Buy Cheap Ardsley, NY Auto Insurance (2021)

Ardsley, NY auto insurance rates average $409 a month. Minimum auto insurance requirements in Ardsley, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Ardsley, NY, compare Ardsley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ardsley is Liberty Mutual
  • The most expensive auto insurance company in Ardsley after a DUI is Liberty Mutual
  • Average auto insurance rates in Ardsley, NY after a DUI are $6,523/year

Finding affordable Ardsley, New York auto insurance can be challenging, but everything you need to know to buy cheap Ardsley, NY auto insurance with confidence is right here. Auto insurance rates in Ardsley are affected by local factors as well as personal ones like your driving record.

See how Ardsley, NY car insurance rates compare to New York auto insurance rates, Utica auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Ardsley.

Don’t buy Ardsley, NY auto insurance until you’ve compared rates. Get free Ardsley, New York auto insurance quotes when you enter your ZIP code above.

Ardsley, NY Minimum Auto Insurance Requirements

The required auto insurance in Ardsley, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Ardsley, New York is outlined here.

Minimum Required Auto Insurance Coverage in Ardsley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ardsley, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ardsley, NY. Take a look at Ardsley, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ardsley, New York

Insurance Company Poor Fair Good
Allstate $6,954 $4,065 $3,505
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $8,614 $4,290 $3,104
State Farm $6,850 $4,299 $3,414
Travelers $7,710 $4,775 $4,105
USAA $6,792 $3,430 $3,026

Buy Cheap Ardsley, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ardsley, New York auto insurance rates? Find out how car insurance rates in Ardsley, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ardsley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,024 $3,033 $3,080 $9,641 $10,379 $3,164 $3,183
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,261 $2,983 $2,554 $2,610 $11,039 $12,131 $4,154 $3,956
State Farm $3,071 $3,071 $2,694 $2,694 $9,098 $11,213 $3,393 $3,598
Travelers $3,837 $3,843 $3,559 $3,791 $9,483 $11,445 $4,067 $4,215
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Buy Cheap Ardsley, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ardsley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ardsley, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ardsley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,641 $10,379
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $11,039 $12,131
State Farm $9,098 $11,213
Travelers $9,483 $11,445
USAA $9,382 $11,143

Buy Cheap Ardsley, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Ardsley, New York by comparing Ardsley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ardsley, NY here.

Annual Auto Insurance Rates for Senior Drivers in Ardsley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,080
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,554 $2,610
State Farm $2,694 $2,694
Travelers $3,559 $3,791
USAA $2,073 $2,069

Find Cheap Auto Insurance Rates in Ardsley, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ardsley, New York auto insurance. Compare Ardsley, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ardsley, New York

Insurance Company Low Medium High
Allstate $4,548 $4,821 $5,154
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $5,035 $5,300 $5,673
State Farm $4,560 $4,886 $5,117
Travelers $5,167 $5,457 $5,966
USAA $4,254 $4,387 $4,607

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Find Cheap Ardsley, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ardsley. Compare auto insurance rates in Ardsley, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ardsley, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,774 $4,909
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $5,336 $5,336
State Farm $4,681 $5,027
Travelers $5,530 $5,530
USAA $4,371 $4,460

Find Cheap Ardsley, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Ardsley, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ardsley, NY, take a look at the average cost for various violations versus rates for a clean driving record in Ardsley.

Annual Ardsley, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $4,082 $6,019 $5,181
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $5,182 $5,182 $5,763 $5,218
State Farm $4,612 $4,612 $5,096 $5,096
Travelers $4,666 $5,933 $6,022 $5,501
USAA $3,918 $3,983 $5,779 $3,983

Find Cheap Ardsley, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ardsley, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Ardsley for less when you shop around and compare rates from multiple Ardsley, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ardsley, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,019
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,763
State Farm $5,096
Travelers $6,022
USAA $5,779

Winners by Category: Where to Buy Cheap Auto Insurance in Ardsley, NY

Compare rates from the cheapest auto insurance companies in Ardsley, NY for your needs. Take a look at how Ardsley, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ardsley, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Ardsley, New York Auto Insurance Companies

If you’re looking for the cheapest Ardsley, NY auto insurance companies overall, you can compare them here. Find the best price for Ardsley, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Ardsley, New York

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $5,336
State Farm $4,854
Travelers $5,530
USAA $4,416

What affects Ardsley, New York auto insurance rates?

Local factors affect auto insurance rates in Ardsley, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Ardsley auto insurance rates.

Commute Times in Ardsley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ardsley, NY is 37.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Ardsley, NY

You can buy cheap Ardsley, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ardsley, New York auto insurance quotes from top companies.

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