Buy Cheap American Falls, ID Auto Insurance (2022)

American Falls, ID auto insurance rates average $237 a month. Minimum auto insurance requirements in American Falls, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in American Falls, ID, compare American Falls auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in American Falls, ID after a DUI are $3,529/year
  • The most expensive auto insurance company in American Falls after a DUI is Travelers
  • Average auto insurance rates in American Falls, ID for teens drivers are $5,600/year

Finding affordable American Falls, Idaho auto insurance can be challenging, but everything you need to know to buy cheap American Falls, ID auto insurance with confidence is right here. Auto insurance rates in American Falls are affected by local factors as well as personal ones like your driving record.

See how American Falls, ID car insurance rates compare to Meridian auto insurance rates, Nampa auto insurance rates, and Twin Falls auto insurance rates before you read more about the cost of auto insurance in American Falls.

Don’t buy American Falls, ID auto insurance until you’ve compared rates. Get free American Falls, Idaho auto insurance quotes when you enter your ZIP code above.

American Falls, ID Minimum Auto Insurance Requirements

The required auto insurance in American Falls, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in American Falls, Idaho is outlined here.

Minimum Required Auto Insurance Coverage in American Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap American Falls, ID Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in American Falls, ID. Take a look at American Falls, Idaho auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in American Falls, Idaho

Insurance Company Poor Fair Good
Allstate $5,329 $3,621 $3,163
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $3,436 $2,745 $2,300
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,144 $2,530 $2,219
State Farm $2,537 $1,604 $1,278
Travelers $3,720 $3,129 $2,896
USAA $2,742 $1,585 $1,273

Buy Cheap American Falls, ID Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect American Falls, Idaho auto insurance rates? Find out how car insurance rates in American Falls, ID are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in American Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,322 $2,311 $2,018 $2,092 $8,448 $9,761 $2,597 $2,749
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,029 $2,002 $1,929 $1,874 $4,407 $5,477 $2,779 $2,120
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,122 $1,122 $1,008 $1,008 $3,303 $4,167 $1,264 $1,457
Travelers $1,365 $1,387 $1,375 $1,368 $6,738 $10,643 $1,451 $1,662
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Buy Cheap American Falls, ID Auto Insurance for Teen Drivers

Auto insurance for teenagers in American Falls can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in American Falls, ID are listed here.

Annual Auto Insurance Rates for Teen Drivers in American Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,448 $9,761
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $4,407 $5,477
Liberty Mutual $4,901 $5,448
Nationwide $4,347 $5,363
State Farm $3,303 $4,167
Travelers $6,738 $10,643
USAA $3,565 $3,999

Buy Cheap American Falls, ID Auto Insurance for Seniors

You can save on senior auto insurance rates in American Falls, Idaho by comparing American Falls senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in American Falls, ID here.

Annual Auto Insurance Rates for Senior Drivers in American Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,092
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,929 $1,874
Liberty Mutual $1,257 $1,404
Nationwide $1,621 $1,723
State Farm $1,008 $1,008
Travelers $1,375 $1,368
USAA $1,070 $1,059

Find Cheap Auto Insurance Rates in American Falls, ID by Coverage Level

The amount of coverage you choose is a big factor in the cost of American Falls, Idaho auto insurance. Compare American Falls, ID auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in American Falls, Idaho

Insurance Company Low Medium High
Allstate $3,890 $4,030 $4,193
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $2,686 $2,824 $2,972
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,595 $2,764 $2,534
State Farm $1,707 $1,810 $1,902
Travelers $3,196 $3,296 $3,254
USAA $1,817 $1,864 $1,920

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Find Cheap American Falls, ID Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in American Falls. Compare auto insurance rates in American Falls, ID by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in American Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,037 $4,037
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,779 $2,876
Liberty Mutual $2,452 $2,452
Nationwide $2,631 $2,631
State Farm $1,763 $1,850
Travelers $3,249 $3,249
USAA $1,844 $1,889

Find Cheap American Falls, ID Auto Insurance Rates by Driving Record

Auto insurance rates in American Falls, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in American Falls, ID, take a look at the average cost for various violations versus rates for a clean driving record in American Falls.

Annual American Falls, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $4,187 $4,676 $3,952
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,744 $2,773 $3,864 $2,928
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,650 $1,962 $1,806 $1,806
Travelers $2,001 $2,850 $4,953 $3,190
USAA $1,341 $1,908 $2,595 $1,623

Find Cheap American Falls, ID Auto Insurance Rates After a DUI

The cost of DUI auto insurance in American Falls, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in American Falls for less when you shop around and compare rates from multiple American Falls, ID auto insurance companies.

Annual Auto Insurance Rates After a DUI in American Falls, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,676
American Family $4,444
Farmers $3,138
GEICO $3,864
Liberty Mutual $2,635
Nationwide $3,651
State Farm $1,806
Travelers $4,953
USAA $2,595

Winners by Category: Where to Buy Cheap Auto Insurance in American Falls, ID

Compare rates from the cheapest auto insurance companies in American Falls, ID for your needs. Take a look at how American Falls, Idaho auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in American Falls, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap American Falls, Idaho Auto Insurance Companies

If you’re looking for the cheapest American Falls, ID auto insurance companies overall, you can compare them here. Find the best price for American Falls, Idaho car insurance by company.

Average Annual Auto Insurance Rates by Company in American Falls, Idaho

Insurance Company Average Annual Rates
Allstate $4,037
American Family $3,695
Farmers $3,028
GEICO $2,827
Liberty Mutual $2,452
Nationwide $2,631
State Farm $1,806
Travelers $3,249
USAA $1,867

What affects American Falls, Idaho auto insurance rates?

Local factors affect auto insurance rates in American Falls, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact American Falls auto insurance rates.

Commute Times in American Falls

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in American Falls, ID is 15.8 minutes according to City-Data.

Compare Auto Insurance Quotes in American Falls, ID

You can buy cheap American Falls, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free American Falls, Idaho auto insurance quotes from top companies.

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