Buy Cheap Amherst, OH Auto Insurance (2021)

Amherst, OH auto insurance rates average $221 a month. Minimum auto insurance requirements in Amherst, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Amherst, OH, compare Amherst auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Amherst after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Amherst is Liberty Mutual
  • Average auto insurance rates in Amherst, OH after a DUI are $3,078/year

Finding affordable Amherst, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Amherst, OH auto insurance with confidence is right here. Auto insurance rates in Amherst are affected by local factors as well as personal ones like your driving record.

See how Amherst, OH car insurance rates compare to Columbus auto insurance rates, Dayton auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Amherst.

Don’t buy Amherst, OH auto insurance until you’ve compared rates. Get free Amherst, Ohio auto insurance quotes when you enter your ZIP code above.

Amherst, OH Minimum Auto Insurance Requirements

The required auto insurance in Amherst, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Amherst, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Amherst, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Amherst, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Amherst, OH. Take a look at Amherst, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Amherst, Ohio

Insurance Company Poor Fair Good
Allstate $3,677 $2,687 $2,238
American Family $2,027 $1,378 $1,166
Farmers $3,715 $3,149 $2,998
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,702 $3,217 $3,012
State Farm $3,276 $2,025 $1,596
Travelers $3,376 $2,943 $2,752
USAA $1,708 $1,215 $1,038

Buy Cheap Amherst, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Amherst, Ohio auto insurance rates? Find out how car insurance rates in Amherst, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Amherst, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,911 $1,899 $1,735 $1,853 $5,343 $6,095 $1,990 $2,113
American Family $923 $956 $854 $855 $3,002 $3,250 $1,146 $1,206
Farmers $1,710 $1,708 $1,504 $1,591 $7,779 $8,096 $1,916 $1,995
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,681 $1,573 $1,402 $1,448 $7,669 $8,630 $2,004 $2,074
State Farm $1,358 $1,358 $1,225 $1,225 $4,360 $5,479 $1,580 $1,807
Travelers $1,370 $1,389 $1,373 $1,364 $6,058 $9,587 $1,433 $1,615
USAA $801 $807 $765 $762 $2,470 $2,745 $1,066 $1,146

Buy Cheap Amherst, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Amherst can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Amherst, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Amherst, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,343 $6,095
American Family $3,002 $3,250
Farmers $7,779 $8,096
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,669 $8,630
State Farm $4,360 $5,479
Travelers $6,058 $9,587
USAA $2,470 $2,745

Buy Cheap Amherst, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Amherst, Ohio by comparing Amherst senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Amherst, OH here.

Annual Auto Insurance Rates for Senior Drivers in Amherst, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,853
American Family $854 $855
Farmers $1,504 $1,591
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,402 $1,448
State Farm $1,225 $1,225
Travelers $1,373 $1,364
USAA $765 $762

Find Cheap Auto Insurance Rates in Amherst, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Amherst, Ohio auto insurance. Compare Amherst, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Amherst, Ohio

Insurance Company Low Medium High
Allstate $2,755 $2,861 $2,987
American Family $1,491 $1,536 $1,545
Farmers $3,100 $3,232 $3,530
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,162 $3,279 $3,490
State Farm $2,169 $2,307 $2,421
Travelers $2,930 $3,065 $3,075
USAA $1,258 $1,319 $1,384

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Find Cheap Amherst, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Amherst. Compare auto insurance rates in Amherst, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Amherst, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,867 $2,867
American Family $1,505 $1,542
Farmers $3,287 $3,287
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,310 $3,310
State Farm $2,240 $2,358
Travelers $3,024 $3,024
USAA $1,270 $1,370

Find Cheap Amherst, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Amherst, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Amherst, OH, take a look at the average cost for various violations versus rates for a clean driving record in Amherst.

Annual Amherst, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,400 $2,916 $3,431 $2,723
American Family $1,460 $1,545 $1,545 $1,545
Farmers $2,710 $3,495 $3,408 $3,536
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,852 $3,890 $3,040 $3,459
State Farm $2,088 $2,510 $2,299 $2,299
Travelers $2,219 $2,903 $4,388 $2,585
USAA $1,014 $1,359 $1,785 $1,123

Find Cheap Amherst, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Amherst, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Amherst for less when you shop around and compare rates from multiple Amherst, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Amherst, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,431
American Family $1,545
Farmers $3,408
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,040
State Farm $2,299
Travelers $4,388
USAA $1,785

Winners by Category: Where to Buy Cheap Auto Insurance in Amherst, OH

Compare rates from the cheapest auto insurance companies in Amherst, OH for your needs. Take a look at how Amherst, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Amherst, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Amherst, Ohio Auto Insurance Companies

If you’re looking for the cheapest Amherst, OH auto insurance companies overall, you can compare them here. Find the best price for Amherst, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Amherst, Ohio

Insurance Company Average Annual Rates
Allstate $2,867
American Family $1,524
Farmers $3,287
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,310
State Farm $2,299
Travelers $3,024
USAA $1,320

What affects Amherst, Ohio auto insurance rates?

Local factors affect auto insurance rates in Amherst, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Amherst auto insurance rates.

Commute Times in Amherst

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Amherst, OH is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Amherst, OH

You can buy cheap Amherst, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Amherst, Ohio auto insurance quotes from top companies.

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