Buy Cheap Arapahoe, CO Auto Insurance (2021)

Arapahoe, CO auto insurance rates average $327 a month. Minimum auto insurance requirements in Arapahoe, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Arapahoe, CO, compare Arapahoe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Arapahoe after a DUI is Allstate
  • Average auto insurance rates in Arapahoe, CO are $327/month
  • Average auto insurance rates in Arapahoe, CO after a DUI are $4,644/year

Finding affordable Arapahoe, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Arapahoe, CO auto insurance with confidence is right here. Auto insurance rates in Arapahoe are affected by local factors as well as personal ones like your driving record.

See how Arapahoe, CO car insurance rates compare to Aurora auto insurance rates, Boulder auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Arapahoe.

Don’t buy Arapahoe, CO auto insurance until you’ve compared rates. Get free Arapahoe, Colorado auto insurance quotes when you enter your ZIP code above.

Arapahoe, CO Minimum Auto Insurance Requirements

The required auto insurance in Arapahoe, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Arapahoe, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Arapahoe, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Arapahoe, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Arapahoe, CO. Take a look at Arapahoe, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Arapahoe, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,241 $5,036 $4,791
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,727 $2,261 $1,808
Nationwide $4,848 $3,820 $3,334
Progressive $5,559 $4,683 $4,263
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Buy Cheap Arapahoe, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Arapahoe, Colorado auto insurance rates? Find out how car insurance rates in Arapahoe, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arapahoe, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,261 $3,242 $2,964 $3,173 $11,464 $11,544 $3,568 $3,633
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,827 $1,796 $1,553 $1,701 $4,889 $5,318 $1,840 $1,865
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,122 $2,941 $2,622 $2,641 $9,589 $10,751 $3,544 $3,469
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Arapahoe, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Arapahoe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arapahoe, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Arapahoe, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,464 $11,544
GEICO $6,808 $7,210
Liberty Mutual $4,889 $5,318
Nationwide $6,687 $8,617
Progressive $9,589 $10,751
State Farm $5,211 $6,661
USAA $5,826 $6,723

Buy Cheap Arapahoe, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Arapahoe, Colorado by comparing Arapahoe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arapahoe, CO here.

Annual Auto Insurance Rates for Senior Drivers in Arapahoe, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,964 $3,173
GEICO $2,320 $2,581
Liberty Mutual $1,553 $1,701
Nationwide $2,380 $2,529
Progressive $2,622 $2,641
State Farm $1,717 $1,717
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Arapahoe, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Arapahoe, Colorado auto insurance. Compare Arapahoe, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arapahoe, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,781 $5,292 $5,996
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,456 $2,588 $2,752
Nationwide $4,052 $4,001 $3,949
Progressive $4,575 $4,844 $5,086
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Find Cheap Arapahoe, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Arapahoe. Compare auto insurance rates in Arapahoe, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Arapahoe, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,356 $5,356
GEICO $3,397 $3,562
Liberty Mutual $2,599 $2,599
Nationwide $4,001 $4,001
Progressive $4,835 $4,835
State Farm $2,913 $3,059
USAA $3,485 $3,692

Find Cheap Arapahoe, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Arapahoe, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arapahoe, CO, take a look at the average cost for various violations versus rates for a clean driving record in Arapahoe.

Annual Arapahoe, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,545 $5,797 $5,713 $5,369
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,263 $2,661 $2,782 $2,689
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,213 $5,721 $4,453 $4,953
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Arapahoe, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Arapahoe, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Arapahoe for less when you shop around and compare rates from multiple Arapahoe, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Arapahoe, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,713
GEICO $4,302
Liberty Mutual $2,782
Nationwide $5,371
Progressive $4,453
State Farm $2,986
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Arapahoe, CO

Compare rates from the cheapest auto insurance companies in Arapahoe, CO for your needs. Take a look at how Arapahoe, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Arapahoe, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Arapahoe, Colorado Auto Insurance Companies

If you’re looking for the cheapest Arapahoe, CO auto insurance companies overall, you can compare them here. Find the best price for Arapahoe, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Arapahoe, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,356
GEICO $3,480
Liberty Mutual $2,599
Nationwide $4,001
Progressive $4,835
State Farm $2,986
USAA $3,589

Compare Auto Insurance Quotes in Arapahoe, CO

You can buy cheap Arapahoe, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arapahoe, Colorado auto insurance quotes from top companies.

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