Buy Cheap Archer, IA Auto Insurance (2021)

Archer, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Archer, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Archer, IA, compare Archer auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Archer, IA for teens drivers are $5,585/year
  • Average auto insurance rates in Archer, IA after a DUI are $3,544/year
  • The most expensive auto insurance company in Archer after a DUI is Travelers

Finding affordable Archer, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Archer, IA auto insurance with confidence is right here. Auto insurance rates in Archer are affected by local factors as well as personal ones like your driving record.

See how Archer, IA car insurance rates compare to Davenport auto insurance rates, Sioux City auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Archer.

Don’t buy Archer, IA auto insurance until you’ve compared rates. Get free Archer, Iowa auto insurance quotes when you enter your ZIP code above.

Archer, IA Minimum Auto Insurance Requirements

The required auto insurance in Archer, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Archer, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Archer, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Archer, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Archer, IA. Take a look at Archer, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Archer, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $3,083 $2,417 $2,118
Progressive $2,578 $2,088 $1,892
State Farm $2,962 $1,833 $1,446
Travelers $5,914 $5,049 $4,812
USAA $2,578 $1,773 $1,536

Buy Cheap Archer, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Archer, Iowa auto insurance rates? Find out how car insurance rates in Archer, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Archer, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,761 $1,806 $1,569 $1,674 $4,073 $5,265 $1,996 $2,169
Progressive $1,529 $1,467 $1,262 $1,312 $3,808 $4,291 $1,837 $1,982
State Farm $1,341 $1,341 $1,181 $1,181 $3,694 $4,671 $1,508 $1,725
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

Buy Cheap Archer, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Archer can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Archer, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Archer, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $4,073 $5,265
Progressive $3,808 $4,291
State Farm $3,694 $4,671
Travelers $10,512 $16,825
USAA $3,562 $3,781

Buy Cheap Archer, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Archer, Iowa by comparing Archer senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Archer, IA here.

Annual Auto Insurance Rates for Senior Drivers in Archer, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,569 $1,674
Progressive $1,262 $1,312
State Farm $1,181 $1,181
Travelers $2,295 $2,303
USAA $1,199 $1,222

Find Cheap Auto Insurance Rates in Archer, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Archer, Iowa auto insurance. Compare Archer, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Archer, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,642 $2,529 $2,447
Progressive $2,060 $2,195 $2,302
State Farm $1,980 $2,092 $2,169
Travelers $4,920 $5,340 $5,515
USAA $1,859 $1,969 $2,059

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Archer, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Archer. Compare auto insurance rates in Archer, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Archer, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,539 $2,539
Progressive $2,186 $2,186
State Farm $2,031 $2,130
Travelers $5,258 $5,258
USAA $1,891 $2,034

Find Cheap Archer, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Archer, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Archer, IA, take a look at the average cost for various violations versus rates for a clean driving record in Archer.

Annual Archer, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,839 $2,640 $3,598 $2,080
Progressive $1,757 $2,884 $1,906 $2,197
State Farm $1,921 $2,239 $2,080 $2,080
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,496 $2,015 $2,619 $1,719

Find Cheap Archer, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Archer, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Archer for less when you shop around and compare rates from multiple Archer, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Archer, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,598
Progressive $1,906
State Farm $2,080
Travelers $6,840
USAA $2,619

Winners by Category: Where to Buy Cheap Auto Insurance in Archer, IA

Compare rates from the cheapest auto insurance companies in Archer, IA for your needs. Take a look at how Archer, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Archer, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Archer, Iowa Auto Insurance Companies

If you’re looking for the cheapest Archer, IA auto insurance companies overall, you can compare them here. Find the best price for Archer, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Archer, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,539
Progressive $2,186
State Farm $2,080
Travelers $5,258
USAA $1,962

What affects Archer, Iowa auto insurance rates?

Local factors affect auto insurance rates in Archer, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Archer auto insurance rates.

Commute Times in Archer

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Archer, IA is 17.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Archer, IA

You can buy cheap Archer, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Archer, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption