Buy Cheap Applegate, MI Auto Insurance (2022)

Applegate, MI auto insurance rates average $877 a month. Minimum auto insurance requirements in Applegate, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Applegate, MI, compare Applegate auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Applegate, MI after a DUI are $17,562/year
  • The most expensive auto insurance company in Applegate after a DUI is Allstate
  • Average auto insurance rates in Applegate, MI are $877/month

Finding affordable Applegate, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Applegate, MI auto insurance with confidence is right here. Auto insurance rates in Applegate are affected by local factors as well as personal ones like your driving record.

See how Applegate, MI car insurance rates compare to Ann Arbor auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in Applegate.

Don’t buy Applegate, MI auto insurance until you’ve compared rates. Get free Applegate, Michigan auto insurance quotes when you enter your ZIP code above.

Applegate, MI Minimum Auto Insurance Requirements

The required auto insurance in Applegate, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Applegate, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Applegate, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Applegate, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Applegate, MI. Take a look at Applegate, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Applegate, Michigan

Insurance Company Poor Fair Good
Allstate $39,948 $22,058 $16,732
Farmers $8,379 $5,443 $5,008
GEICO $7,457 $5,481 $4,459
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,315 $6,967 $5,898
Progressive $6,710 $5,625 $5,046
State Farm $18,721 $9,473 $6,434
Travelers $8,206 $7,958 $7,858
USAA $5,123 $2,936 $2,229

Buy Cheap Applegate, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Applegate, Michigan auto insurance rates? Find out how car insurance rates in Applegate, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Applegate, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,361 $19,361 $18,048 $18,048 $47,195 $47,195 $20,381 $20,381
Farmers $4,799 $4,799 $4,485 $4,485 $10,439 $10,439 $5,384 $5,384
GEICO $4,098 $4,098 $4,171 $4,171 $11,024 $11,024 $3,904 $3,904
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,255 $5,255 $4,667 $4,667 $13,887 $13,887 $5,765 $5,765
Progressive $3,434 $3,170 $3,027 $3,407 $12,472 $13,200 $3,996 $3,642
State Farm $7,040 $7,040 $6,520 $6,520 $24,364 $24,364 $8,247 $8,247
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,557 $2,410 $2,407 $2,270 $6,054 $5,702 $3,089 $2,945

Buy Cheap Applegate, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Applegate can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Applegate, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Applegate, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,195 $47,195
Farmers $10,439 $10,439
GEICO $11,024 $11,024
Liberty Mutual $35,654 $35,654
Nationwide $13,887 $13,887
Progressive $12,472 $13,200
State Farm $24,364 $24,364
Travelers $16,180 $16,180
USAA $6,054 $5,702

Buy Cheap Applegate, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Applegate, Michigan by comparing Applegate senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Applegate, MI here.

Annual Auto Insurance Rates for Senior Drivers in Applegate, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,048 $18,048
Farmers $4,485 $4,485
GEICO $4,171 $4,171
Liberty Mutual $14,972 $14,972
Nationwide $4,667 $4,667
Progressive $3,027 $3,407
State Farm $6,520 $6,520
Travelers $4,626 $4,626
USAA $2,407 $2,270

Find Cheap Auto Insurance Rates in Applegate, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Applegate, Michigan auto insurance. Compare Applegate, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Applegate, Michigan

Insurance Company Low Medium High
Allstate $25,400 $26,321 $27,017
Farmers $6,105 $6,261 $6,464
GEICO $5,381 $5,743 $6,273
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,747 $7,266 $7,167
Progressive $5,586 $5,802 $5,993
State Farm $10,943 $11,617 $12,069
Travelers $7,920 $8,016 $8,086
USAA $3,324 $3,438 $3,525

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Find Cheap Applegate, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Applegate. Compare auto insurance rates in Applegate, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Applegate, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,246 $26,246
Farmers $6,277 $6,277
GEICO $5,665 $5,933
Liberty Mutual $19,520 $20,916
Nationwide $7,393 $7,393
Progressive $5,793 $5,793
State Farm $11,225 $11,860
Travelers $7,961 $8,053
USAA $3,389 $3,469

Find Cheap Applegate, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Applegate, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Applegate, MI, take a look at the average cost for various violations versus rates for a clean driving record in Applegate.

Annual Applegate, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,698 $17,051 $57,412 $17,823
Farmers $5,282 $6,714 $6,641 $6,470
GEICO $2,066 $4,323 $13,029 $3,779
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,301 $8,472 $7,684 $7,117
Progressive $4,885 $6,464 $5,812 $6,014
State Farm $7,417 $8,852 $18,898 $11,005
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,764 $3,442 $4,502 $3,009

Find Cheap Applegate, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Applegate, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Applegate for less when you shop around and compare rates from multiple Applegate, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Applegate, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,412
Farmers $6,641
GEICO $13,029
Liberty Mutual $31,609
Nationwide $7,684
Progressive $5,812
State Farm $18,898
Travelers $12,473
USAA $4,502

Winners by Category: Where to Buy Cheap Auto Insurance in Applegate, MI

Compare rates from the cheapest auto insurance companies in Applegate, MI for your needs. Take a look at how Applegate, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Applegate, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Applegate, Michigan Auto Insurance Companies

If you’re looking for the cheapest Applegate, MI auto insurance companies overall, you can compare them here. Find the best price for Applegate, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Applegate, Michigan

Insurance Company Average Annual Rates
Allstate $26,246
Farmers $6,277
GEICO $5,799
Liberty Mutual $20,218
Nationwide $7,393
Progressive $5,793
State Farm $11,543
Travelers $8,007
USAA $3,429

What affects Applegate, Michigan auto insurance rates?

Local factors affect auto insurance rates in Applegate, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Applegate auto insurance rates.

Commute Times in Applegate

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Applegate, MI is 25.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Applegate, MI

You can buy cheap Applegate, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Applegate, Michigan auto insurance quotes from top companies.

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