Buy Cheap Asharoken, NY Auto Insurance (2021)

Asharoken, NY auto insurance rates average $477 a month. Minimum auto insurance requirements in Asharoken, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Asharoken, NY, compare Asharoken auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Asharoken, NY after a DUI are $7,700/year
  • Average auto insurance rates in Asharoken, NY for teens drivers are $10,112/year
  • The most expensive auto insurance company in Asharoken is Liberty Mutual

Finding affordable Asharoken, New York auto insurance can be challenging, but everything you need to know to buy cheap Asharoken, NY auto insurance with confidence is right here. Auto insurance rates in Asharoken are affected by local factors as well as personal ones like your driving record.

See how Asharoken, NY car insurance rates compare to New York auto insurance rates, Schenectady auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Asharoken.

Don’t buy Asharoken, NY auto insurance until you’ve compared rates. Get free Asharoken, New York auto insurance quotes when you enter your ZIP code above.

Asharoken, NY Minimum Auto Insurance Requirements

The required auto insurance in Asharoken, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Asharoken, New York is outlined here.

Minimum Required Auto Insurance Coverage in Asharoken, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Asharoken, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Asharoken, NY. Take a look at Asharoken, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Asharoken, New York

Insurance Company Poor Fair Good
Allstate $8,265 $4,736 $4,039
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,799 $4,802 $3,459
State Farm $8,347 $5,235 $4,155
Travelers $8,221 $5,035 $4,314
USAA $7,537 $3,851 $3,391

Buy Cheap Asharoken, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Asharoken, New York auto insurance rates? Find out how car insurance rates in Asharoken, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Asharoken, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,773 $3,501 $3,577 $3,625 $11,462 $12,260 $3,623 $3,619
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,749 $3,749 $3,291 $3,291 $11,084 $13,623 $4,145 $4,366
Travelers $4,169 $4,101 $3,820 $4,026 $9,994 $11,890 $4,378 $4,475
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Buy Cheap Asharoken, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Asharoken can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Asharoken, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Asharoken, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,462 $12,260
GEICO $4,873 $7,224
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,634 $13,778
State Farm $11,084 $13,623
Travelers $9,994 $11,890
USAA $10,414 $12,337

Buy Cheap Asharoken, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Asharoken, New York by comparing Asharoken senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Asharoken, NY here.

Annual Auto Insurance Rates for Senior Drivers in Asharoken, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,577 $3,625
GEICO $2,194 $2,161
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,840 $2,912
State Farm $3,291 $3,291
Travelers $3,820 $4,026
USAA $2,329 $2,331

Find Cheap Auto Insurance Rates in Asharoken, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Asharoken, New York auto insurance. Compare Asharoken, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Asharoken, New York

Insurance Company Low Medium High
Allstate $5,226 $5,650 $6,163
GEICO $2,932 $3,111 $3,326
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,639 $5,973 $6,449
State Farm $5,541 $5,954 $6,241
Travelers $5,492 $5,783 $6,295
USAA $4,742 $4,893 $5,144

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Find Cheap Asharoken, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Asharoken. Compare auto insurance rates in Asharoken, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Asharoken, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,600 $5,760
GEICO $3,030 $3,215
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,020 $6,020
State Farm $5,695 $6,129
Travelers $5,857 $5,857
USAA $4,876 $4,977

Find Cheap Asharoken, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Asharoken, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Asharoken, NY, take a look at the average cost for various violations versus rates for a clean driving record in Asharoken.

Annual Asharoken, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,760 $4,760 $7,108 $6,092
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,616 $5,616 $6,209 $6,209
Travelers $4,934 $6,290 $6,379 $5,823
USAA $4,387 $4,459 $6,400 $4,459

Find Cheap Asharoken, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Asharoken, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Asharoken for less when you shop around and compare rates from multiple Asharoken, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Asharoken, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,108
GEICO $5,034
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,517
State Farm $6,209
Travelers $6,379
USAA $6,400

Winners by Category: Where to Buy Cheap Auto Insurance in Asharoken, NY

Compare rates from the cheapest auto insurance companies in Asharoken, NY for your needs. Take a look at how Asharoken, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Asharoken, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Asharoken, New York Auto Insurance Companies

If you’re looking for the cheapest Asharoken, NY auto insurance companies overall, you can compare them here. Find the best price for Asharoken, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Asharoken, New York

Insurance Company Average Annual Rates
Allstate $5,680
GEICO $3,123
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,020
State Farm $5,912
Travelers $5,857
USAA $4,926

What affects Asharoken, New York auto insurance rates?

Local factors affect auto insurance rates in Asharoken, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Asharoken auto insurance rates.

Commute Times in Asharoken

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Asharoken, NY is 49.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Asharoken, NY

You can buy cheap Asharoken, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Asharoken, New York auto insurance quotes from top companies.

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