Buy Cheap Arkadelphia, AR Auto Insurance (2022)

Arkadelphia, AR auto insurance rates average $345 a month. Minimum auto insurance requirements in Arkadelphia, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Arkadelphia, AR, compare Arkadelphia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Arkadelphia, AR for teens drivers are $8,432/year
  • The most expensive auto insurance company in Arkadelphia is Travelers
  • Average auto insurance rates in Arkadelphia, AR after a DUI are $4,972/year

Finding affordable Arkadelphia, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Arkadelphia, AR auto insurance with confidence is right here. Auto insurance rates in Arkadelphia are affected by local factors as well as personal ones like your driving record.

See how Arkadelphia, AR car insurance rates compare to Hot Springs auto insurance rates, Bentonville auto insurance rates, and Fort Smith auto insurance rates before you read more about the cost of auto insurance in Arkadelphia.

Don’t buy Arkadelphia, AR auto insurance until you’ve compared rates. Get free Arkadelphia, Arkansas auto insurance quotes when you enter your ZIP code above.

Arkadelphia, AR Minimum Auto Insurance Requirements

The required auto insurance in Arkadelphia, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Arkadelphia, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Arkadelphia, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Arkadelphia, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Arkadelphia, AR. Take a look at Arkadelphia, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Arkadelphia, Arkansas

Insurance Company Poor Fair Good
Allstate $6,500 $4,993 $4,048
Farmers $5,188 $4,346 $4,140
GEICO $4,269 $3,507 $2,911
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $6,224 $5,312 $4,944
State Farm $3,962 $2,386 $1,858
Travelers $6,510 $5,430 $5,074
USAA $2,803 $1,911 $1,628

Buy Cheap Arkadelphia, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Arkadelphia, Arkansas auto insurance rates? Find out how car insurance rates in Arkadelphia, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arkadelphia, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,870 $2,876 $2,573 $2,751 $10,814 $13,007 $3,147 $3,405
Farmers $2,487 $2,469 $2,224 $2,336 $10,357 $10,714 $2,859 $3,018
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,892 $2,740 $2,379 $2,484 $12,331 $13,889 $3,468 $3,762
State Farm $1,732 $1,732 $1,544 $1,544 $4,937 $6,205 $1,949 $2,241
Travelers $2,130 $2,172 $2,097 $2,105 $12,271 $19,672 $2,277 $2,643
USAA $1,310 $1,324 $1,213 $1,224 $4,069 $4,267 $1,686 $1,820

Buy Cheap Arkadelphia, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Arkadelphia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arkadelphia, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Arkadelphia, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,814 $13,007
Farmers $10,357 $10,714
GEICO $6,655 $6,691
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $12,331 $13,889
State Farm $4,937 $6,205
Travelers $12,271 $19,672
USAA $4,069 $4,267

Buy Cheap Arkadelphia, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Arkadelphia, Arkansas by comparing Arkadelphia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arkadelphia, AR here.

Annual Auto Insurance Rates for Senior Drivers in Arkadelphia, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,573 $2,751
Farmers $2,224 $2,336
GEICO $2,419 $2,351
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,379 $2,484
State Farm $1,544 $1,544
Travelers $2,097 $2,105
USAA $1,213 $1,224

Find Cheap Auto Insurance Rates in Arkadelphia, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Arkadelphia, Arkansas auto insurance. Compare Arkadelphia, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arkadelphia, Arkansas

Insurance Company Low Medium High
Allstate $5,019 $5,178 $5,344
Farmers $4,359 $4,517 $4,798
GEICO $3,433 $3,561 $3,691
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $5,088 $5,414 $5,977
State Farm $2,613 $2,732 $2,861
Travelers $5,423 $5,687 $5,903
USAA $2,030 $2,107 $2,205

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Find Cheap Arkadelphia, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Arkadelphia. Compare auto insurance rates in Arkadelphia, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Arkadelphia, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,180 $5,180
Farmers $4,558 $4,558
GEICO $3,541 $3,583
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,493 $5,493
State Farm $2,671 $2,800
Travelers $5,671 $5,671
USAA $2,054 $2,174

Find Cheap Arkadelphia, AR Auto Insurance Rates by ZIP Code

Auto insurance rates in Arkadelphia, Arkansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Arkadelphia, AR to see how much where you live in Arkadelphia affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Arkadelphia, Arkansas

ZIP Code Average Annual Rates
71923 $4,265
71998 $4,191
71999 $4,222

Find Cheap Arkadelphia, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Arkadelphia, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arkadelphia, AR, take a look at the average cost for various violations versus rates for a clean driving record in Arkadelphia.

Annual Arkadelphia, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,245 $5,375 $5,998 $5,104
Farmers $3,848 $4,933 $4,821 $4,630
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,732 $6,588 $4,972 $5,681
State Farm $2,514 $2,956 $2,735 $2,735
Travelers $4,754 $4,912 $7,182 $5,836
USAA $1,627 $2,058 $2,967 $1,805

Find Cheap Arkadelphia, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Arkadelphia, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Arkadelphia for less when you shop around and compare rates from multiple Arkadelphia, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Arkadelphia, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,998
Farmers $4,821
GEICO $5,555
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,972
State Farm $2,735
Travelers $7,182
USAA $2,967

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Winners by Category: Where to Buy Cheap Auto Insurance in Arkadelphia, AR

Compare rates from the cheapest auto insurance companies in Arkadelphia, AR for your needs. Take a look at how Arkadelphia, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Arkadelphia, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Arkadelphia, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Arkadelphia, AR auto insurance companies overall, you can compare them here. Find the best price for Arkadelphia, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Arkadelphia, Arkansas

Insurance Company Average Annual Rates
Allstate $5,180
Farmers $4,558
GEICO $3,562
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,493
State Farm $2,735
Travelers $5,671
USAA $2,114

What affects Arkadelphia, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Arkadelphia, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Arkadelphia auto insurance rates.

Commute Times in Arkadelphia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Arkadelphia, AR is 14.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Arkadelphia, AR

You can buy cheap Arkadelphia, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arkadelphia, Arkansas auto insurance quotes from top companies.

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