Buy Cheap Amsterdam, OH Auto Insurance (2021)

Amsterdam, OH auto insurance rates average $235 a month. Minimum auto insurance requirements in Amsterdam, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Amsterdam, OH, compare Amsterdam auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Amsterdam, OH are $235/month
  • Average auto insurance rates in Amsterdam, OH after a DUI are $3,263/year
  • The most expensive auto insurance company in Amsterdam is Liberty Mutual

Finding affordable Amsterdam, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Amsterdam, OH auto insurance with confidence is right here. Auto insurance rates in Amsterdam are affected by local factors as well as personal ones like your driving record.

See how Amsterdam, OH car insurance rates compare to Dayton auto insurance rates, Akron auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Amsterdam.

Don’t buy Amsterdam, OH auto insurance until you’ve compared rates. Get free Amsterdam, Ohio auto insurance quotes when you enter your ZIP code above.

Amsterdam, OH Minimum Auto Insurance Requirements

The required auto insurance in Amsterdam, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Amsterdam, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Amsterdam, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Amsterdam, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Amsterdam, OH. Take a look at Amsterdam, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Amsterdam, Ohio

Insurance Company Poor Fair Good
Allstate $4,204 $3,044 $2,549
American Family $1,977 $1,351 $1,144
Farmers $3,552 $2,984 $2,842
GEICO $2,444 $2,036 $1,629
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,352 $3,733 $3,479
State Farm $3,686 $2,278 $1,795
Travelers $3,516 $3,055 $2,851
USAA $1,792 $1,268 $1,081

Buy Cheap Amsterdam, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Amsterdam, Ohio auto insurance rates? Find out how car insurance rates in Amsterdam, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Amsterdam, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,201 $2,204 $1,964 $2,105 $5,957 $6,825 $2,343 $2,524
American Family $943 $980 $856 $861 $2,825 $3,073 $1,163 $1,226
Farmers $1,692 $1,687 $1,492 $1,567 $7,198 $7,465 $1,903 $2,005
GEICO $1,485 $1,432 $1,373 $1,373 $3,919 $3,646 $1,655 $1,408
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $2,032 $1,934 $1,685 $1,738 $8,676 $9,796 $2,447 $2,525
State Farm $1,596 $1,596 $1,412 $1,412 $4,741 $5,968 $1,848 $2,117
Travelers $1,465 $1,488 $1,451 $1,442 $6,217 $9,784 $1,524 $1,753
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Amsterdam, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Amsterdam can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Amsterdam, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Amsterdam, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,957 $6,825
American Family $2,825 $3,073
Farmers $7,198 $7,465
GEICO $3,919 $3,646
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,676 $9,796
State Farm $4,741 $5,968
Travelers $6,217 $9,784
USAA $2,571 $2,863

Buy Cheap Amsterdam, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Amsterdam, Ohio by comparing Amsterdam senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Amsterdam, OH here.

Annual Auto Insurance Rates for Senior Drivers in Amsterdam, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $2,105
American Family $856 $861
Farmers $1,492 $1,567
GEICO $1,373 $1,373
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,685 $1,738
State Farm $1,412 $1,412
Travelers $1,451 $1,442
USAA $798 $797

Find Cheap Auto Insurance Rates in Amsterdam, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Amsterdam, Ohio auto insurance. Compare Amsterdam, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Amsterdam, Ohio

Insurance Company Low Medium High
Allstate $3,182 $3,260 $3,354
American Family $1,470 $1,502 $1,501
Farmers $2,989 $3,085 $3,304
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,732 $3,827 $4,003
State Farm $2,482 $2,593 $2,684
Travelers $3,063 $3,181 $3,177
USAA $1,323 $1,379 $1,440

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Find Cheap Amsterdam, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Amsterdam. Compare auto insurance rates in Amsterdam, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Amsterdam, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,265 $3,265
American Family $1,473 $1,509
Farmers $3,126 $3,126
GEICO $1,999 $2,074
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,854 $3,854
State Farm $2,524 $2,648
Travelers $3,140 $3,140
USAA $1,328 $1,433

Find Cheap Amsterdam, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Amsterdam, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Amsterdam, OH, take a look at the average cost for various violations versus rates for a clean driving record in Amsterdam.

Annual Amsterdam, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,765 $3,321 $3,866 $3,110
American Family $1,428 $1,511 $1,511 $1,511
Farmers $2,577 $3,313 $3,230 $3,384
GEICO $1,394 $1,994 $2,850 $1,907
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,328 $4,499 $3,539 $4,052
State Farm $2,371 $2,802 $2,586 $2,586
Travelers $2,315 $3,013 $4,542 $2,692
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Amsterdam, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Amsterdam, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Amsterdam for less when you shop around and compare rates from multiple Amsterdam, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Amsterdam, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,866
American Family $1,511
Farmers $3,230
GEICO $2,850
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,539
State Farm $2,586
Travelers $4,542
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Amsterdam, OH

Compare rates from the cheapest auto insurance companies in Amsterdam, OH for your needs. Take a look at how Amsterdam, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Amsterdam, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Amsterdam, Ohio Auto Insurance Companies

If you’re looking for the cheapest Amsterdam, OH auto insurance companies overall, you can compare them here. Find the best price for Amsterdam, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Amsterdam, Ohio

Insurance Company Average Annual Rates
Allstate $3,265
American Family $1,491
Farmers $3,126
GEICO $2,036
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,854
State Farm $2,586
Travelers $3,140
USAA $1,380

What affects Amsterdam, Ohio auto insurance rates?

Local factors affect auto insurance rates in Amsterdam, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Amsterdam auto insurance rates.

Commute Times in Amsterdam

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Amsterdam, OH is 23.1 minutes according to City-Data.

Traffic in Amsterdam

How is traffic in Amsterdam, Ohio? Inrix data shows that Amsterdam, OH traffic makes it the 964th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Amsterdam, OH

You can buy cheap Amsterdam, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Amsterdam, Ohio auto insurance quotes from top companies.

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