Buy Cheap Arvada, CO Auto Insurance (2021)

Arvada, CO auto insurance rates average $325 a month. Minimum auto insurance requirements in Arvada, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Arvada, CO, compare Arvada auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Arvada, CO are $325/month
  • The most expensive auto insurance company in Arvada is Allstate
  • The most expensive auto insurance company in Arvada after a DUI is Allstate

Finding affordable Arvada, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Arvada, CO auto insurance with confidence is right here. Auto insurance rates in Arvada are affected by local factors as well as personal ones like your driving record.

See how Arvada, CO car insurance rates compare to Boulder auto insurance rates, Greeley auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Arvada.

Don’t buy Arvada, CO auto insurance until you’ve compared rates. Get free Arvada, Colorado auto insurance quotes when you enter your ZIP code above.

Arvada, CO Minimum Auto Insurance Requirements

The required auto insurance in Arvada, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Arvada, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Arvada, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Arvada, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Arvada, CO. Take a look at Arvada, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Arvada, Colorado

Insurance Company Poor Fair Good
Allstate $6,956 $5,372 $4,051
American Family $5,020 $3,587 $3,014
Farmers $6,194 $5,057 $4,804
GEICO $3,684 $3,064 $2,444
Liberty Mutual $4,211 $2,592 $2,057
Nationwide $4,654 $3,690 $3,211
Progressive $4,626 $3,958 $3,636
State Farm $4,625 $2,983 $2,410
USAA $4,678 $2,691 $2,165

Buy Cheap Arvada, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Arvada, Colorado auto insurance rates? Find out how car insurance rates in Arvada, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arvada, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,068 $2,975 $3,003 $11,760 $12,383 $3,597 $3,601
American Family $2,650 $2,650 $2,392 $2,392 $6,406 $8,613 $2,650 $3,237
Farmers $3,067 $3,041 $2,771 $2,996 $12,030 $12,152 $3,368 $3,388
GEICO $1,908 $2,104 $2,088 $2,416 $6,111 $6,417 $1,733 $1,733
Liberty Mutual $1,907 $1,827 $1,636 $1,804 $6,042 $6,576 $1,920 $1,913
Nationwide $2,558 $2,600 $2,294 $2,417 $6,512 $8,306 $2,949 $3,179
Progressive $2,449 $2,288 $2,165 $2,152 $8,570 $9,551 $2,749 $2,662
State Farm $2,053 $2,053 $1,871 $1,871 $6,120 $7,714 $2,304 $2,728
USAA $2,105 $2,087 $2,024 $2,012 $5,408 $6,174 $2,699 $2,914

Buy Cheap Arvada, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Arvada can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arvada, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Arvada, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,760 $12,383
American Family $6,406 $8,613
Farmers $12,030 $12,152
GEICO $6,111 $6,417
Liberty Mutual $6,042 $6,576
Nationwide $6,512 $8,306
Progressive $8,570 $9,551
State Farm $6,120 $7,714
USAA $5,408 $6,174

Buy Cheap Arvada, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Arvada, Colorado by comparing Arvada senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arvada, CO here.

Annual Auto Insurance Rates for Senior Drivers in Arvada, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,003
American Family $2,392 $2,392
Farmers $2,771 $2,996
GEICO $2,088 $2,416
Liberty Mutual $1,636 $1,804
Nationwide $2,294 $2,417
Progressive $2,165 $2,152
State Farm $1,871 $1,871
USAA $2,024 $2,012

Find Cheap Auto Insurance Rates in Arvada, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Arvada, Colorado auto insurance. Compare Arvada, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arvada, Colorado

Insurance Company Low Medium High
Allstate $5,150 $5,441 $5,788
American Family $3,657 $3,953 $4,011
Farmers $4,645 $5,269 $6,140
GEICO $2,663 $2,989 $3,540
Liberty Mutual $2,756 $2,940 $3,164
Nationwide $3,824 $3,854 $3,877
Progressive $3,698 $4,089 $4,433
State Farm $3,072 $3,341 $3,605
USAA $3,015 $3,178 $3,341

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Find Cheap Arvada, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Arvada. Compare auto insurance rates in Arvada, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Arvada, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,459 $5,459
American Family $3,790 $3,957
Farmers $5,352 $5,352
GEICO $3,003 $3,125
Liberty Mutual $2,953 $2,953
Nationwide $3,852 $3,852
Progressive $4,073 $4,073
State Farm $3,256 $3,423
USAA $3,088 $3,267

Find Cheap Arvada, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Arvada, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Arvada, CO to see how much where you live in Arvada affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Arvada, Colorado

ZIP Code Average Annual Rates
80002 $3,676
80003 $3,622
80004 $3,544
80005 $3,508
80007 $3,532
80030 $3,730
80403 $3,671

Find Cheap Arvada, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Arvada, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arvada, CO, take a look at the average cost for various violations versus rates for a clean driving record in Arvada.

Annual Arvada, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,633 $5,352 $6,582 $5,270
American Family $2,870 $4,057 $5,315 $3,253
Farmers $4,519 $5,821 $5,738 $5,328
GEICO $2,133 $3,370 $3,985 $2,767
Liberty Mutual $2,596 $3,036 $3,130 $3,050
Nationwide $2,971 $4,047 $5,124 $3,265
Progressive $3,515 $4,979 $3,708 $4,092
State Farm $3,055 $3,624 $3,339 $3,339
USAA $2,314 $2,837 $4,954 $2,606

Find Cheap Arvada, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Arvada, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Arvada for less when you shop around and compare rates from multiple Arvada, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Arvada, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,582
American Family $5,315
Farmers $5,738
GEICO $3,985
Liberty Mutual $3,130
Nationwide $5,124
Progressive $3,708
State Farm $3,339
USAA $4,954

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Winners by Category: Where to Buy Cheap Auto Insurance in Arvada, CO

Compare rates from the cheapest auto insurance companies in Arvada, CO for your needs. Take a look at how Arvada, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Arvada, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Arvada, Colorado Auto Insurance Companies

If you’re looking for the cheapest Arvada, CO auto insurance companies overall, you can compare them here. Find the best price for Arvada, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Arvada, Colorado

Insurance Company Average Annual Rates
Allstate $5,459
American Family $3,874
Farmers $5,352
GEICO $3,064
Liberty Mutual $2,953
Nationwide $3,852
Progressive $4,073
State Farm $3,339
USAA $3,178

What affects Arvada, Colorado auto insurance rates?

Local factors affect auto insurance rates in Arvada, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Arvada auto insurance rates.

Commute Times in Arvada

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Arvada, CO is 28.0 minutes according to City-Data.

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Compare Auto Insurance Quotes in Arvada, CO

You can buy cheap Arvada, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arvada, Colorado auto insurance quotes from top companies.

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