Buy Cheap Artesia, NM Auto Insurance (2021)

Artesia, NM auto insurance rates average $287 a month. Minimum auto insurance requirements in Artesia, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Artesia, NM, compare Artesia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Artesia after a DUI is GEICO
  • Average auto insurance rates in Artesia, NM are $287/month
  • Average auto insurance rates in Artesia, NM for teens drivers are $6,544/year

Finding affordable Artesia, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Artesia, NM auto insurance with confidence is right here. Auto insurance rates in Artesia are affected by local factors as well as personal ones like your driving record.

See how Artesia, NM car insurance rates compare to Roswell auto insurance rates, Albuquerque auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Artesia.

Don’t buy Artesia, NM auto insurance until you’ve compared rates. Get free Artesia, New Mexico auto insurance quotes when you enter your ZIP code above.

Artesia, NM Minimum Auto Insurance Requirements

The required auto insurance in Artesia, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Artesia, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Artesia, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Artesia, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Artesia, NM. Take a look at Artesia, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Artesia, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $5,123 $4,231 $4,026
GEICO $4,997 $4,333 $4,004
Nationwide $4,575 $3,553 $3,090
Progressive $3,104 $2,769 $2,621
State Farm $3,191 $1,961 $1,549
USAA $2,685 $2,016 $1,751

Buy Cheap Artesia, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Artesia, New Mexico auto insurance rates? Find out how car insurance rates in Artesia, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Artesia, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,551 $2,543 $2,289 $2,422 $9,860 $10,149 $2,873 $2,992
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,556 $2,602 $2,315 $2,436 $6,186 $7,837 $2,885 $3,098
Progressive $1,517 $1,469 $1,375 $1,380 $6,197 $6,980 $1,834 $1,898
State Farm $1,456 $1,456 $1,318 $1,318 $3,938 $4,948 $1,630 $1,806
USAA $1,445 $1,434 $1,384 $1,379 $3,705 $4,180 $1,778 $1,901

Buy Cheap Artesia, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Artesia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Artesia, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Artesia, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $9,860 $10,149
GEICO $7,777 $10,704
Nationwide $6,186 $7,837
Progressive $6,197 $6,980
State Farm $3,938 $4,948
USAA $3,705 $4,180

Buy Cheap Artesia, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Artesia, New Mexico by comparing Artesia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Artesia, NM here.

Annual Auto Insurance Rates for Senior Drivers in Artesia, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $2,289 $2,422
GEICO $2,668 $2,668
Nationwide $2,315 $2,436
Progressive $1,375 $1,380
State Farm $1,318 $1,318
USAA $1,384 $1,379

Find Cheap Auto Insurance Rates in Artesia, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Artesia, New Mexico auto insurance. Compare Artesia, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Artesia, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $4,134 $4,431 $4,816
GEICO $4,154 $4,433 $4,747
Nationwide $3,704 $3,712 $3,802
Progressive $2,707 $2,831 $2,955
State Farm $2,048 $2,240 $2,412
USAA $1,989 $2,162 $2,302

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Find Cheap Artesia, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Artesia. Compare auto insurance rates in Artesia, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Artesia, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $4,460 $4,460
GEICO $4,378 $4,511
Nationwide $3,739 $3,739
Progressive $2,831 $2,831
State Farm $2,179 $2,289
USAA $2,086 $2,215

Find Cheap Artesia, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Artesia, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Artesia, NM, take a look at the average cost for various violations versus rates for a clean driving record in Artesia.

Annual Artesia, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,775 $4,840 $4,724 $4,500
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,773 $3,925 $5,105 $3,154
Progressive $2,451 $3,344 $2,639 $2,892
State Farm $2,099 $2,279 $2,279 $2,279
USAA $1,596 $2,217 $2,933 $1,857

Find Cheap Artesia, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Artesia, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Artesia for less when you shop around and compare rates from multiple Artesia, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Artesia, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,820
Farmers $4,724
GEICO $8,321
Nationwide $5,105
Progressive $2,639
State Farm $2,279
USAA $2,933

Winners by Category: Where to Buy Cheap Auto Insurance in Artesia, NM

Compare rates from the cheapest auto insurance companies in Artesia, NM for your needs. Take a look at how Artesia, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Artesia, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Artesia, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Artesia, NM auto insurance companies overall, you can compare them here. Find the best price for Artesia, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Artesia, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $4,460
GEICO $4,444
Nationwide $3,739
Progressive $2,831
State Farm $2,234
USAA $2,151

What affects Artesia, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Artesia, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Artesia auto insurance rates.

Commute Times in Artesia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Artesia, NM is 14.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Artesia, NM

You can buy cheap Artesia, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Artesia, New Mexico auto insurance quotes from top companies.

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