Buy Cheap Andalusia, AL Auto Insurance (2021)

Andalusia, AL auto insurance rates average $285 a month. Minimum auto insurance requirements in Andalusia, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Andalusia, AL, compare Andalusia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Andalusia, AL after a DUI are $3,895/year
  • Average auto insurance rates in Andalusia, AL for teens drivers are $6,890/year
  • The most expensive auto insurance company in Andalusia is Liberty Mutual

Finding affordable Andalusia, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Andalusia, AL auto insurance with confidence is right here. Auto insurance rates in Andalusia are affected by local factors as well as personal ones like your driving record.

See how Andalusia, AL car insurance rates compare to Auburn auto insurance rates, Madison auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Andalusia.

Don’t buy Andalusia, AL auto insurance until you’ve compared rates. Get free Andalusia, Alabama auto insurance quotes when you enter your ZIP code above.

Andalusia, AL Minimum Auto Insurance Requirements

The required auto insurance in Andalusia, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Andalusia, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Andalusia, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Andalusia, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Andalusia, AL. Take a look at Andalusia, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Andalusia, Alabama

Insurance Company Poor Fair Good
Allstate $3,794 $2,959 $2,419
Farmers $4,242 $3,648 $3,457
GEICO $3,556 $2,536 $2,295
Liberty Mutual $7,475 $4,569 $3,589
Nationwide $3,073 $2,400 $2,171
Progressive $4,409 $3,760 $3,503
State Farm $6,541 $3,316 $2,256
Travelers $3,795 $3,288 $3,348
USAA $2,616 $1,700 $1,517

Buy Cheap Andalusia, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Andalusia, Alabama auto insurance rates? Find out how car insurance rates in Andalusia, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Andalusia, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,826 $1,702 $1,738 $6,218 $6,677 $2,167 $2,229
Farmers $2,170 $2,154 $1,940 $2,057 $8,324 $8,565 $2,472 $2,577
GEICO $2,044 $2,012 $1,906 $1,935 $5,184 $5,101 $2,159 $2,021
Liberty Mutual $3,090 $3,341 $2,539 $2,838 $10,919 $12,137 $3,299 $3,523
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,142 $2,022 $1,753 $1,865 $8,567 $9,576 $2,516 $2,686
State Farm $2,524 $2,524 $2,265 $2,265 $7,367 $9,241 $2,844 $3,274
Travelers $1,440 $1,464 $1,346 $1,342 $7,516 $11,764 $1,367 $1,579
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

Buy Cheap Andalusia, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Andalusia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Andalusia, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Andalusia, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,218 $6,677
Farmers $8,324 $8,565
GEICO $5,184 $5,101
Liberty Mutual $10,919 $12,137
Nationwide $4,358 $5,617
Progressive $8,567 $9,576
State Farm $7,367 $9,241
Travelers $7,516 $11,764
USAA $3,557 $3,951

Buy Cheap Andalusia, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Andalusia, Alabama by comparing Andalusia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Andalusia, AL here.

Annual Auto Insurance Rates for Senior Drivers in Andalusia, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,738
Farmers $1,940 $2,057
GEICO $1,906 $1,935
Liberty Mutual $2,539 $2,838
Nationwide $1,527 $1,581
Progressive $1,753 $1,865
State Farm $2,265 $2,265
Travelers $1,346 $1,342
USAA $1,141 $1,125

Find Cheap Auto Insurance Rates in Andalusia, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Andalusia, Alabama auto insurance. Compare Andalusia, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Andalusia, Alabama

Insurance Company Low Medium High
Allstate $2,966 $3,053 $3,153
Farmers $3,582 $3,736 $4,030
GEICO $2,604 $2,783 $2,999
Liberty Mutual $4,991 $5,188 $5,454
Nationwide $2,529 $2,526 $2,589
Progressive $3,539 $3,871 $4,263
State Farm $3,836 $4,031 $4,247
Travelers $3,318 $3,546 $3,567
USAA $1,874 $1,934 $2,025

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Find Cheap Andalusia, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Andalusia. Compare auto insurance rates in Andalusia, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Andalusia, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,057 $3,057
Farmers $3,782 $3,782
GEICO $2,741 $2,850
Liberty Mutual $5,211 $5,211
Nationwide $2,548 $2,548
Progressive $3,891 $3,891
State Farm $3,942 $4,134
Travelers $3,477 $3,477
USAA $1,856 $2,033

Find Cheap Andalusia, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Andalusia, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Andalusia, AL to see how much where you live in Andalusia affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Andalusia, Alabama

ZIP Code Average Annual Rates
36420 $3,482
36421 $3,505

Find Cheap Andalusia, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Andalusia, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Andalusia, AL, take a look at the average cost for various violations versus rates for a clean driving record in Andalusia.

Annual Andalusia, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,630 $3,075 $3,581 $2,941
Farmers $3,181 $4,115 $4,013 $3,821
GEICO $1,911 $3,033 $3,672 $2,566
Liberty Mutual $4,088 $5,681 $5,571 $5,503
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,528 $4,408 $3,756 $3,872
State Farm $3,663 $4,496 $3,996 $3,996
Travelers $2,898 $3,042 $4,436 $3,532
USAA $1,498 $1,873 $2,786 $1,621

Find Cheap Andalusia, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Andalusia, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Andalusia for less when you shop around and compare rates from multiple Andalusia, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Andalusia, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
Farmers $4,013
GEICO $3,672
Liberty Mutual $5,571
Nationwide $3,241
Progressive $3,756
State Farm $3,996
Travelers $4,436
USAA $2,786

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Winners by Category: Where to Buy Cheap Auto Insurance in Andalusia, AL

Compare rates from the cheapest auto insurance companies in Andalusia, AL for your needs. Take a look at how Andalusia, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Andalusia, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Andalusia, Alabama Auto Insurance Companies

If you’re looking for the cheapest Andalusia, AL auto insurance companies overall, you can compare them here. Find the best price for Andalusia, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Andalusia, Alabama

Insurance Company Average Annual Rates
Allstate $3,057
Farmers $3,782
GEICO $2,795
Liberty Mutual $5,211
Nationwide $2,548
Progressive $3,891
State Farm $4,038
Travelers $3,477
USAA $1,944

What affects Andalusia, Alabama auto insurance rates?

Local factors affect auto insurance rates in Andalusia, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Andalusia auto insurance rates.

Auto Theft in Andalusia

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Andalusia, AL auto theft show a total of 23 vehicle thefts annually.

Commute Times in Andalusia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Andalusia, AL is 17.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Andalusia, AL

You can buy cheap Andalusia, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Andalusia, Alabama auto insurance quotes from top companies.

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