Buy Cheap Arcade, NY Auto Insurance (2021)

Arcade, NY auto insurance rates average $268 a month. Minimum auto insurance requirements in Arcade, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Arcade, NY, compare Arcade auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Arcade, NY after a DUI are $4,179/year
  • Average auto insurance rates in Arcade, NY for teens drivers are $5,524/year
  • The most expensive auto insurance company in Arcade is Liberty Mutual

Finding affordable Arcade, New York auto insurance can be challenging, but everything you need to know to buy cheap Arcade, NY auto insurance with confidence is right here. Auto insurance rates in Arcade are affected by local factors as well as personal ones like your driving record.

See how Arcade, NY car insurance rates compare to Syracuse auto insurance rates, Utica auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Arcade.

Don’t buy Arcade, NY auto insurance until you’ve compared rates. Get free Arcade, New York auto insurance quotes when you enter your ZIP code above.

Arcade, NY Minimum Auto Insurance Requirements

The required auto insurance in Arcade, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Arcade, New York is outlined here.

Minimum Required Auto Insurance Coverage in Arcade, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Arcade, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Arcade, NY. Take a look at Arcade, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Arcade, New York

Insurance Company Poor Fair Good
Allstate $4,960 $2,940 $2,562
GEICO $2,401 $1,766 $1,584
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $4,687 $2,420 $1,768
State Farm $5,476 $3,437 $2,729
Travelers $4,747 $2,998 $2,610
USAA $4,707 $2,323 $2,051

Buy Cheap Arcade, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Arcade, New York auto insurance rates? Find out how car insurance rates in Arcade, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcade, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,273 $2,226 $2,260 $6,686 $7,171 $2,425 $2,459
GEICO $1,443 $1,387 $1,398 $1,377 $2,917 $4,172 $1,308 $1,334
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,843 $1,752 $1,510 $1,521 $5,854 $6,533 $2,356 $2,297
State Farm $2,455 $2,455 $2,141 $2,141 $7,136 $9,187 $2,695 $2,834
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Arcade, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Arcade can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arcade, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Arcade, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,686 $7,171
GEICO $2,917 $4,172
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,854 $6,533
State Farm $7,136 $9,187
Travelers $5,680 $6,729
USAA $6,303 $7,547

Buy Cheap Arcade, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Arcade, New York by comparing Arcade senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arcade, NY here.

Annual Auto Insurance Rates for Senior Drivers in Arcade, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,260
GEICO $1,398 $1,377
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,510 $1,521
State Farm $2,141 $2,141
Travelers $2,273 $2,444
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Arcade, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Arcade, New York auto insurance. Compare Arcade, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcade, New York

Insurance Company Low Medium High
Allstate $3,320 $3,477 $3,665
GEICO $1,826 $1,911 $2,014
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,823 $2,944 $3,107
State Farm $3,667 $3,903 $4,072
Travelers $3,285 $3,419 $3,652
USAA $2,952 $3,015 $3,115

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Find Cheap Arcade, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Arcade. Compare auto insurance rates in Arcade, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Arcade, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,440 $3,534
GEICO $1,862 $1,972
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,958 $2,958
State Farm $3,741 $4,020
Travelers $3,452 $3,452
USAA $2,997 $3,057

Find Cheap Arcade, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Arcade, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arcade, NY, take a look at the average cost for various violations versus rates for a clean driving record in Arcade.

Annual Arcade, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $2,990 $4,259 $3,710
GEICO $1,537 $1,672 $2,923 $1,537
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,883 $2,883 $3,168 $2,899
State Farm $3,699 $3,699 $4,062 $4,062
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Arcade, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Arcade, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Arcade for less when you shop around and compare rates from multiple Arcade, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Arcade, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,259
GEICO $2,923
Liberty Mutual $6,496
Nationwide $4,869
Progressive $3,168
State Farm $4,062
Travelers $3,727
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Arcade, NY

Compare rates from the cheapest auto insurance companies in Arcade, NY for your needs. Take a look at how Arcade, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Arcade, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Arcade, New York Auto Insurance Companies

If you’re looking for the cheapest Arcade, NY auto insurance companies overall, you can compare them here. Find the best price for Arcade, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Arcade, New York

Insurance Company Average Annual Rates
Allstate $3,487
GEICO $1,917
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,958
State Farm $3,881
Travelers $3,452
USAA $3,027

What affects Arcade, New York auto insurance rates?

Local factors affect auto insurance rates in Arcade, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Arcade auto insurance rates.

Commute Times in Arcade

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Arcade, NY is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Arcade, NY

You can buy cheap Arcade, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arcade, New York auto insurance quotes from top companies.

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