Buy Cheap Ankeny, IA Auto Insurance (2021)

Ankeny, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Ankeny, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ankeny, IA, compare Ankeny auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ankeny is Travelers
  • Average auto insurance rates in Ankeny, IA for teens drivers are $5,501/year
  • Average auto insurance rates in Ankeny, IA after a DUI are $3,383/year

Finding affordable Ankeny, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ankeny, IA auto insurance with confidence is right here. Auto insurance rates in Ankeny are affected by local factors as well as personal ones like your driving record.

See how Ankeny, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ankeny auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Ankeny.

Don’t buy Ankeny, IA auto insurance until you’ve compared rates. Get free Ankeny, Iowa auto insurance quotes when you enter your ZIP code above.

Ankeny, IA Minimum Auto Insurance Requirements

The required auto insurance in Ankeny, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ankeny, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ankeny, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ankeny, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ankeny, IA. Take a look at Ankeny, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ankeny, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,371 $2,477 $2,095
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,997 $3,140
Nationwide $2,796 $2,217 $1,938
Progressive $2,537 $2,094 $1,914
State Farm $3,038 $1,880 $1,483
Travelers $5,488 $4,717 $4,507
USAA $2,327 $1,613 $1,402

Buy Cheap Ankeny, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ankeny, Iowa auto insurance rates? Find out how car insurance rates in Ankeny, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ankeny, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,685 $1,685 $1,517 $1,517 $4,651 $6,426 $1,685 $2,016
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,067 $2,236 $1,839 $2,240 $10,739 $12,086 $2,342 $2,569
Nationwide $1,579 $1,609 $1,416 $1,496 $3,808 $4,867 $1,808 $1,953
Progressive $1,453 $1,371 $1,204 $1,254 $4,022 $4,518 $1,742 $1,890
State Farm $1,314 $1,314 $1,181 $1,181 $3,935 $4,946 $1,486 $1,711
Travelers $2,085 $2,121 $2,067 $2,069 $10,031 $16,183 $2,184 $2,495
USAA $1,172 $1,175 $1,086 $1,092 $3,307 $3,482 $1,397 $1,535

Buy Cheap Ankeny, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ankeny can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ankeny, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ankeny, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $4,651 $6,426
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,739 $12,086
Nationwide $3,808 $4,867
Progressive $4,022 $4,518
State Farm $3,935 $4,946
Travelers $10,031 $16,183
USAA $3,307 $3,482

Buy Cheap Ankeny, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ankeny, Iowa by comparing Ankeny senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ankeny, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ankeny, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,517 $1,517
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,839 $2,240
Nationwide $1,416 $1,496
Progressive $1,204 $1,254
State Farm $1,181 $1,181
Travelers $2,067 $2,069
USAA $1,086 $1,092

Find Cheap Auto Insurance Rates in Ankeny, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ankeny, Iowa auto insurance. Compare Ankeny, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ankeny, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,628 $2,797 $2,518
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,307 $4,506 $4,731
Nationwide $2,386 $2,318 $2,247
Progressive $2,023 $2,192 $2,329
State Farm $2,003 $2,149 $2,248
Travelers $4,529 $4,984 $5,200
USAA $1,679 $1,787 $1,876

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Find Cheap Ankeny, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ankeny. Compare auto insurance rates in Ankeny, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ankeny, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,617 $2,679
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,515 $4,515
Nationwide $2,317 $2,317
Progressive $2,182 $2,182
State Farm $2,081 $2,186
Travelers $4,904 $4,904
USAA $1,716 $1,845

Find Cheap Ankeny, IA Auto Insurance Rates by ZIP Code

Auto insurance rates in Ankeny, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Ankeny, IA to see how much where you live in Ankeny affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Ankeny, Iowa

ZIP Code Average Annual Rates
50021 $2,377
50023 $2,374

Find Cheap Ankeny, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ankeny, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ankeny, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ankeny.

Annual Ankeny, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $1,910 $2,813 $3,625 $2,242
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,890 $4,843 $4,908 $4,419
Nationwide $1,699 $2,408 $3,251 $1,911
Progressive $1,740 $2,918 $1,895 $2,174
State Farm $1,950 $2,317 $2,133 $2,133
Travelers $3,550 $4,779 $6,420 $4,868
USAA $1,353 $1,832 $2,379 $1,558

Find Cheap Ankeny, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ankeny, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ankeny for less when you shop around and compare rates from multiple Ankeny, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ankeny, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,529
American Family $3,625
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,251
Progressive $1,895
State Farm $2,133
Travelers $6,420
USAA $2,379

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Winners by Category: Where to Buy Cheap Auto Insurance in Ankeny, IA

Compare rates from the cheapest auto insurance companies in Ankeny, IA for your needs. Take a look at how Ankeny, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ankeny, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Ankeny, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ankeny, IA auto insurance companies overall, you can compare them here. Find the best price for Ankeny, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ankeny, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,648
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,515
Nationwide $2,317
Progressive $2,182
State Farm $2,133
Travelers $4,904
USAA $1,781

What affects Ankeny, Iowa auto insurance rates?

Local factors affect auto insurance rates in Ankeny, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ankeny auto insurance rates.

Commute Times in Ankeny

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ankeny, IA is 21.4 minutes according to City-Data.

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Compare Auto Insurance Quotes in Ankeny, IA

You can buy cheap Ankeny, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ankeny, Iowa auto insurance quotes from top companies.

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