Buy Cheap Arcadia, OH Auto Insurance (2021)

Arcadia, OH auto insurance rates average $202 a month. Minimum auto insurance requirements in Arcadia, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Arcadia, OH, compare Arcadia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Arcadia, OH after a DUI are $2,817/year
  • Average auto insurance rates in Arcadia, OH are $202/month
  • The most expensive auto insurance company in Arcadia after a DUI is Travelers

Finding affordable Arcadia, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Arcadia, OH auto insurance with confidence is right here. Auto insurance rates in Arcadia are affected by local factors as well as personal ones like your driving record.

See how Arcadia, OH car insurance rates compare to Dayton auto insurance rates, Hamilton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Arcadia.

Don’t buy Arcadia, OH auto insurance until you’ve compared rates. Get free Arcadia, Ohio auto insurance quotes when you enter your ZIP code above.

Arcadia, OH Minimum Auto Insurance Requirements

The required auto insurance in Arcadia, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Arcadia, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Arcadia, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Arcadia, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Arcadia, OH. Take a look at Arcadia, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Arcadia, Ohio

Insurance Company Poor Fair Good
Allstate $3,443 $2,515 $2,107
American Family $1,684 $1,152 $975
Farmers $3,271 $2,753 $2,621
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,424 $2,958 $2,760
State Farm $3,122 $1,931 $1,522
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

Buy Cheap Arcadia, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Arcadia, Ohio auto insurance rates? Find out how car insurance rates in Arcadia, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcadia, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,801 $1,630 $1,741 $4,939 $5,657 $1,901 $2,030
American Family $804 $832 $735 $737 $2,415 $2,609 $992 $1,040
Farmers $1,542 $1,532 $1,362 $1,440 $6,724 $6,935 $1,725 $1,796
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,577 $1,486 $1,318 $1,360 $6,972 $7,840 $1,882 $1,944
State Farm $1,310 $1,310 $1,175 $1,175 $4,120 $5,171 $1,523 $1,749
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Buy Cheap Arcadia, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Arcadia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arcadia, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Arcadia, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,939 $5,657
American Family $2,415 $2,609
Farmers $6,724 $6,935
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,972 $7,840
State Farm $4,120 $5,171
Travelers $5,411 $8,570
USAA $2,525 $2,812

Buy Cheap Arcadia, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Arcadia, Ohio by comparing Arcadia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arcadia, OH here.

Annual Auto Insurance Rates for Senior Drivers in Arcadia, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,630 $1,741
American Family $735 $737
Farmers $1,362 $1,440
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,318 $1,360
State Farm $1,175 $1,175
Travelers $1,247 $1,242
USAA $785 $785

Find Cheap Auto Insurance Rates in Arcadia, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Arcadia, Ohio auto insurance. Compare Arcadia, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcadia, Ohio

Insurance Company Low Medium High
Allstate $2,611 $2,683 $2,770
American Family $1,248 $1,279 $1,284
Farmers $2,732 $2,838 $3,076
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,926 $3,020 $3,196
State Farm $2,084 $2,198 $2,293
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Find Cheap Arcadia, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Arcadia. Compare auto insurance rates in Arcadia, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Arcadia, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,688 $2,688
American Family $1,256 $1,285
Farmers $2,882 $2,882
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,047 $3,047
State Farm $2,138 $2,246
Travelers $2,726 $2,726
USAA $1,306 $1,409

Find Cheap Arcadia, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Arcadia, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arcadia, OH, take a look at the average cost for various violations versus rates for a clean driving record in Arcadia.

Annual Arcadia, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,730 $3,195 $2,559
American Family $1,220 $1,287 $1,287 $1,287
Farmers $2,372 $3,059 $2,984 $3,112
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,628 $3,572 $2,801 $3,188
State Farm $1,995 $2,388 $2,192 $2,192
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Find Cheap Arcadia, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Arcadia, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Arcadia for less when you shop around and compare rates from multiple Arcadia, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Arcadia, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,195
American Family $1,287
Farmers $2,984
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,801
State Farm $2,192
Travelers $3,940
USAA $1,829

Winners by Category: Where to Buy Cheap Auto Insurance in Arcadia, OH

Compare rates from the cheapest auto insurance companies in Arcadia, OH for your needs. Take a look at how Arcadia, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Arcadia, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Arcadia, Ohio Auto Insurance Companies

If you’re looking for the cheapest Arcadia, OH auto insurance companies overall, you can compare them here. Find the best price for Arcadia, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Arcadia, Ohio

Insurance Company Average Annual Rates
Allstate $2,688
American Family $1,270
Farmers $2,882
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,047
State Farm $2,192
Travelers $2,726
USAA $1,357

What affects Arcadia, Ohio auto insurance rates?

Local factors affect auto insurance rates in Arcadia, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Arcadia auto insurance rates.

Commute Times in Arcadia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Arcadia, OH is 17.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Arcadia, OH

You can buy cheap Arcadia, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arcadia, Ohio auto insurance quotes from top companies.

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