 $1,857
Liberty Mutual $4,321 $4,321
Nationwide $3,087 $3,087
Progressive $2,618 $2,618
State Farm $2,315 $2,433
Travelers $2,612 $2,612
USAA $1,382 $1,492

Find Cheap Ashland, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Ashland, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ashland, OH, take a look at the average cost for various violations versus rates for a clean driving record in Ashland.

Annual Ashland, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,212 $3,762 $3,007
American Family $1,335 $1,412 $1,412 $1,412
Farmers $2,478 $3,187 $3,108 $3,232
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,655 $4,761 $4,235
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,261 $3,062 $2,406 $2,743
State Farm $2,167 $2,581 $2,374 $2,374
Travelers $1,926 $2,508 $3,777 $2,237
USAA $1,103 $1,480 $1,943 $1,222

Find Cheap Ashland, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ashland, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Ashland for less when you shop around and compare rates from multiple Ashland, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ashland, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,762
American Family $1,412
Farmers $3,108
GEICO $2,571
Liberty Mutual $4,761
Nationwide $3,988
Progressive $2,406
State Farm $2,374
Travelers $3,777
USAA $1,943

Winners by Category: Where to Buy Cheap Auto Insurance in Ashland, OH

Compare rates from the cheapest auto insurance companies in Ashland, OH for your needs. Take a look at how Ashland, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ashland, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Ashland, Ohio Auto Insurance Companies

If you’re looking for the cheapest Ashland, OH auto insurance companies overall, you can compare them here. Find the best price for Ashland, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Ashland, Ohio

Insurance Company Average Annual Rates
Allstate $3,161
American Family $1,392
Farmers $3,001
GEICO $1,824
Liberty Mutual $4,321
Nationwide $3,087
Progressive $2,618
State Farm $2,374
Travelers $2,612
USAA $1,437

What affects Ashland, Ohio auto insurance rates?

Local factors affect auto insurance rates in Ashland, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Ashland auto insurance rates.

Auto Theft in Ashland

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ashland, OH auto theft show a total of 8 vehicle thefts annually.

Commute Times in Ashland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ashland, OH is 17.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Ashland, OH

You can buy cheap Ashland, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ashland, Ohio auto insurance quotes from top companies.

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