Buy Cheap Andover, IA Auto Insurance (2021)

Andover, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Andover, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Andover, IA, compare Andover auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Andover, IA after a DUI are $3,506/year
  • The most expensive auto insurance company in Andover after a DUI is Travelers
  • The most expensive auto insurance company in Andover is Travelers

Finding affordable Andover, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Andover, IA auto insurance with confidence is right here. Auto insurance rates in Andover are affected by local factors as well as personal ones like your driving record.

See how Andover, IA car insurance rates compare to Council Bluffs auto insurance rates, Ankeny auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Andover.

Don’t buy Andover, IA auto insurance until you’ve compared rates. Get free Andover, Iowa auto insurance quotes when you enter your ZIP code above.

Andover, IA Minimum Auto Insurance Requirements

The required auto insurance in Andover, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Andover, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Andover, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Andover, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Andover, IA. Take a look at Andover, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Andover, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $4,048 $2,975 $2,496
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,974 $2,405 $2,178
State Farm $3,182 $1,968 $1,552
Travelers $5,734 $4,899 $4,669
USAA $2,351 $1,624 $1,409

Buy Cheap Andover, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Andover, Iowa auto insurance rates? Find out how car insurance rates in Andover, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Andover, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,769 $1,701 $1,459 $1,514 $4,360 $4,921 $2,128 $2,301
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,294 $2,340 $2,232 $2,238 $10,217 $16,279 $2,389 $2,816
USAA $1,190 $1,198 $1,098 $1,112 $3,290 $3,478 $1,423 $1,567

Buy Cheap Andover, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Andover can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Andover, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Andover, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,438 $7,652
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $4,360 $4,921
State Farm $3,928 $4,983
Travelers $10,217 $16,279
USAA $3,290 $3,478

Buy Cheap Andover, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Andover, Iowa by comparing Andover senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Andover, IA here.

Annual Auto Insurance Rates for Senior Drivers in Andover, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,832 $1,832
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,459 $1,514
State Farm $1,278 $1,278
Travelers $2,232 $2,238
USAA $1,098 $1,112

Find Cheap Auto Insurance Rates in Andover, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Andover, Iowa auto insurance. Compare Andover, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Andover, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,197 $3,348 $2,973
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,376 $2,528 $2,653
State Farm $2,125 $2,247 $2,330
Travelers $4,801 $5,177 $5,323
USAA $1,697 $1,801 $1,886

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Andover, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Andover. Compare auto insurance rates in Andover, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Andover, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,136 $3,210
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,519 $2,519
State Farm $2,180 $2,288
Travelers $5,101 $5,101
USAA $1,729 $1,860

Find Cheap Andover, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Andover, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Andover, IA, take a look at the average cost for various violations versus rates for a clean driving record in Andover.

Annual Andover, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,291 $3,348 $4,357 $2,695
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $2,024 $3,321 $2,196 $2,534
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,717 $4,959 $6,638 $5,088
USAA $1,367 $1,843 $2,395 $1,572

Find Cheap Andover, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Andover, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Andover for less when you shop around and compare rates from multiple Andover, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Andover, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $4,357
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $2,196
State Farm $2,234
Travelers $6,638
USAA $2,395

Winners by Category: Where to Buy Cheap Auto Insurance in Andover, IA

Compare rates from the cheapest auto insurance companies in Andover, IA for your needs. Take a look at how Andover, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Andover, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Andover, Iowa Auto Insurance Companies

If you’re looking for the cheapest Andover, IA auto insurance companies overall, you can compare them here. Find the best price for Andover, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Andover, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,173
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,519
State Farm $2,234
Travelers $5,101
USAA $1,794

What affects Andover, Iowa auto insurance rates?

Local factors affect auto insurance rates in Andover, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Andover auto insurance rates.

Commute Times in Andover

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Andover, IA is 16.9 minutes according to City-Data.

Traffic in Andover

How is traffic in Andover, Iowa? Inrix data shows that Andover, IA traffic makes it the 700th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Andover, IA

You can buy cheap Andover, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Andover, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption