Buy Cheap Ardmore, AL Auto Insurance (2021)

Ardmore, AL auto insurance rates average $295 a month. Minimum auto insurance requirements in Ardmore, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Ardmore, AL, compare Ardmore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ardmore, AL are $295/month
  • The most expensive auto insurance company in Ardmore is Liberty Mutual
  • The most expensive auto insurance company in Ardmore after a DUI is Liberty Mutual

Finding affordable Ardmore, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Ardmore, AL auto insurance with confidence is right here. Auto insurance rates in Ardmore are affected by local factors as well as personal ones like your driving record.

See how Ardmore, AL car insurance rates compare to Tuscaloosa auto insurance rates, Mobile auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Ardmore.

Don’t buy Ardmore, AL auto insurance until you’ve compared rates. Get free Ardmore, Alabama auto insurance quotes when you enter your ZIP code above.

Ardmore, AL Minimum Auto Insurance Requirements

The required auto insurance in Ardmore, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Ardmore, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Ardmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ardmore, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ardmore, AL. Take a look at Ardmore, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ardmore, Alabama

Insurance Company Poor Fair Good
Allstate $4,367 $3,443 $2,816
Farmers $4,397 $3,788 $3,589
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $5,011 $4,307 $4,026
State Farm $6,862 $3,476 $2,363
Travelers $3,379 $2,936 $2,993
USAA $2,763 $1,799 $1,606

Buy Cheap Ardmore, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ardmore, Alabama auto insurance rates? Find out how car insurance rates in Ardmore, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ardmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,009 $1,915 $1,951 $7,506 $8,076 $2,357 $2,408
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,400 $2,242 $1,969 $2,110 $9,973 $11,112 $2,803 $2,972
State Farm $2,586 $2,586 $2,344 $2,344 $7,868 $9,846 $2,923 $3,372
Travelers $1,248 $1,266 $1,178 $1,175 $6,763 $10,668 $1,186 $1,338
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

Buy Cheap Ardmore, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ardmore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ardmore, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ardmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,076
Farmers $8,712 $8,959
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $9,973 $11,112
State Farm $7,868 $9,846
Travelers $6,763 $10,668
USAA $3,835 $4,245

Buy Cheap Ardmore, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ardmore, Alabama by comparing Ardmore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ardmore, AL here.

Annual Auto Insurance Rates for Senior Drivers in Ardmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,951
Farmers $1,992 $2,118
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,969 $2,110
State Farm $2,344 $2,344
Travelers $1,178 $1,175
USAA $1,191 $1,161

Find Cheap Auto Insurance Rates in Ardmore, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ardmore, Alabama auto insurance. Compare Ardmore, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ardmore, Alabama

Insurance Company Low Medium High
Allstate $3,421 $3,536 $3,669
Farmers $3,703 $3,873 $4,197
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,976 $4,422 $4,945
State Farm $3,999 $4,228 $4,474
Travelers $2,934 $3,164 $3,210
USAA $1,984 $2,045 $2,138

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Find Cheap Ardmore, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ardmore. Compare auto insurance rates in Ardmore, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ardmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,542 $3,542
Farmers $3,924 $3,924
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $4,448 $4,448
State Farm $4,131 $4,336
Travelers $3,103 $3,103
USAA $1,962 $2,150

Find Cheap Ardmore, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Ardmore, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ardmore, AL, take a look at the average cost for various violations versus rates for a clean driving record in Ardmore.

Annual Ardmore, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $3,544 $4,224 $3,400
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,013 $5,057 $4,319 $4,401
State Farm $3,818 $4,741 $4,188 $4,188
Travelers $2,589 $2,714 $3,970 $3,139
USAA $1,581 $1,988 $2,944 $1,710

Find Cheap Ardmore, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ardmore, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Ardmore for less when you shop around and compare rates from multiple Ardmore, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ardmore, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,224
Farmers $4,169
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,356
Progressive $4,319
State Farm $4,188
Travelers $3,970
USAA $2,944

Winners by Category: Where to Buy Cheap Auto Insurance in Ardmore, AL

Compare rates from the cheapest auto insurance companies in Ardmore, AL for your needs. Take a look at how Ardmore, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ardmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ardmore, Alabama Auto Insurance Companies

If you’re looking for the cheapest Ardmore, AL auto insurance companies overall, you can compare them here. Find the best price for Ardmore, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Ardmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,542
Farmers $3,924
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,640
Progressive $4,448
State Farm $4,234
Travelers $3,103
USAA $2,056

What affects Ardmore, Alabama auto insurance rates?

Local factors affect auto insurance rates in Ardmore, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ardmore auto insurance rates.

Auto Theft in Ardmore

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ardmore, AL auto theft show a total of 2 vehicle thefts annually.

Commute Times in Ardmore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ardmore, AL is 29.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Ardmore, AL

You can buy cheap Ardmore, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ardmore, Alabama auto insurance quotes from top companies.

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